- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0% financing on trucks
Posted on 4/20/20 at 10:18 am
Posted on 4/20/20 at 10:18 am
Have any of y’all taken advantage of this lately? Looking at a few fords and I’m hearing they are staying firm on price if I opt for 0%. How much can they actually wiggle down on price? I’m definitely not paying close to MSRP for a 2019 truck when sales are low.
This post was edited on 4/20/20 at 10:21 am
23
Posted on 4/20/20 at 10:19 am to Uncle JackD
quote:
Looking at a few fords and I’m hearing they are staying firm on price if I opt for 0%. How much can they actually wiggle down on price?
You don't have to settle for a Ford. Good brands have 0% right now too.
Posted on 4/20/20 at 10:19 am to Uncle JackD
quote:
Sells
?
This post was edited on 4/20/20 at 10:20 am
Posted on 4/20/20 at 10:19 am to Uncle JackD
quote:
How much can they actually wiggle down on price?
Bout 350
Posted on 4/20/20 at 10:19 am to Uncle JackD
Dodge is offering 0% for 84 months.
Posted on 4/20/20 at 10:22 am to Uncle JackD
quote:
I’m hearing they are staying firm on price if I opt for 0%
If by firm on price no more than 30% off MSRP, then yes. You have all the power right now in negotiations.
Posted on 4/20/20 at 10:23 am to Uncle JackD
You can get a 30A sticker added for free if you agree to 1%
Posted on 4/20/20 at 10:24 am to Uncle JackD
thanks for the 84 month financing advertisements dick
Posted on 4/20/20 at 10:30 am to Uncle JackD
I haven’t seen any Ford dealers in my area offering 0%. If they are I will grab a new Lariat.
Posted on 4/20/20 at 10:31 am to Uncle JackD
It's better to take the rebates and get financing through a credit union.
My CU is offering 1.99 and Penfed is 1.14 if you use them
My CU is offering 1.99 and Penfed is 1.14 if you use them
Posted on 4/20/20 at 10:36 am to Uncle JackD
I’d take the money and get low financing. I end paying most of my vehicles off in 3 years but finance for 60. Some of these vehicles you can get 10-15k and even as high as 20k off certain times of the year.
Posted on 4/20/20 at 10:46 am to Uncle JackD
I was offered ~11k off msrp with 0% financing. This was on a new Dodge Ram Limited,so the total price came to 60k.
Without the 0%, they would've given an extra 5k or so in rebates. But the 0% for 84 months made the total paid lower than this extra rebate amount.
Edit: I didn't buy though. They'll go lower.
Without the 0%, they would've given an extra 5k or so in rebates. But the 0% for 84 months made the total paid lower than this extra rebate amount.
Edit: I didn't buy though. They'll go lower.
This post was edited on 4/20/20 at 10:50 am
Posted on 4/20/20 at 10:51 am to frankthetank
I haven’t bought a vehicle in a long time. What’s the general rule of thumb on price off of MSRP?
Posted on 4/20/20 at 10:55 am to Uncle JackD
With NOBODY buying cars and trucks right now, dealers are taking it in the shorts and are desperate to sell something off the lot.
Do your research, find all the rebates and dealer incentives, plus the vehicle cost. Deduct the rebates and incentives, then offer about $10k below that and tell them that's with 0% financing. Doesn't matter how many months. It doesn't cost you a dime. If they tell you they can only offer 3%, tell them your offer just dropped another $3k.
Right now, the buyer has every leverage and the dealers have none.
ps: don't buy the extended warranty.
Do your research, find all the rebates and dealer incentives, plus the vehicle cost. Deduct the rebates and incentives, then offer about $10k below that and tell them that's with 0% financing. Doesn't matter how many months. It doesn't cost you a dime. If they tell you they can only offer 3%, tell them your offer just dropped another $3k.
Right now, the buyer has every leverage and the dealers have none.
ps: don't buy the extended warranty.
Posted on 4/20/20 at 11:00 am to Uncle JackD
If you get 0% financing, or even sub 2%, you want to stretch that bitch out as much as you can. That is essentially free money that will cheapen due to inflation.
Posted on 4/20/20 at 11:26 am to Uncle JackD
I pay cash for my vehicles solely because I refuse to pay insurance companies a dime more than I’m forced to.
Posted on 4/20/20 at 11:30 am to Uncle JackD
Paging Will Cover (again).
Posted on 4/20/20 at 11:42 am to Uncle JackD
quote:There was a pick jump in Sticker Price about three years ago by the Big Three.
I haven’t bought a vehicle in a long time. What’s the general rule of thumb on price off of MSRP?
Example: A four door XLT Ford 150 is high $40k MSRP
Therefore the dealers could act like they were giving their victims more off per sale.
I haven’t financed a vehicle for a long time, with zero percent along with the algebra of financing incentives may make it a better deal to finance.
Someone in my family bought a ‘20 GMC Denali XL that stickered at $70k for $56k cash last week.
I think that’s a fair deal on that vehicle in today’s market.
One thing to factor in is that most (if not all) auto production is stopped.
What the dealers have in-stock is all they’ll see for a while (unless they swap with another dealer).
Posted on 4/20/20 at 11:54 am to BabyTac
quote:
I pay cash for my vehicles solely because I refuse to pay insurance companies a dime more than I’m forced to.
Huh? You need to explain this, please.
Do you think you insurance cost more because its financed?
Posted on 4/20/20 at 12:08 pm to RTRinTampa
No, but if financed, your lender requires you to have full coverage.
If paid for, just minimum liability the government requires. I f’ing hate insurance companies.
If paid for, just minimum liability the government requires. I f’ing hate insurance companies.
Page 1 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News