Who is paying for the uninsured deposits for SVB?

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the money isn't coming from the taxpayers

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Lol

Right now the FDIC fund which is funded by fees charged to covered banks. FDIC has never in its history needed tax payer money to acquire and sell off a failed bank. Once SVB is sold the FDIC will recoup the majority of the funds money.

Bond and equity holders are not bailed out.

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Skervix

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Guess taking narrow view

There is no money us government has that is somehow not derived from taxpayers

Even if truckle down fees or less roi on investment in financial institutions

If FDIC ends up covering ALL deposits, the next logical step is for the Federal Reserve offer checking and savings accounts….

The road to hell, etc.

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Bond holders in the back of the line.
It’s doubtful the sale will generate proceeds that reaches bond and equity holders.

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Why are they any different then depositors who lent the bank money

I agree you are right but depositors should have known better

Me the taxpayer.

Got a mirror?

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If the money isn't coming from the taxpayers then who is paying for the amounts over $250k that weren't insured?

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Taxpayers do, but not through paying taxes. Assessments charged to other banks will cover anything else beyond insured amounts. The other banks will trickle the cost of those assessments down to their customers.

As others have said, the Fed will also liquidate SVB’s assets and sell them off to other banks. That’ll recoup a lot of the losses.

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sell

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I’m embarrassed. I know better. I was typing that while sitting in the misery waiting room at jury duty.

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Taxpayers do, but not through paying taxes

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Framing customers as "taxpayers", though, is a bit disingenuous because it implies that their taxes are being used to cover losses.