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Started By
Message
re: 7.7 million households in the 7 Cal. counties affected by the flooding, 52K have flood ins
Posted on 2/5/24 at 4:59 pm to TigerintheNO
Posted on 2/5/24 at 4:59 pm to TigerintheNO
California about to get back some of that tax money they’ve been sending to Uncle Sam.
1
Posted on 2/5/24 at 5:05 pm to stout
I stated this to others,
Do away with flood, earthquake, etc, should all be under one plan called declared national disasters. Everyone should get tit and be covered rather its a tornado, flood, icestorm etc.
Do away with flood, earthquake, etc, should all be under one plan called declared national disasters. Everyone should get tit and be covered rather its a tornado, flood, icestorm etc.
Posted on 2/5/24 at 5:21 pm to Matt225
Fema: what flood?
Your damage was from a mudslide!
Your damage was from a mudslide!
Posted on 2/5/24 at 5:22 pm to Chad504boy
quote:
Imagine a country where if you have a federally backed loan, you must purchase flood insurance. Then you have millions of millions low risk insureds purchasing a $450 policy balancing the flood risk more evenly.
frick this.
Posted on 2/5/24 at 5:24 pm to stout
That’s what 1,142 of sq. footage gets you in L.A. county at an affordable $739k with a price reduction as of 2/01/24 to get you to $739k.
*Sorry black folks those reparations were tragically washed out to sea*
*Sorry black folks those reparations were tragically washed out to sea*
This post was edited on 2/5/24 at 5:43 pm
Posted on 2/5/24 at 5:26 pm to TigerintheNO
One easy fix is to not allow building flat to the ground.
Elevation is your salvation. Give yourself 1-3 feet of freeboard in the form of a hill or pillings from the natural elevation. If you build a basement, build it with no windows and 1 to 3 feet of clearance over the ground to not allow water in.
Sometimes a foot is the difference between flooding and not.
Just look at New Orleans last week. If places were a foot higher the rain would not have flooded that many homes or businesses. Cars maybe a different story since they are on the street.
Elevation is your salvation. Give yourself 1-3 feet of freeboard in the form of a hill or pillings from the natural elevation. If you build a basement, build it with no windows and 1 to 3 feet of clearance over the ground to not allow water in.
Sometimes a foot is the difference between flooding and not.
Just look at New Orleans last week. If places were a foot higher the rain would not have flooded that many homes or businesses. Cars maybe a different story since they are on the street.
Posted on 2/5/24 at 5:28 pm to TigerintheNO
If you don't have insurance you should not get help from the govt.
Posted on 2/5/24 at 5:31 pm to slackster
quote:
I get it, but people who buy insurance they don’t need is kind of the name of the game.
Chad said to force people to buy it
I am all for people buying something out of choice
Posted on 2/5/24 at 5:35 pm to Chad504boy
quote:
flood system is broken in partly due to the low volume of people in the country buying into it. If an extreme little risk policy cost $300 a year, it would help stabilize the entire picture. TONS AND TONS of preferred zone customers flood every single year nearly in every state.
1000%
Make it mandatory at a fixed & reasonable rate
Posted on 2/5/24 at 5:39 pm to stout
quote:
Guess we should make people in the South by earthquake insurance while you are at it.
I'm game if they get California to buy flood insurance.
Memphis probably needs quake insurance anyways.
Posted on 2/5/24 at 5:43 pm to Drop4Loss
quote:NFIP covers mudslide
Fema: what flood?
Your damage was from a mudslide!
Posted on 2/5/24 at 5:44 pm to stout
quote:Still higher odds than a house fire. Nobody complains that a mortgage company makes you have insurance against fire
We have flood maps for a reason and requiring people who MIGHT be at risk of flooding once in a hundred years to get flood insurance is dumb.
Posted on 2/5/24 at 5:47 pm to stout
quote:
Chad sells insurance so of course he wants the Gov to force you to buy more of it.
lol
The angle is to help fix premiums and the broken system. Me getting $30 from a minimum risk flood policy isn’t my motivation.
ETA: the big lobbyists who are against this are the banks. Adding flood premiums into monthly loans makes it harder to qualify many loans are year that are that hard up on qualifying for what they get. Then the banks just get bailed out anyways too.
This post was edited on 2/5/24 at 5:49 pm
Posted on 2/5/24 at 5:47 pm to TigerintheNO
A great musician once said… “Learn to swim”
Posted on 2/5/24 at 5:49 pm to Chad504boy
If you take FEMA $$ then you should pay into the program at least after the claim is made. Im not sure if that is current regulations or not
Posted on 2/5/24 at 5:50 pm to stout
quote:
I am all for people buying something out of choice
Hazard insurance is already forced and they buy not by choice.
This post was edited on 2/5/24 at 5:51 pm
Posted on 2/5/24 at 5:54 pm to stout
quote:
once in a hundred years to get flood insurance is dumb
this right here tells me you have no clue what you're talking about
Posted on 2/5/24 at 5:57 pm to TigerintheNO
Can we use half of the billions to Ukraine to help these people who are citizens and taxpayers.
Posted on 2/5/24 at 5:58 pm to member12
quote:
Memphis probably needs quake insurance anyways.
You can't even get people in Memphis to buy car insurance when it is required by law AND they are living in the carjack, car wreck, car theft capital of the US.
Good luck selling those cats earthquake insurance.
Posted on 2/5/24 at 6:07 pm to Chad504boy
quote:
They aren't without flood risk what so ever
Oh frick right off. Many of us are at absolutely zero flood risk. Even if Lake Bonneville miraculously came back (an impossibility) I would still be only close to shoreline.
But hey, would be happy if you chucked in to help my earthquake insurance /sarcasm
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