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CorkSoaker
LSU Fan
Member since Oct 2008
7983 posts

re: What's your employer contribution to your 401K?
Dang.


lilsnappa
CLT
Member since Mar 2006
1271 posts

re: What's your employer contribution to your 401K?
100%, no cap.

It's a small company, so it varies year to year. Next year there may be no match.


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MSTiger33
LSU Fan
New York City
Member since Oct 2007
13768 posts

re: What's your employer contribution to your 401K?
7% match and 10% profit share. This will start for me next year so I should be able to get close to the employer/employee max.

My las two employers (law firms) didn't match anything. Greedy fricks.


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Chris Farley
Maryland Fan
Regulating
Member since Sep 2009
4067 posts

re: What's your employer contribution to your 401K?
They put in 40% of whatever I put in up to the max. Good for around an extra 7k/year. Vested completely after 4 years.


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Enfuego
Tulane Fan
Houston
Member since Mar 2009
9027 posts

re: What's your employer contribution to your 401K?
100% up to 5%


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seawolf06
LSU Fan
Raleigh, NC
Member since Oct 2007
6322 posts

re: What's your employer contribution to your 401K?
DFD up to 5%


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readysetgeaux
LSU Fan
Member since Jun 2012
65 posts

re: What's your employer contribution to your 401K?
100% up to 3% as long as employee contributes 6%


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litenin
LSU Fan
Houston
Member since Mar 2016
752 posts

re: What's your employer contribution to your 401K?
100% up to 6%


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tankyank13
Florida State Fan
NOLA
Member since Nov 2012
4528 posts

re: What's your employer contribution to your 401K?
6 percent plus a pension and discount on stock


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WavinWilly
Chicago Cubs Fan
Wavin Away in Sharlo
Member since Oct 2010
8217 posts

re: What's your employer contribution to your 401K?
Kind of an odd number but if I put in 8% they put in 7%. Which I have been doing since day 1. 7% hard to say no to. Vesting schedule sucks though.


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Anfield Road
Mississippi St. Fan
Liverpool Fan
Member since May 2012
1528 posts

re: What's your employer contribution to your 401K?
75% of up to 6%. So 4.5%


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bee Rye
Chicago Cubs Fan
New orleans
Member since Jan 2006
28663 posts

re: What's your employer contribution to your 401K?
quote:

My match maxes at 5% (100% for 3%, 50% for 2%, so 5% contribution to get 4%). In addition though we get profit sharing that varies in annual performance from 3-12% in my experience. Average year is 4-5%
samesies


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OMapologist
Ole Miss Fan
The Congo
Member since Oct 2015
569 posts

re: What's your employer contribution to your 401K?
25 cents on the dollar, up to 15%. It's the worst one I've seen on this list. Yeah, I know it's "free money", but I do not participate in the plan.


Teddy Ruxpin
LSU Fan
Austin, TX
Member since Oct 2006
30537 posts

re: What's your employer contribution to your 401K?
quote:

25 cents on the dollar, up to 15%. It's the worst one I've seen on this list. Yeah, I know it's "free money", but I do not participate in the plan.


So, 3.75% if you contribute up to 15%?

That's not bad if you can contribute that much or max it anyways.


OMapologist
Ole Miss Fan
The Congo
Member since Oct 2015
569 posts

re: What's your employer contribution to your 401K?
quote:

So, 3.75% if you contribute up to 15%?

That's not bad if you can contribute that much or max it anyways.


3.75% If I contribute all of 15%. It's not the worst thing in the world...

but I don't do it because I'd rather not put all or substantially all of my monthly savings into a plan with a smaller than average match, expensive investment options, and a vesting schedule that I'm not really planning on sticking around for. I prefer being able to use my discretion to invest in different avenues.


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Drunken Crawfish
USA Fan
Lands of Always Winter
Member since Apr 2017
479 posts

re: What's your employer contribution to your 401K?
They give me 6% no matter what I contribute. They will additionally match up to another 4%. I have been putting in 10% since I started. Still have a LOOOONNNGGG way to go.


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REB BEER
Laffy yet
Member since Dec 2010
9015 posts

re: What's your employer contribution to your 401K?
quote:

We get the standard 100% up to 5% match.

Seems like there are a lot more generous plans out there.


There's a lot LESS generous plans out there, as well. I promise you that.


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LittleAce
Member since Jul 2017
22 posts

re: What's your employer contribution to your 401K?
50¢ for each $1.00 contributed by the employee; up to 5 % of your base salary.

Is this a crappy plan? I just graduated and got hired and this is there 401k plan


lnomm34
USA Fan
Louisiana
Member since Oct 2009
9704 posts

re: What's your employer contribution to your 401K?
quote:

50¢ for each $1.00 contributed by the employee; up to 5 % of your base salary. Is this a crappy plan? I just graduated and got hired and this is there 401k plan


It's pretty crappy if you're a professional. But having a plan is better than a lot of folks. Contribute as much as you can now, increasenit when you get raises, don't take any money out, and don't stop.

ETA: Wait. Are you being facetious? I remembered you posted the info below recently. Hopefully you didn't buy a $43,000 vehicle while in college.

quote:

Bought a new 2016 in 16' for 43,000.
This post was edited on 9/26 at 6:32 pm


LittleAce
Member since Jul 2017
22 posts

re: What's your employer contribution to your 401K?
quote:

ETA: Wait. Are you being facetious? I remembered you posted the info below recently. Hopefully you didn't buy a $43,000 vehicle while in college.


lol sorry, actually some family bought/gifted us that vehicle.


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