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TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75311 posts

What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
I plan to purchase a Toyota Tacoma in hopes to keep it for the next 1 million miles (not really but would be nice). I'll be getting some rate quotes after the refi, but just curious what people are seeing out there. Toyota is offering 2.9% but you lose a $1,000 rebate I think. Perhaps that's negotiable?
This post was edited on 1/17 at 11:14 am


Contender01
Member since Dec 2017
132 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
I bought a tundra in 2018, financed though Toyota 0%


TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75311 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
That was 2 years ago - looking for a more recent data point


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04
hungryone
LSU Fan
river parishes
Member since Sep 2010
10463 posts
 Online 

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
For such a long term, I'm seeing 3.2ish.
24 months can still get you 1.9.
(source: local credit union and USAA)


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04
Rollwave034
Member since Feb 2013
338 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
I got 4.1 at the time (6 month ago) but it has dropped to 3.2 or 3.5


Paul Allen
Notre Dame Fan
Montauk, NY
Member since Nov 2007
60508 posts
 Online 

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
3.3


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21JumpStreet
Texas Tech Fan
Member since Jul 2012
11351 posts
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re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
Tundra's currently have 0% apr


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LEASTBAY
LSU Fan
Member since Aug 2007
6443 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
Yep. Around 3. Check credit union.


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GEAUXT
USA Fan
Member since Nov 2007
26116 posts
 Online 

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
At least once a year they'll do 0%. I'd just wait til then. Free money.


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70
SLafourche07
New Orleans Pelicans Fan
Member since Feb 2008
6614 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
Bought an F150 in November. My rate is 3.09 or 3.19.


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01
756
LSU Fan
Member since Sep 2004
14028 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
2.9 ish for 60 months depending on debt to income ratio
This post was edited on 1/14 at 2:56 pm


Chasin The Tiger
LSU Fan
Lake Travis, TX
Member since Sep 2012
262 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
DCU is doing 2.49% on 65 months right now


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bayou choupique
LSU Fan
the banks of bayou choupique
Member since Oct 2014
1302 posts

re: What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?
quote:

2.9 ish for 60 months depending on debt to income ratio


same here


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