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Started By
Message
Advice: Downed tree on my fence
Posted on 6/30/19 at 10:25 am
Posted on 6/30/19 at 10:25 am
I woke up this morning to the view of a huge chunk of my big beautiful backyard tree falling down, and partially damaging my fence (photos included).
I called xcell energy, since part of it fell on the power lines between poles, and they are coming to clear the power lines.
What's the best way to handle the situation?
File a home insurance claim since it damaged my fence and there is big chuck leaning towards my house?
Call tree removal service, and have them cut down the whole tree and pay the fees myself?
Or chop it down myself with a chainsaw, and request the junk removal service to pick the debris after I cut it down myself?
What would you do?
I called xcell energy, since part of it fell on the power lines between poles, and they are coming to clear the power lines.
What's the best way to handle the situation?
File a home insurance claim since it damaged my fence and there is big chuck leaning towards my house?
Call tree removal service, and have them cut down the whole tree and pay the fees myself?
Or chop it down myself with a chainsaw, and request the junk removal service to pick the debris after I cut it down myself?
What would you do?
29
Posted on 6/30/19 at 10:29 am to Northwestern tiger
Call a tree removal service
Posted on 6/30/19 at 10:30 am to Northwestern tiger
Manually place the roots better next time.
Posted on 6/30/19 at 10:30 am to Northwestern tiger
It’s a math problem. What would each cost and what’s your deductible.
Also what is your time worth.
Also what is your time worth.
Posted on 6/30/19 at 10:30 am to Northwestern tiger
I love cutting trees. In retrospect, I should have started a tree service after high school. Those guys make MONEY.
Posted on 6/30/19 at 10:31 am to Northwestern tiger
Fire up the chainsaw and get the ol lady to make a "Free Firewood" sign
Eta that fence is doneski. That is going to be a pretty decent expense to replace
Eta that fence is doneski. That is going to be a pretty decent expense to replace
This post was edited on 6/30/19 at 10:33 am
Posted on 6/30/19 at 10:31 am to Northwestern tiger
I would first make sure the power lines are taken care of. I would then rent a chain saw and cut up the part that fell, then call a tree removal service to cut down the still standing tree. Or, if the tree service does it all at one price, do that.
Posted on 6/30/19 at 10:32 am to Aubie Spr96
quote:
I love cutting trees. In retrospect, I should have started a tree service after high school. Those guys make MONEY.
I bet they pay a pretty penny for insurance.
Posted on 6/30/19 at 10:38 am to Northwestern tiger
Plastic lawn furniture.
I have some extra gold plated OT approved stuff over here you can have.
I have some extra gold plated OT approved stuff over here you can have.
Posted on 6/30/19 at 10:51 am to Northwestern tiger
Call insurance agent first.
Cut up downed limbs.
Prune tree of limbs that are questionable. May need a tree guy for that. Your call.
If you like the tree and where it was, if you prune it right, it will probably come back pretty quickly. It’s already got a good root structure.
Cut up downed limbs.
Prune tree of limbs that are questionable. May need a tree guy for that. Your call.
If you like the tree and where it was, if you prune it right, it will probably come back pretty quickly. It’s already got a good root structure.
Posted on 6/30/19 at 10:52 am to Northwestern tiger
Make a claim. Whennits all said and done, your cost will be thousands.
Cut tree down and have all roots removed or your yard will have a sink hole in the future.
Wierd tree...forked/split very low.
Cut tree down and have all roots removed or your yard will have a sink hole in the future.
Wierd tree...forked/split very low.
Posted on 6/30/19 at 10:54 am to Northwestern tiger
This is my excuse for having a commerical chain saw.
Haven't had the excuse to fire it up yet
Haven't had the excuse to fire it up yet
Posted on 6/30/19 at 10:58 am to Northwestern tiger
The insurer typically issue a claim for both the fence and an allowance for cleanup of the tree....call your homeowners insurance.
Posted on 6/30/19 at 11:01 am to Northwestern tiger
What state are you in?
Posted on 6/30/19 at 11:02 am to Spankum
quote:
insurer typically issue a claim for both the fence and an allowance for cleanup of the tree....call your homeowners insurance.
Thanks
Another question, would the insurance cover the cost of cutting down the rest of the tree since it’s very hazardous to leave it that way?
Posted on 6/30/19 at 11:03 am to Northwestern tiger
I would call insurance
Posted on 6/30/19 at 11:04 am to TDsngumbo
Minnesota
Posted on 6/30/19 at 11:04 am to Northwestern tiger
In Louisiana the insurer likely only covers removal of the PARTS of the tree that are ON covered property (fence and maybe the house if it’s touching the house). As well as whatever damage to covered property exists. But just a tree down in your yard will usually not be covered.
Your fence is expensive and will likely cover your deductible unless you have one of those shitty arse percentage deductibles.
ETA: not sure how it’s handled in Minnesota.
Your fence is expensive and will likely cover your deductible unless you have one of those shitty arse percentage deductibles.
ETA: not sure how it’s handled in Minnesota.
This post was edited on 6/30/19 at 11:05 am
Posted on 6/30/19 at 11:05 am to Northwestern tiger
I'm willing to bet that the energy company would take it down for you since it could potentially danger their line again
This post was edited on 6/30/19 at 11:07 am
Posted on 6/30/19 at 11:05 am to ForeverLSU02
quote:
I'm willing to bet that the energy company would take it down for you since it potentially danger their line again
This is probably true as well.
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