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re: What's your monthly consumer spend?
Posted on 4/1/23 at 9:59 am to Billy Blanks
Posted on 4/1/23 at 9:59 am to Billy Blanks
Without mortgageand nanny costs? Probably 15k
0
Posted on 4/1/23 at 10:14 am to bayoubengals88
quote:
I'm in my 9th year teaching.
Although I don’t have children, considering everything going on these days, you deserve this at least as much as a member of the military:thank you for your service.
Posted on 4/1/23 at 1:04 pm to Billy Blanks
6 of us and average around $3k which includes utilities (use to be $2 something consistently pre Covid inflation).
We don’t really eat out (kids usually get something each Friday after school if they had a good week; spouse occasionally eats out with friends).
Only I work and very fortunate my wife is responsible, doesn’t care about material things and does a great job with our grocery and house hold shopping. At the same time she keeps me from being too jewish all the time.
We’ve lived relatively cheap compared to our peers and have been more or less able to keep doing so as income has increased and have been able to save more last couple years. Four kids and one income I’m fairly conservative.
We don’t really eat out (kids usually get something each Friday after school if they had a good week; spouse occasionally eats out with friends).
Only I work and very fortunate my wife is responsible, doesn’t care about material things and does a great job with our grocery and house hold shopping. At the same time she keeps me from being too jewish all the time.
We’ve lived relatively cheap compared to our peers and have been more or less able to keep doing so as income has increased and have been able to save more last couple years. Four kids and one income I’m fairly conservative.
Posted on 4/1/23 at 3:52 pm to el Gaucho
quote:
400 onlyfans
250 a month into my Disney fund (I know you baws got one too)
Priorities.
Posted on 4/1/23 at 6:18 pm to Billy Blanks
Posted on 4/1/23 at 8:50 pm to Billy Blanks
We are way too high right now.
$6k to $10k per month so far this year.
Family of 6.
I will have to see if we can squeeze that down to about $4k per month going forward.
$6k to $10k per month so far this year.
Family of 6.
I will have to see if we can squeeze that down to about $4k per month going forward.
Posted on 4/1/23 at 8:53 pm to MrSpock
quote:
If a family makes 35k a month is it really?
I'm well aware that families that make nearly $400k a year "struggle."
But yes, it's still way too much. Even if you shopped only at Whole Foods (Whole Paycheck,) the rest of the money should be going into buying real estate, or doing something to create generational wealth, not being spent on large amounts of crap that don't help generate wealth.
Posted on 4/2/23 at 8:23 am to Billy Blanks
$2k but that includes savings set aside for vacations throughout the year.
Single and no kids
Single and no kids
Posted on 4/2/23 at 8:54 am to Yeti_Chaser
The brutal honesty in this thread is refreshing. If this thread was made in OT, the spend would be 350/month and income 350K/annum
We have the same problem. Our spend is out of control and it just adds up.
We have the same problem. Our spend is out of control and it just adds up.
Posted on 4/2/23 at 9:06 am to Billy Blanks
We burn 6-6.5k a month. That includes everything. Home, utilities, grocery bills, fuel, his & hers fun money. Family of 3.
Posted on 4/2/23 at 9:24 am to Billy Blanks
Depends on what all is included. Total bills including mortgage, private school, bills, groceries, clothing, discretionary, etc is around $11-13k most months. Family of 5 in a MCOL to HCOL. About $7-8k of that goes to non-discretionary items (I include private school in that) and the rest goes to things we don’t “need” (restaurants, entertainment, subscriptions, etc). I have an above average income that allows for maxing investment accounts and funding personal business ventures heavily, exceeding my total spending.
Posted on 4/4/23 at 12:42 pm to Billy Blanks
not including mortgage, daycare, etc...
i spend roughly $900 a month on groceries/takeout
wife and i have separate bank accounts....i dont even want to know how much she spends. i dont ask unless its over $250ish
family of 3...little one still in daycare
i spend roughly $900 a month on groceries/takeout
wife and i have separate bank accounts....i dont even want to know how much she spends. i dont ask unless its over $250ish
family of 3...little one still in daycare
This post was edited on 4/4/23 at 12:49 pm
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