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Posted on 8/12/23 at 5:21 pm to lynxcat
quote:
At some point, you have to recognize it's less about you and more about a broader risk pool management / strategy that the insurer wants to pursue.
Yea sure I’ll remind them that if I ever get a blemish on my record after they raised rates on me 40% for “broader risk pool management”
Posted on 8/12/23 at 5:53 pm to Skippy1013
I priced out Progressive, Geico and All State.
For our coverage amount, you're looking at $400 a month any way you cut it.
Louisiana just sucks.
For our coverage amount, you're looking at $400 a month any way you cut it.
Louisiana just sucks.
Posted on 8/13/23 at 5:13 am to DiamondDog
Talked to a doctor and business owner this week joining the trend and leaving the GNO area. Sick of crime, insurance doubling and 60% + property tax increases.
The carpetbaggers will be all that is left in all the “culture” of a crime infested cesspool of ruin.
The carpetbaggers will be all that is left in all the “culture” of a crime infested cesspool of ruin.
Posted on 8/13/23 at 5:36 pm to SlackMaster
quote:
Yes, but the “reforms “ that actually passed were watered down to avoid JBE’s veto. At the time, I wondered why they even bothered but ultimately realized that they didn’t want the public to perceive them taking a loss. So, “reforms passed” was the headline but they were mostly useless.
From the horse’s (LABI President, Stephen Waguespack) mouth:
quote:
“I’m just telling you it’s going to lower rates,” Waguespack said. “I’m telling you Erin, if we get past this and a year from now the rates aren’t down, I’ll be grabbing a tiki torch right with you going to the Capitol saying, ‘this didn’t work.’”
Trial lawyers certainly impact rates—there’s no denying it. But, people should stop pretending that’s the biggest factor.
We have a very high uninsured rate and about 40% of the people on the road have state minimums ($15k/30k) when the average used/new car price, respectively, is $35k/50k. People are driving on the roads without enough insurance and companies are just having to eat the difference or the whole bill. The state needs to start being more aggressive with getting people to have adequate insurance. Healthcare inflation being a runaway train doesn’t help either.
Posted on 8/13/23 at 8:47 pm to PUB
My coverage probably isn't like most. Currently paying $1,160.00 every 6 mo. Almost half my policy for uninsured/underinsured trash
This post was edited on 8/13/23 at 8:53 pm
Posted on 8/13/23 at 9:34 pm to DiamondDog
Shop around.
Posted on 8/13/23 at 10:21 pm to SloaneRanger
But hey, at least it’ll all go towards the football program! Because that’s basically Louisiana’s economy.
Posted on 8/13/23 at 10:23 pm to SloaneRanger
quote:
This has always blown my mind, and it doesn't get near enough attention. This says so many things about Louisiana and the trouble it is in.
Because too many LSU fans care more about the football program than living a nice, affordable life with low insurance rates.
Posted on 8/14/23 at 7:04 am to DiamondDog
Are you shopping around?
Posted on 8/14/23 at 7:15 am to DiamondDog
I get the sense that insurance companies are writing off Louisiana in whole.
The rates are insane.
If you want good coverage with a reputable insurance company, your premiums will be costly.
I don’t know how to put the genie back in the bottle but I feel as if we are sliding down a 3rd world slide.
The rates are insane.
If you want good coverage with a reputable insurance company, your premiums will be costly.
I don’t know how to put the genie back in the bottle but I feel as if we are sliding down a 3rd world slide.
Posted on 8/14/23 at 4:36 pm to HailToTheChiz
quote:
They are paying out a lot in claims
lol
Posted on 8/15/23 at 9:40 am to DiamondDog
3 vehicles and a 6yr old paid off 5th wheel went from $3200 to $3750 for the yr. My kids aren’t even driving age yet! I better pucker up!
Posted on 8/15/23 at 10:35 am to DiamondDog
quote:
What has changed out there? Are they trying to shed customers in Louisiana?
They pay the politicians that are in control of what they can charge.
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