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Started By
Message
re: What are y’all seeing for 30 yr fixed rates currently?
Posted on 11/14/19 at 11:10 am to Doctor Strangelove
Posted on 11/14/19 at 11:10 am to Doctor Strangelove
quote:
I have a quote for 3.0% apr for a “jumbo” loan at 15 year fixed rate
I think its a floater, no one is giving you 3% fixed on a jumbo
1
Posted on 11/14/19 at 11:18 am to MrJimBeam
quote:
MrJimBeam
Thanks
I reached out to my mortgage company to see what they would come back with. 3.875 on 30 3.75 on 20 and 3.25 on a 15
Probably best to hold off for now
Posted on 11/14/19 at 11:35 am to thedogman
I would not say .5 is worth it, at least 1 point to refi.
Posted on 11/14/19 at 1:28 pm to kywildcatfanone
finally heard back from my guy and looking at 3.8 for 30 @ 334k. could have bought down to 3.75 for $835. not sure the savings is truly worth the cash. idk
Posted on 11/15/19 at 6:36 am to nolaks
No, it’s fixed. I have the written quote
Posted on 11/16/19 at 4:14 pm to stein_burgundy
I closed on a 20 year at 3.25 in mid September
Posted on 11/18/19 at 9:14 am to gsvar2004
quote:By my quick calculations, that 0.05% difference would have lessened your payment by $9.49, which would take about 88 months (7+ years) to break even on $835. That doesn’t even account for the impact of inflation.
finally heard back from my guy and looking at 3.8 for 30 @ 334k. could have bought down to 3.75 for $835. not sure the savings is truly worth the cash. idk
Posted on 11/19/19 at 8:55 pm to gsvar2004
I hope they stay like this for about another year.
I just scored 4.25% 15-year loan with a 10-year rate lock for a commercial property.
I just scored 4.25% 15-year loan with a 10-year rate lock for a commercial property.
Posted on 11/20/19 at 2:25 pm to Slickback
im seeing they fell again today, any update to anyone rate locked right now?
Posted on 11/20/19 at 3:04 pm to Slickback
quote:
I hope they stay like this for about another year.
I don't see how they go up. Seems like things are really fragile.
Posted on 11/21/19 at 7:24 am to Slickback
quote:
I hope they stay like this for about another year.
Me too. I'm building right now, hoping for a sub 3 on a 15 in June 2020.
Posted on 11/21/19 at 8:44 am to gsvar2004
I'm currently at 4.25% 30 yr fixed. I'd imagine I have something like 50K in equity.
Would it be dumb to re-finance, cash out the equity, and use it to pay down higher interest debt?
We have a rental property at 5% (generates $650/mo once paid off), and a Land Loan at 5.45%.
Half of the home equity would pay off the rental.
my house note would only go up about $125/mo.
Would it be dumb to re-finance, cash out the equity, and use it to pay down higher interest debt?
We have a rental property at 5% (generates $650/mo once paid off), and a Land Loan at 5.45%.
Half of the home equity would pay off the rental.
my house note would only go up about $125/mo.
Posted on 11/21/19 at 9:55 pm to Brobocop
3.25% on a 30 year from 2011.
Posted on 11/22/19 at 8:35 pm to OU812
2.65 15 several yrs ago. Thinking about refi to take cash out but some have said don't do.
Posted on 11/24/19 at 9:12 am to FMtTXtiger
3.49% for 30 year residential, closed last month.
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