re: Review my personal finances

Looks like our OP is just having a little fun

There’s no way, 200k after tax is like 130k even if he made that when he graduated and assume 9 years living frugally investing 50% reinvestment 900k is almost impossible

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There’s no way, 200k after tax is like 130k even if he made that when he graduated and assume 9 years living frugally investing 50% reinvestment 900k is almost impossible

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And he's also finding it difficult to invest as recently as late last year. Guy is just making shite up for kicks.
Mentioned buying a vehicle for a kid in another thread. Mid 30s with a 16 year old? Likely two teenagers... And spends only 4k a month somehow....

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Yes a wife and a few kids. Retirement goal is at 55 and I’m well on track for that. I don’t have to put another dollar to my retirement account and it should grow to what I need by 55.

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From a should I pay off my house thread from early 2024

So, a family of five. Yep, nothing is adding up.

Read the post and immediately smelt funny. What did he say in his old threads that outed him? He went delete his posts lol

Can we get posts like these banned? Why intentionally lie?

I thought the same thing.

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Read the post and immediately smelt funny. What did he say in his old threads that outed him? He went delete his posts lol

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Anyone who uses the term "baw" is suspect from the start.

Our income ranged from 150-200k from our mid 20s to mid 30s so it’s been 10 years. We always saved and invested aggressively in the range of 20-40% to our 401ks. Before we had kids I was putting 30% in my 401k with a 10% company match. I graduated with no debt and have worked a lot of overtime over the years. I also had a rental property I bought and sold for a 40k gain. We always lived pretty far below our means. One car we bought and had for 10 years so far. The other cars were purchased used. We also aggressive paid down our mortgage with our extra income. I didn’t come here for approval but I appreciate any advice from those who contribute. The stock market has performed very favorably these last 10 years. We don’t have a big house but it’s enough for us so we didn’t have to deal with high housing costs. Our kids go to public schools. I deleted past posts bc I don’t want to be doxed on this website as I know several people who browse on these boards

You all should be able to do basic math. Type in 40k/year for 10 years based on the market performance the last 10 years. I don’t know exactly what our performance was but if you put in a 12% average it comes out to right at 700k. I’m betting we were closer to a 15% average the last 10 years. My car insurance, homeowners insurance, and property taxes come out to 10k per year. Food is roughly 1500/ month so 18k / year. Throw in clothing, utilities, gas etc for 12/k a year. We take a trip or 2 a year which you can add in say 10k. That still leaves another 10k a year if you based spending on 5k/month. We don’t pay for school tuition. How is it hard to believe someone can’t live on 4-5k per month with no debt payments? Obviously we will have to replace a car one day so there is some cost involved in that but when you own a car 10+ years that cost isn’t very much. What kind of expenses are you expecting me to have? Before we paid off the house our payment was 1500/month but that also included our escrows too.