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re: What percentage of your portfolio (all accounts) is cash?

Posted on 3/12/25 at 11:55 am to
Posted by Lazy But Talented
Member since Aug 2011
15024 posts
Posted on 3/12/25 at 11:55 am to
3% - including emergency fund in it
This post was edited on 3/12/25 at 11:56 am
Posted by Drizzt
Cimmeria
Member since Aug 2013
14881 posts
Posted on 3/12/25 at 2:30 pm to
I’ve got $50,000 in cash now out of a $1.5 million portfolio. I don’t really need more cash than that on hand due to income.

I did sell about $20,000 in stocks two weeks ago to cash out some. Glad I did as those dropped such as OKLO.
This post was edited on 3/12/25 at 2:56 pm
Posted by ItzMe1972
Member since Dec 2013
12114 posts
Posted on 3/12/25 at 2:36 pm to
"Just need the orange dunderhead to relax a day or two and get my winnings back up then I’m going to all cash."


Posted by Pendulum
Member since Jan 2009
7882 posts
Posted on 3/12/25 at 2:42 pm to
I'm at about 30% right now. Almost nothing in straight up cash though.
Posted by notsince98
KC, MO
Member since Oct 2012
21225 posts
Posted on 4/21/25 at 12:20 pm to
quote:

Let us know when he puts it back in the market please!!!


I said I'd come back to answer this. As of today, some of the cash is starting to get moved back out to investments. The cash % heading into today was 24% in the accounts under this advisor. Not sure how fast the spending will go. I haven't asked for details. Only 1% has been moved back so far.
This post was edited on 4/21/25 at 12:22 pm
Posted by PetroBabich
Donetsk Oblast
Member since Apr 2017
4995 posts
Posted on 4/21/25 at 12:22 pm to
About 1/3rd but I am planning to use it in the next two years to buy a house. I'm very happy it's in a Money Market right now. The remaining 2/3 is for retirement which is still decades away.
Posted by TDFreak
Coast to Coast - L.A. to Chicago
Member since Dec 2009
8823 posts
Posted on 4/21/25 at 12:51 pm to
350%
Posted by Harry Boutte
Louisiana
Member since Oct 2024
3331 posts
Posted on 4/21/25 at 1:07 pm to
~10%

I'm retired.
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
94567 posts
Posted on 4/21/25 at 1:41 pm to
All in, about 10% cash, about 15% equity in the main home and 75% equities.

(ETA: I just did the above, off the cuff - but I ran it with a calculator, I was 2% off on equities - )
This post was edited on 4/21/25 at 1:43 pm
Posted by DVinBR
Member since Jan 2013
15145 posts
Posted on 4/21/25 at 1:48 pm to
very large percentage

going to be buying a house soon and going above 20% to get a reasonable monthly payment due to the shite show that has happened the past 5 years.
Posted by Thebuzz
Member since Sep 2021
108 posts
Posted on 4/21/25 at 1:51 pm to
15%. I’m retired and that was my strategy in this preservation and passive income phase of my life. The interest earned annually allows me to reinvest all of the dividends as a long-term inflation hedge inflation.

I will probably increase that percentage in three years when RMD’s are required. My goal is to add $60k in interest to my pension and SS and not touch my market investments other than the required RMD’s.
Posted by Lakeboy7
New Orleans
Member since Jul 2011
27902 posts
Posted on 4/21/25 at 2:00 pm to
80% and growing.

Trump has killed the stock market for a long time.
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
72945 posts
Posted on 4/21/25 at 2:25 pm to
quote:

80% and growing.


Just curious, how old are you?

If you are not over 65, you are making a horrible mistake not keeping your money in markets
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
35387 posts
Posted on 4/21/25 at 3:58 pm to
8.5%, mostly in a HYSA.

I’ve got some large home expenses coming up that I need to pay for so that’s the reason for it being this high.
Posted by Archie Cooper
Member since May 2025
9 posts
Posted on 5/24/25 at 8:52 am to
Not bad for a “safe” gambler — those ROY and Spain bets are solid plays. You’re doing it smarter than most parlay junkies I know. If you’re ever looking to stretch your bankroll even more, I stumbled on some $3 deposit casinos that make low-stakes fun feel high-stakes: https://icasinoreviews.co.nz/3-dollar-deposit-casinos/ — great for testing luck without sweating the rent ??

This post was edited on 5/24/25 at 8:55 am
Posted by j1897
Member since Nov 2011
4266 posts
Posted on 5/24/25 at 9:23 am to
quote:

Just curious, how old are you?

If you are not over 65, you are making a horrible mistake not keeping your money in markets


SPY is flat since the election. At least CLIP will pay you 4+%
Posted by ComebackEllisHugh
Baton Rouge
Member since Jan 2020
35 posts
Posted on 5/24/25 at 9:30 am to
10% cash.
Posted by Nole Man
Somewhere In Tennessee!
Member since May 2011
8575 posts
Posted on 5/24/25 at 10:19 am to
21.55%

I sold some stock early in the year, so that’s probably double what it’s usually been. Right now I have a few ETF I put a weekly amount in and dollar cost average from that account.
Posted by lsuconnman
Baton rouge
Member since Feb 2007
4376 posts
Posted on 5/24/25 at 10:37 am to
I freed up 10% selling my PLTR, in case opportunities presented themselves. Then FOMO’d UNH…and subsequently doubled down on HUM. So, like and subscribe for more pro tips.
Posted by saderade
America's City
Member since Jul 2005
26212 posts
Posted on 5/24/25 at 11:00 am to
6-7%
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