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re: What age do you consider too young to retire?

Posted on 6/21/25 at 8:12 am to
Posted by Nole Man
Somewhere In Tennessee!
Member since May 2011
8575 posts
Posted on 6/21/25 at 8:12 am to
quote:

69 is early retirement?




Nah, I'm the ghost of retirement past. So, you know it's not always a goal to retire "early". Sometimes you don't want to or can't.
Posted by Fat Bastard
2024 NFL pick'em champion
Member since Mar 2009
87344 posts
Posted on 6/21/25 at 10:47 am to
Will
Any of us actually retire? I think most especially on this board will always be doing something. Real
Estate. Trading. Gambling. Something to have fun and make money whilst still having freedom
To do other tasks and not
Be stuck in a job with a
Boss.
Posted by KTiger85
Member since Oct 2018
898 posts
Posted on 6/21/25 at 11:46 am to
This is me. I "retired" at 55, but am full-time investor now and love it. I do a bit of real estate, along with the market. The real estate stuff takes up a bit of my time.
Posted by Larry Gooseman
Houston
Member since Mar 2014
2753 posts
Posted on 6/21/25 at 2:09 pm to
quote:

I do “consulting” one day a week. I sort of like that, but it still has some “work” aspects to it.


I would like to transition into retirement with something like this.
Posted by Tschool
Zachary
Member since Jan 2004
141 posts
Posted on 6/21/25 at 2:46 pm to
Planning to retire when the kids are out of high school, out of the house. Their activities are too limiting for my vision of retirement to happen any earlier.
Posted by SalE
At the beach
Member since Jan 2020
2882 posts
Posted on 6/21/25 at 4:56 pm to
I know some trust fund guys that never started
Posted by makersmark1
earth
Member since Oct 2011
20045 posts
Posted on 6/21/25 at 5:27 pm to
quote:

I know some trust fund guys that never started


I had the aptitude for this.

It would have matched my talents.

I would have been elite.
Posted by Sho Nuff
Oahu
Member since Feb 2009
13365 posts
Posted on 6/22/25 at 2:34 am to
quote:

Will
Any of us actually retire? I think most especially on this board will always be doing something.

Fair point. I do have 3 rentals, so I will have to deal with tenants only once in a while (hopefully). Trading wise, I won't do too much but likely some reallocation here and there, but it won't be new money coming in unless I sell one of my properties, which I always go back and forth on. As long as my investments are doing well and about 10 years from now my nest egg hasn't really shrunk from me taking out living expenses, I don't really see the need to do anything different other than likely reducing a property so I don't have to deal with as many tenants.
This post was edited on 6/22/25 at 2:38 am
Posted by coachLSU
Member since Jan 2005
22604 posts
Posted on 6/22/25 at 6:47 am to
This is backwards to me. Enjoy time with them while they are home.
Posted by MSTiger33
Member since Oct 2007
21402 posts
Posted on 6/22/25 at 8:51 am to
I think it depends what your post- retirement plan is. I have a number of clients that retire in their 40s because they have more money than they know what to do with and want to see their kids grow up. I also have clients in their 70s still working even though they have a ton of assets.
Posted by ronricks
Member since Mar 2021
10729 posts
Posted on 6/22/25 at 9:08 am to
quote:

My plan is to leave the corporate work life, thus 1st retirement. That is too young to sit around, so you might find me at Lowes wearing a blue vest to kill time and get discounts on tools


Same for me. I’m done at 50 or 52 with corporate bullshite and you will find me at the local Publix or Home Depot a few days a week just for something to do and some pocket change.
Posted by KWL85
Member since Mar 2023
2943 posts
Posted on 6/22/25 at 9:11 am to
I am with you on needing competition. Pickup basketball helped me until it got too hard on my body. I started coaching youth sports. Football and basketball. There is not another coach of 5th or 6th graders in the world that has out worked me!
Posted by pdubya76
Sw Ms
Member since Mar 2012
6449 posts
Posted on 6/22/25 at 9:20 am to
My plan is to retire at 55. I’ll be 49 in a couple months. The house will be paid for.
I plan on working a little bit doing small jobs around the house. I started a dozer/excavation business a few years ago and that will keep me busy.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
72542 posts
Posted on 6/22/25 at 9:35 am to
quote:

For me it’s 70. I’m 40 and already had my first retirement. Now I get to make money by doing what I love for the last ten years. I wake up every day excited about going to work. Why would I want to retire from that
Kudos to you and your plans. Hope it works out great for you.

Remember this: A person at age 20 has no real idea what their own mindset will be when they are age 40.

40 year-olds have a little clearer vision of what their mentality will be at age 60, but the general premise still holds.

I get 64 in a few months; financially I’ve been able to retire for years but I’m really still engaged and enjoying work. I’m physically in great shape (age considering), I’ve seen no signs of any mental depreciation as well. But recently the work thrill is waning.

This time two years from now, I won’t be doing what I’m presently doing work-wise.

I wouldn’t have known this would happen two years ago.

Moral: Plan to be able to retire asap, life and the real world happen.
This post was edited on 6/22/25 at 9:37 am
Posted by jacquespene8
Nashville, TN
Member since Sep 2007
4364 posts
Posted on 6/22/25 at 12:34 pm to
quote:

I'm 42 and there now (single no kids). If you pay attention to your surroundings, I think retiring completely is one of the worst things a man can do. We are born to compete and conquer. Working keeps the body and mind sharp. At some point you don't need to be sacrificing any family and friend time to make more money but you do need to keep doing something. Having nothing to do is a prison.


I agree we will always need something to do. Which is why when I retire I’ll probably find some volunteer opportunities I can lean into, but on my own schedule where I can go golf whenever or something
Posted by tigerbacon
Arkansas
Member since Aug 2010
4439 posts
Posted on 6/22/25 at 12:42 pm to
If needed I could retire today and live comfortable
Posted by makersmark1
earth
Member since Oct 2011
20045 posts
Posted on 6/22/25 at 1:13 pm to
quote:

There is not another coach of 5th or 6th graders in the world that has out worked me!


Are you a modern Frank Kush?
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
72542 posts
Posted on 6/22/25 at 2:39 pm to
quote:

If needed I could retire today and live comfortable
Again, that’s only one part of it.

What are you going to do with your life and time after retirement?

Failure to plan is planning to fail.
Posted by 98eagle
Member since Sep 2020
3012 posts
Posted on 6/22/25 at 6:39 pm to
quote:

What are you going to do with your life and time after retirement?

For some people, it is a really easy transition. My wife and I are early retirees for over 5 years now. She retired super early 15 years ago. We don't miss work at all. There's plenty to do and way more fun than a ball and chain business and corporate career.

We were both financially successful (zero inheritance for either of us) and I am very successful with my trading strategy which takes very little of my time. We live on a nice lake lot in a small/medium conservative town, have great neighbors and lots of friends, and close to family. We pretty much do whatever we want, whenever we want.
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
35389 posts
Posted on 6/22/25 at 7:04 pm to
That’s nice. I’ll be 47 this year and I think I’ll have to work until I’m 54 or 55. I’ll do something after that, but that’s what I’m trying to figure out right now. I’ll probably work part time or seasonally somewhere, but where or doing what I don’t know yet.
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