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Whats car insurance like in Texas?

Posted on 9/22/17 at 11:47 am
Posted by Tigeralltheway
Member since Jan 2014
2572 posts
Posted on 9/22/17 at 11:47 am
Compared to Louisiana? I would assume is cheaper?
Posted by barry
Location, Location, Location
Member since Aug 2006
50348 posts
Posted on 9/22/17 at 11:47 am to
quote:

Compared to Louisiana? I would assume is cheaper?


Yea but not by a lot.

The broker said she loves LA drivers because they are the only ones who like the rates.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37116 posts
Posted on 9/22/17 at 12:28 pm to
When we lived in Katy, I did not find it to be much cheaper than NOLA. Maybe 2-3 percent cheaper. Texas has an insane number of uninsured drivers.
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 9/22/17 at 12:33 pm to
quote:


Yea but not by a lot


Define "a lot"

Mine went down a few hundred I believe.
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40119 posts
Posted on 9/22/17 at 12:38 pm to
I pay 161 for renters, full coverage auto , and life insurance.
Posted by MSMHater
Houston
Member since Oct 2008
22775 posts
Posted on 9/22/17 at 2:50 pm to
I'm $123.64/mth for two vehicles (truck, suv) with full coverage through allstate. We're both 38
This post was edited on 9/22/17 at 2:50 pm
Posted by Fachie
Magnolia
Member since Mar 2017
449 posts
Posted on 9/22/17 at 3:36 pm to
Ours dropped about 220$, same coverage with State Farm. Switched to Geico and dropped another 52$.
Posted by Lefty Diego
West of the Pecos
Member since Aug 2009
701 posts
Posted on 9/22/17 at 5:05 pm to
Depends on what county you are in. Harris is one of the most expensive.
Posted by ghost2most
Member since Mar 2012
6606 posts
Posted on 9/22/17 at 5:31 pm to
It's amazing how much cheaper insurance is when you bundle multiple cars. Mine is like 1200 a year. Added my wife's car for 250 more per year.
Posted by lynxcat
Member since Jan 2008
24162 posts
Posted on 9/22/17 at 9:23 pm to
Mine isn't about $105/month. No accidents or tickets.
Posted by LSUDogCat
Member since Sep 2017
7 posts
Posted on 9/22/17 at 9:45 pm to
My price dropped by 50% when I moved from LA to Texas.
Posted by yellowfin
Coastal Bar
Member since May 2006
97651 posts
Posted on 9/24/17 at 7:40 am to
My insurance rates dropped when I moved from Texas to Louisiana.
Posted by Tigeralltheway
Member since Jan 2014
2572 posts
Posted on 9/24/17 at 8:09 am to
We are going to DFW area. I understand that electricity and water isn't a monopoly like it is here too. You can actually shop for companies
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40119 posts
Posted on 9/24/17 at 8:51 am to
quote:

We are going to DFW area. I understand that electricity and water isn't a monopoly like it is here too. You can actually shop for companies


Yes I've changed electric providers 3 times
Posted by wfallstiger
Wichita Falls, Texas
Member since Jun 2006
11471 posts
Posted on 9/24/17 at 2:07 pm to
In most communities, you are correct
Posted by lynxcat
Member since Jan 2008
24162 posts
Posted on 9/24/17 at 2:32 pm to
I've had Green Mountain for five years. They are terrific.

I built out an excel tool to compare plans this year. I was able to use my actual historicals to calculate the annual cost under any plans that I wanted to consider. Saved my $50 for this year
Posted by busbeepbeep
When will then be now?
Member since Jan 2004
18353 posts
Posted on 9/25/17 at 1:12 pm to
quote:

Compared to Louisiana? I would assume is cheaper?

Just a single data point, but I just moved from New Orleans to Houston, and my rate with Geico went from ~$700 to $500 / 6 months.
Posted by Chad504boy
4 posts
Member since Feb 2005
166326 posts
Posted on 9/26/17 at 10:09 am to
quote:

full coverage auto


What's that be?
Posted by 50_Tiger
Dallas TX
Member since Jan 2016
40119 posts
Posted on 9/26/17 at 10:11 am to
full coverage automotive?

Did I say something wrong? lol

Posted by Oenophile Brah
The Edge of Sanity
Member since Jan 2013
7540 posts
Posted on 9/26/17 at 12:29 pm to
quote:

Just a single data point, but I just moved from New Orleans to Houston, and my rate with Geico went from ~$700 to $500 / 6 months

I bet that will change soon after the storm claims are finished. The Houston area is about to see a solid bump in rates.
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