Saved around 4M, 45 yrs old and burned out. What to do

Split it between safe real estate investments and moderate risk index funds.

However you’re likely full of shite. If you accumulated that by 45, then you already know how to make 5-7% I’d hope

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I have made most of my money through hard work and living way below my means. I have invested in the market, but I was looking for any suggestions regarding a steady 5% return with low risk. Finally, no I am not full of shiite, I was just looking for any ideas.

You saved $4 mil by 45 yet you don't know how to just survive financially? There's no easy meal investment wise for over 3%.

First off, how much income do you need? You can't live off of say 3% income of the $4 mil plus a part time job that you enjoy?

What field are you in?

If you can just get 5% return on the nest, it's $200,000 a year to live off.

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How does someone earning a large salary mean that they know how to invest funds to make 5-7% in the future via a different means?

The OP either sold a company or rapidly advanced up the ladder at a big company where he received RSUs or options.

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You answered your own question. Yes what kind of person makes $4 mil as some kind of an executive and doesn't understand how to invest? RSU's and options are investments...

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Split it between safe real estate investments and moderate risk index funds.

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yeah with 4 million at his disposal he should have a passive income machine running with rentals, lending, dividend payers of any stripe, etc.

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However you’re likely full of shite.

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Guys, I have worked in the dental field for 18 years. It’s not hard to accumulate a pile of money if you don’t have to have the biggest house and the latest car. I have worked with advisors, and I have invested in all kinds of things from futures to oil wells to private placement investments. Thank goodness I didn’t lose much on the alternative investments. I know how to manage money, but I just was looking for any other ideas that may be out there. It would be great if I could hunt and volunteer and generally goof off knowing I had a steady 5 to 7 percent coming in each year. The problem with my field is that it costs me so much just to take off a week or two. All of my overhead never stops, but the income stops the second I leave the office. I have encouraged my children to pursue a business that keeps generating income while they aren’t present.

Quit chasing more money and the dream . Cut back on your work hours/days and find a more flexible schedule. That might help with the burned out part.

I have thought about that, but I am only working 8 to 3:30 Mon-Thurs. You can only cut so many hours before patients just quit coming. The dental field has gotten much harder to get paid by insurance companies, and it has just gotten harder overall to make the numbers work. Frankly, I am just tired of fighting insurance and dealing with the daily issues of a dental office.