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re: Anyone else refusing to give in to inflation?
Posted on 5/28/25 at 12:21 pm to BoogaBear
Posted on 5/28/25 at 12:21 pm to BoogaBear
quote:
I feel like we just sit and home and be broke, and my wife and I are both 6 figure earners with no car payments
Not to be Dave Ramsey here but i feel like the math is not adding up. Do you both have high student loan or a massive mortgage payment? High tuition for the kids?
2
Posted on 5/28/25 at 12:28 pm to CAD703X
quote:
didnt you just advocate for a feeding tube yesterday because food only exists to keep you alive?
I'm confused as to how you equated my post 2 days with not being in line with this one.
Yes, we buy groceries to meal prep with all week, since eating out is 1) unhealthy and 2) a waste of money
Posted on 5/28/25 at 12:30 pm to WaydownSouth
stop downvoting my zingers! 
eta thats not me downvoting your post above
eta thats not me downvoting your post above
This post was edited on 5/28/25 at 12:30 pm
Posted on 5/28/25 at 12:35 pm to WaydownSouth
quote:
I've got about 10 of their polo's
I bet nobody can tell your waist is size 40
Posted on 5/28/25 at 12:35 pm to HenryParsons
quote:
Not to be Dave Ramsey here but i feel like the math is not adding up. Do you both have high student loan or a massive mortgage payment? High tuition for the kids?
Daycare, student loans, decently high mortgage payment, aggressively paying down those at the same time.
Groceries for a family of 5 are averaging $425 a week.
Daycare is $1,400 a month.
We do have one that's old enough to play travel ball but there isn't a great deal of travel involved and dues are minimal.
Someone said it earlier, took family of 5 to SEC tournament for LSU's Friday night game. Easily a 300-400 dollar afternoon.
Posted on 5/28/25 at 12:36 pm to WaydownSouth
Me and mine stopped a couple years ago. Started backing off certain brands and now just certain items.
It’s kind of fun slumming it for a while.
It’s kind of fun slumming it for a while.
Posted on 5/28/25 at 12:39 pm to HenryParsons
quote:
Not to be Dave Ramsey here but i feel like the math is not adding up. Do you both have high student loan or a massive mortgage payment? High tuition for the kids?
My wife and I also both bring in 6 figs.
Just an idea of monthly expenses.
Daycare for 2 kids is $1600 (some quotes for others we got were around 2k)
Mortgage around $2500 (relocated for a job, had to give up 2.8% rate)
Grocery bill for family of 4 is $800-$1000
Dump about $600 a month in kids brokerage accounts
Thats close to 6k a month in bills without factoring in medical expenses, gym membership, gas, utilities, a family outing to something like the zoo or a baseball game, constant need to buy new clothes since the kids grow out of them.
Posted on 5/28/25 at 12:41 pm to WaydownSouth
quote:
Daycare for 2 kids is $1600 (some quotes for others we got were around 2k) Mortgage around $2500 (relocated for a job, had to give up 2.8% rate)
100% understand.
Daycare is expensive if you want peace of mind.
Posted on 5/28/25 at 12:43 pm to AwgustaDawg
quote:
Its silly to bitch about grocery prices and spend $12 a month for a WalMart Membership to have them bring the shite to your front porch
I happily pay it.
Posted on 5/28/25 at 12:55 pm to BoogaBear
quote:
my wife and I are both 6 figure earners with no car payments.
I was really with ya until the sentence above. I make roughly $200K annually and do not feel broke at all.
Posted on 5/28/25 at 1:03 pm to fallguy_1978
Me, my wife and one daughter went to an LSU baseball game a few weeks ago and grabbed some lunch beforehand. I bet that afternoon outing cost me like $300.“”
That’s an expensive lunch , no?
That’s an expensive lunch , no?
Posted on 5/28/25 at 1:03 pm to cubsfan5150
See above comments. It adds up really quick.
Posted on 5/28/25 at 1:07 pm to windmill
quote:
That’s an expensive lunch , no?
Not really. Expensive tickets and a few rounds of beers at the game. I wasn't really trying to make it a frugal day, but I guess in my head baseball is cheap outing.
Posted on 5/28/25 at 1:08 pm to WaydownSouth
quote:
Anyone else refusing to give in to inflation?
You literally can't escape it.
Posted on 5/28/25 at 1:27 pm to WaydownSouth
quote:
Thats close to 6k a month in bills without factoring in medical expenses, gym membership, gas, utilities, a family outing to something like the zoo or a baseball game, constant need to buy new clothes since the kids grow out of them.
Help me with my math.
If you're each making 6 figures, that's a MINIMUM monthly salary of $16,666.00. (I'm betting you make more than exactly $200K/year).
Let's put you in a 30% tax bracket (which I guarantee is higher than you're in, with 2 kids), that means your taking home roughly:
$16,666.00 - $5000.00 (taxes) = $11,666.00 (after Taxes).
You showed us just under $6K/month in bills (which $600 is not bills, it's cash you're putting in a brokerage account for your kids. Very discretionary). But allowing that, you still have $11,666 - 6000 = $5666 - $6000 discretionary income left over after paying all taxes and bills.
After all bills are paid, and your kids brokerage accounts funded, you struggle living off of $6000 leftover cash for discretionary spending?
Posted on 5/28/25 at 1:27 pm to BoogaBear
quote:
I feel like we just sit and home and be broke, and my wife and I are both 6 figure earners with no car payments.
You not doing something right if you both make that much and can’t afford a vacation. I’m a single dad making half of that and paying two car notes on new vehicles with a big house note and still manage to do a major vacation a year.
You need money management school.
This post was edited on 5/28/25 at 1:29 pm
Posted on 5/28/25 at 1:28 pm to Townedrunkard
quote:
You not doing something right if you both make that much and can’t afford a vacation. I’m a single dad making half of that and paying two car notes on new vehicles with a big house note and still manage to do a major vacation a year.
Some people don’t want to have to work until they die
Posted on 5/28/25 at 1:29 pm to BoogaBear
quote:Your entire post described you no longer spending money. So with good income, how is it that you are broke?
I feel like we just sit and home and be broke, and my wife and I are both 6 figure earners with no car payments.
Posted on 5/28/25 at 1:32 pm to BoogaBear
Daycare isn’t forever so that’s a plus. I’m in the same boat as you
Posted on 5/28/25 at 1:32 pm to Big Scrub TX
quote:
Your entire post described you no longer spending money. So with good income, how is it that you are broke?
I said I feel broke, I didn't say I was broke. I'm other posts I stated where money is going, we are aggressively paying down our remaining debt on top of other things like daycare.
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