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Started By
Message
7.7 million households in the 7 Cal. counties affected by the flooding, 52K have flood ins
Posted on 2/5/24 at 4:16 pm
Posted on 2/5/24 at 4:16 pm
quote:
Data from NFIP shows only 52,400 homes and businesses are covered by flood insurance in the eight Southern California counties declared a disaster area because of this storm. That’s less than 1% of 7.7 million households in the affected area with coverage. Those counties have a combined population of more than 22.6 million people, according to the latest estimates from the Census Bureau.
quote:
Los Angeles County, with more than 10 million residents, has only 14,600 flood insurance policies in force.
quote:
Even some of those with flood insurance could find their policies won’t cover all of their losses. The federal policies have a limit of covering only $250,000 in damage to structures and $100,000 to the home’s contents. Those limits can be quickly exceeded, especially in Southern California
No FEMA check for them?
Posted on 2/5/24 at 4:18 pm to TigerintheNO
Imagine a country where if you have a federally backed loan, you must purchase flood insurance. Then you have millions of millions low risk insureds purchasing a $450 policy balancing the flood risk more evenly.
Posted on 2/5/24 at 4:18 pm to TigerintheNO
Federal bailout incoming.
Posted on 2/5/24 at 4:19 pm to fareplay
quote:
What? No
What your arse.
Posted on 2/5/24 at 4:21 pm to Chad504boy
quote:
Imagine a country where if you have a federally backed loan, you must purchase flood insurance. Then you have millions of millions low risk insureds purchasing a $450 policy balancing the flood risk more evenly.
So you want people in desert climates to be forced to buy flood insurance?
Guess we should make people in the South by earthquake insurance while you are at it.
Posted on 2/5/24 at 4:22 pm to TigerintheNO
quote:
52K have flood ins
Louisiana flood insurance fixing to soar to new heights
Posted on 2/5/24 at 4:23 pm to TigerintheNO
Let's hope skid row flooded. It needed a cleansing.
Posted on 2/5/24 at 4:25 pm to stout
quote:
So you want people in desert climates to be forced to buy flood insurance?
They aren't without flood risk what so ever.
Posted on 2/5/24 at 4:26 pm to Chad504boy
quote:
Then you have millions of millions low risk insureds purchasing a $450 policy balancing the flood risk more evenly.
Live a less than mile from the river, so my area is higher than most of the city. Never was required to have flood insurance but got it anyway. Up until a couple of years ago it was less than a dollar a day ($325-$360) for over a decade.
Posted on 2/5/24 at 4:28 pm to TigerintheNO
quote:
Live a less than mile from the river, so my area is higher than most of the city. Never was required to have flood insurance but got it anyway. Up until a couple of years ago it was less than a dollar a day ($325-$360) for over a decade.
flood system is broken in partly due to the low volume of people in the country buying into it. If an extreme little risk policy cost $300 a year, it would help stabilize the entire picture. TONS AND TONS of preferred zone customers flood every single year nearly in every state.
Posted on 2/5/24 at 4:29 pm to stout
quote:
So you want people in desert climates to be forced to buy flood insurance?
You know what happens when an unexpected thunderstorm dumps even a half inch of water in a desert? Flash floods.
Posted on 2/5/24 at 4:29 pm to saintsfan1977
Here in this hopeless fricking hole we call L.A.
The only way to fix it is to flush it all away
Any fricking time, any fricking day
Learn to swim, I'll see you down in Arizona bay
The only way to fix it is to flush it all away
Any fricking time, any fricking day
Learn to swim, I'll see you down in Arizona bay
Posted on 2/5/24 at 4:29 pm to TigerintheNO
All you stupid rednecks that work and pay taxes will get to bail them out from this responsibility next.
Posted on 2/5/24 at 4:30 pm to stout
quote:No one floods more frequently. Check out SoCal and Arizona.
So you want people in desert climates to be forced to buy flood insurance?
This post was edited on 2/5/24 at 4:31 pm
Posted on 2/5/24 at 4:31 pm to TigerintheNO
Look at the areas currently within Flash Flood Warnings:
quote:
Some locations that could experience flash flooding include... Malibu, Woodland Hills, Beverly Hills, Hollywood, Griffith Park, Malibu Creek State Park, Calabasas, Topanga State Park, Westlake Village, Pacific Palisades, Brentwood, Sepulveda Pass, Bel Air, Sherman Oaks, Studio City, Hollywood Hills, and Malibu Canyon and Los Virgenes Roads through the Santa Monica Mountains.
quote:
* Some locations that will experience flash flooding include... Thousand Oaks, Simi Valley, North Hollywood, Burbank, Van Nuys, Universal City, Northridge, Griffith Park, Encino, Santa Clarita, Chatsworth, Woodland Hills, Pasadena, Alhambra, Mount Wilson, Agoura Hills, Altadena, Pacoima, Sunland and Sylmar.
This post was edited on 2/5/24 at 4:32 pm
Posted on 2/5/24 at 4:32 pm to Evolved Simian
quote:
You know what happens when an unexpected thunderstorm dumps even a half inch of water in a desert? Flash floods.
Yes I was in Vegas once when it stormed badly and streets flooded but the amount of houses that flooded was minimal if any.
We have flood maps for a reason and requiring people who MIGHT be at risk of flooding once in a hundred years to get flood insurance is dumb.
Chad sells insurance so of course he wants the Gov to force you to buy more of it.
This post was edited on 2/5/24 at 4:33 pm
Posted on 2/5/24 at 4:56 pm to stout
quote:
Guess we should make people in the South by earthquake insurance while you are at it.
I live in Ponchatoula and I have it, 30 dollars a year.
Posted on 2/5/24 at 4:56 pm to stout
quote:
We have flood maps for a reason and requiring people who MIGHT be at risk of flooding once in a hundred years to get flood insurance is dumb.
I get it, but people who buy insurance they don’t need is kind of the name of the game.
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