re: what's your no. 1 suggestion for fixing NIL?

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The top 20-30 schools will form a professional league in order to better control the money.

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This is absolutely going to happen. Might be 30-40 teams. It will be about not splitting the TV contract with have-nots who don't add to the pie. Will be interesting who gets in and who is left out.
It will be a league like the NFL, schools pay players, players will form a union, and they will have a collectively bargained contract.

Fantasyland? Form a minor league like baseball and get rid of NIL and payment altogether at academic institutions. Keep athletic scholarships to some degree.

Make the kid payback a prorated amount if he transfers

Make the athletes earn their own money as NIL was intended to allow, rather than put themselves out there in a bidding war.

A rule the NCAA should have enacted was: Anyone with connections to a school is prohibited from giving athletes money under the guise of NIL - just like it was previously. Again, athletes can earn their own money and the NCAA should not say a word. But when things are clearly connected to a school, you have serious issues. If the CEO of Wendy's is an Auburn alum, he can't be doing commercials or endorsement deals with Auburn athletes with Wendy's. This is too easy to figure out. Phil Knight can donate all he wants to Oregon, but he and Nike cannot give money to Oregon athletes.

Then tweak the transfer portal so that players can no longer be "temporarily committed" as Saban puts it, and things will calm down. If they do nothing, fans are going to become fed up with the vast majority of NIL money being a zero ROI, and they'll just bail on NIL, and the temporarily committed thing is an absolute death blow to college athletics.

If there was ever a time for the NCAA to be heavy handed, NIL is the time. All those years when they banned athletes from having a summer job and so forth, they were idiots. Now they have something that might destroy the sport and they are a hands off. Just an impotent organization.

The people in charge of CFB are idiots and they are going to end up breaking this sport, and when that happens athletic departments will collapse, and then we're going to get the govt involved and then it gets really stupid.

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Why dont NFL owners make fake companies to pay their players in “endorsement deals” to avoid cap?

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Because the owners are already paying the players millions. The players wouldn't sign with that organization if they weren't getting paid.

The universities themselves are paying the players 0. Technically not zero, because they have endowments, but almost 0.

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Either that or start paying band, cheer, danceline, etc. who also give up a lot of their time and effort for games

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They do get paid.

Brilliant idea. Except the part where every single person in that situation loses out.

The only thing I can see that could help negate it somewhat is if you spend x amount on NIL, you get less of the cut in revenue sharing

or some agreed upon valuation system and a player can’t exceed more than that in NIL money, but I doubt that’s feasible.

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The transfer rules need to be fixed before NIL

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This exactly, the NIL even if left alone would fix itself, eventually and would be ugly but basic economics would rise to the top. But the transfer thing needs some guardrails just from a roster management standpoint if nothing else. These things combined are leaving zero depth even at the blue blood programs. Kids now are going to “sit and wait their turn, pay their dues” lol please. They are off to the portal to get playing time and hopefully some money.

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I think the courts have recently almost entirely destroyed the idea of non-compete clauses in business. So they would probably apply that doctrine to any attempt to limit transfers.

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I believe that case was dismissed and all states can enforce non-competes if they choose so. I believe CA has a state law against it though.