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What rates are people seeing for 60 mo vehicle purchases on 800+ credit score?

Posted on 1/14/20 at 10:22 am
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80773 posts
Posted on 1/14/20 at 10:22 am
I plan to purchase a Toyota Tacoma in hopes to keep it for the next 1 million miles (not really but would be nice). I'll be getting some rate quotes after the refi, but just curious what people are seeing out there. Toyota is offering 2.9% but you lose a $1,000 rebate I think. Perhaps that's negotiable?
This post was edited on 1/17/20 at 11:14 am
Posted by Contender01
Member since Dec 2017
246 posts
Posted on 1/14/20 at 10:26 am to
I bought a tundra in 2018, financed though Toyota 0%
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80773 posts
Posted on 1/14/20 at 10:30 am to
That was 2 years ago - looking for a more recent data point
Posted by hungryone
river parishes
Member since Sep 2010
11987 posts
Posted on 1/14/20 at 10:39 am to
For such a long term, I'm seeing 3.2ish.
24 months can still get you 1.9.
(source: local credit union and USAA)
Posted by Rollwave034
Member since Feb 2013
521 posts
Posted on 1/14/20 at 11:14 am to
I got 4.1 at the time (6 month ago) but it has dropped to 3.2 or 3.5
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
75190 posts
Posted on 1/14/20 at 11:40 am to
3.3
Posted by 21JumpStreet
Member since Jul 2012
14647 posts
Posted on 1/14/20 at 11:43 am to
Tundra's currently have 0% apr
Posted by LEASTBAY
Member since Aug 2007
14285 posts
Posted on 1/14/20 at 11:47 am to
Yep. Around 3. Check credit union.
Posted by GEAUXT
Member since Nov 2007
29239 posts
Posted on 1/14/20 at 12:01 pm to
At least once a year they'll do 0%. I'd just wait til then. Free money.
Posted by SLafourche07
Member since Feb 2008
9928 posts
Posted on 1/14/20 at 12:04 pm to
Bought an F150 in November. My rate is 3.09 or 3.19.
Posted by 756
Member since Sep 2004
14865 posts
Posted on 1/14/20 at 2:56 pm to
2.9 ish for 60 months depending on debt to income ratio
This post was edited on 1/14/20 at 2:56 pm
Posted by Chasin The Tiger
Lake Travis, TX
Member since Sep 2012
576 posts
Posted on 1/14/20 at 3:20 pm to
DCU is doing 2.49% on 65 months right now
Posted by bayou choupique
the banks of bayou choupique
Member since Oct 2014
1818 posts
Posted on 1/14/20 at 3:30 pm to
quote:

2.9 ish for 60 months depending on debt to income ratio


same here
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