- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0
Posted on 3/10/25 at 5:53 pm to DrrTiger
I am actively cheering for a big pullback
Posted on 3/10/25 at 6:10 pm to TheWalrus
In reality, it doesn't really matter to me that much. I'm fully invested, but I'm also 15+ years away from retirement, and anything that I have in non retirement accounts isn't money I plan on needing in the next 5 years.
On paper it stings seeing my net worth drop so much though
On paper it stings seeing my net worth drop so much though
Posted on 3/10/25 at 6:56 pm to SmackoverHawg
I have a bunch of poorly timed expenses hitting me right now and my income is significantly lower than last year so that kinda sucks. Means I invested a ton last year and don't have anything left over to invest right now other than my auto investments into retirement plans
This post was edited on 3/10/25 at 6:56 pm
Posted on 3/10/25 at 7:11 pm to SmackoverHawg
I want to retire early in 4 years. I’m thinking of pulling mine and just let deposits go back into account. I’d like to keep what I have.
Posted on 3/10/25 at 7:34 pm to DrrTiger
Well, I'm 69 and I'm not.
I put a large chunk of my retirement assets into indexed annuities years ago for just this scenario. I get some aren't fans, but this was years after DCA into IRAs and 401ks. initial investment is safeguarded, even during market downturns and include a fixed interest rate floor, ensuring a minimum return and guaranteed monthly payout increases over time.
Benefits
I still do a 401k at work to tax advantage of the employer max. That's about 70% in conservative money market funds right now and the rest in S&P Index funds.
Unfortunately, my non-retirement accounts took a ~2% hit today despite much in conservative ETFs like CGDV and JEPQ. Not fun to watch that much evaporate no matter how much diversity you might have.
The market always bounces back, but timing and age can be key factors in your decisions.
I put a large chunk of my retirement assets into indexed annuities years ago for just this scenario. I get some aren't fans, but this was years after DCA into IRAs and 401ks. initial investment is safeguarded, even during market downturns and include a fixed interest rate floor, ensuring a minimum return and guaranteed monthly payout increases over time.
Benefits
I still do a 401k at work to tax advantage of the employer max. That's about 70% in conservative money market funds right now and the rest in S&P Index funds.
Unfortunately, my non-retirement accounts took a ~2% hit today despite much in conservative ETFs like CGDV and JEPQ. Not fun to watch that much evaporate no matter how much diversity you might have.
The market always bounces back, but timing and age can be key factors in your decisions.
Posted on 3/10/25 at 7:47 pm to Nole Man
Days like today are a big reminder on sequence of returns risk. It’s the hardest thing to account for in retirement planning. Kind of a game at the casino and you just have to hope you catch it right.
Posted on 3/10/25 at 8:26 pm to lynxcat
quote:Wealth generation by non-innovators is often survivorship bias by people who just happened to get lucky a few times sequentially through no real skill of their own.
Days like today are a big reminder on sequence of returns risk. It’s the hardest thing to account for in retirement planning. Kind of a game at the casino and you just have to hope you catch it right.
This post was edited on 3/10/25 at 8:31 pm
Posted on 3/10/25 at 8:48 pm to oneg8rh8r
quote:
I'm 52, still working, sitting on a pile of cash I pulled out 3 weeks ago waiting for the inflated market to get popped (thanks Warren Buffet). Look at the P/E's, that was unsustainable. I expect a really good correction simply out of fear of the unknown. There will be a time to buy GREAT stocks at a huge discount. We aren't NEAR the bottom, and I don't recommend trying to catch a falling knife. Buy BTC while it is cheap and don't look back.
I find it statistically impossible to believe there is someone who sold a bunch of stocks at the exact all time high in the market but stayed in BTC and continued to buy it.
ETA: just like I figured, you’re full of shite. This rocket is about to take off - your topic on 1/15/25
So 1/15/25 the market is about to take off given your love of the new administration, but 2/19/25 you’re selling a bunch of stuff because of valuations? Gtfo
This post was edited on 3/10/25 at 10:06 pm
Posted on 3/10/25 at 8:49 pm to oneg8rh8r
I believe we’ll be reaching the bottom end of march to mid April then it’ll be a sideways data chart till June/july.
Not advice just something I learned on prism
Not advice just something I learned on prism
Posted on 3/10/25 at 9:59 pm to slackster
Well, if you read all of my post you know EXACTLY what I think we are in store for. So, knowing that, why would you think I wouldn't prepare for that?
Any time the market gets greedy, and it was, SMART people are about to make easy money as they control the markets.
I've said from the beginning, after the Fed pivots, 12-18 months later all hell historically has broken loose. Here we go.
I said buy SOXL at $9, even though it was never meant to be held long term, if you sell in the high $50's, that's a shitwack of money.
I sell cover calls on my blocks of stocks.
I buy MSTR and BTC often, will continue to do so.
I don't give financial advice; I could care less if you live well like i do or live under a bridge on I-10. Makes no matter to me.
Any time the market gets greedy, and it was, SMART people are about to make easy money as they control the markets.
I've said from the beginning, after the Fed pivots, 12-18 months later all hell historically has broken loose. Here we go.
I said buy SOXL at $9, even though it was never meant to be held long term, if you sell in the high $50's, that's a shitwack of money.
I sell cover calls on my blocks of stocks.
I buy MSTR and BTC often, will continue to do so.
I don't give financial advice; I could care less if you live well like i do or live under a bridge on I-10. Makes no matter to me.
Posted on 3/10/25 at 10:09 pm to oneg8rh8r
quote:
Well, if you read all of my post you know EXACTLY what I think we are in store for. So, knowing that, why would you think I wouldn't prepare for that?
It makes no logical sense to start a post topic saying the market is about to take off and then raise a bunch of cash 3 weeks later. None.
Either you were lying then or lying now.
Posted on 3/10/25 at 10:12 pm to DrrTiger
What if you're 50 and worth 30 million?
Posted on 3/10/25 at 10:13 pm to CDUBTX
quote:
The DOW is still almost 42,000 and S&P 5600. Why is this even a topic. In all fairness the market is inflated so far beyond what it has dropped its ridiculous.
Post what the SP500 should be right now. Show your work.
Posted on 3/11/25 at 6:52 am to AmishSamurai
quote:
What if you're 50 and worth 30 million?
Probably should be on the fly bridge of your sportfisher somewhere having a screwdriver and wondering what the poor people are up to today.
Posted on 3/11/25 at 7:33 am to DrrTiger
quote:
If you’re under 40
You’re never gonna retire
Investing is basically sports betting now. It’s something fun to do on your phone but our retirement number is gonna be 20 million plus
Posted on 3/11/25 at 7:57 am to Louie T
According to a study of 10,000 millionaires conducted by Ramsey Solutions, the top five careers for millionaires include engineer, accountant, teacher, management and attorney. Slow and steady often wins the race.
Posted on 3/11/25 at 8:09 am to lynxcat
In today’s value of money or when you retire?
(asking because I’m truly curious how others calculate this)
(asking because I’m truly curious how others calculate this)
Posted on 3/11/25 at 10:52 am to DrrTiger
Agreed
For long term investors, Look at this as a buying opportunity. I don’t recommend going all in at these levels but there are some undervalued plays that are worth considering.
If stock picking isn’t your forte then periodic buying market ETF’s could be smart for longterm investors.
For long term investors, Look at this as a buying opportunity. I don’t recommend going all in at these levels but there are some undervalued plays that are worth considering.
If stock picking isn’t your forte then periodic buying market ETF’s could be smart for longterm investors.
Posted on 3/11/25 at 10:53 am to SlidellCajun
quote:drop your nuts and list
but there are some undervalued plays that are worth considering.
We waiting Baw
Page 2 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News