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Posted on 1/11/19 at 7:35 pm to TigrrrDad
quote:
$1,823/month
‘15 Jag XJL $48,000 remaining
‘17 Mustang GT California Special (for my kid) $28,000 remaining
Holy. shite balls.
Posted on 1/11/19 at 7:46 pm to 3morereps
Zero. 2015 Lexus ES 350. 16,000 miles. Paid cash and it had 9000 miles when I bought it used.
This post was edited on 1/23/19 at 2:03 am
Posted on 1/11/19 at 8:32 pm to 3morereps
$0.00
2015 Jeep Grand Cherokee
2014 Porsche Cayenne
2015 Jeep Grand Cherokee
2014 Porsche Cayenne
Posted on 1/11/19 at 8:52 pm to 3morereps
$0
2004 GMC Yukon (Getting close on this one, but wife doesn't drive much)
2018 Subaru Legacy (Company car)
I had the self awareness to sell my 2014 Accord after I left my first job in and was no longer getting the car allowance in 2016. Bought a 2007 Camry in cash and sold it for about 2/3 what I paid for it 2 years later when the Subaru came.
Really like our corporate car policy vs owning your own vehicle and getting a monthly allowance.
2004 GMC Yukon (Getting close on this one, but wife doesn't drive much)
2018 Subaru Legacy (Company car)
I had the self awareness to sell my 2014 Accord after I left my first job in and was no longer getting the car allowance in 2016. Bought a 2007 Camry in cash and sold it for about 2/3 what I paid for it 2 years later when the Subaru came.
Really like our corporate car policy vs owning your own vehicle and getting a monthly allowance.
Posted on 1/12/19 at 8:03 am to TigrrrDad
quote:
I will always consider around $1,500-1,800/month of my income to be allocated to car notes.
Over a 20 year period, that's half a million dollars in opportunity costs, even at a very most ROI.
I'm not saying "don't buy a car." It's America. I'm not saying, "Never borrow money to buy a car." That's unrealistic. But, be smart about it. Lighting money on fire isn't smart.
Overspending on big ticket luxury goods is fine if you're already wealthy. But, investing that money early and often can ultimately fund an even greater lifestyle.
That's all I'm saying.
Posted on 1/12/19 at 9:10 am to bayoubengals88
6k
Posted on 1/12/19 at 9:20 am to Ace Midnight
quote:
But, investing that money early and often can ultimately fund an even greater lifestyle
IF you’re even around to enjoy it. Or healthy enough.
For me, a car is a lot more than just “transportation”.
Posted on 1/12/19 at 9:51 am to TigrrrDad
quote:
For me, a car is a lot more than just “transportation”.
ahh yes, the ol' weiner isn't what it's cracked up to be.
Posted on 1/12/19 at 9:57 am to FinleyStreet
What do track days in a Vette or 911 have to do with a weiner?
What does a joy ride on a curvy, deserted back road have to do with a weiner?
What do timed 0-100 or quarter mile runs have to do with a weiner?
That may be the stupidest comment I’ve ever read on the money board.
What does a joy ride on a curvy, deserted back road have to do with a weiner?
What do timed 0-100 or quarter mile runs have to do with a weiner?
That may be the stupidest comment I’ve ever read on the money board.
This post was edited on 1/12/19 at 9:59 am
Posted on 1/12/19 at 10:14 am to TigrrrDad
"That may be the stupidest comment I’ve ever read on the money board."
And that's saying a bunch
And that's saying a bunch
Posted on 1/12/19 at 10:15 am to TigrrrDad
quote:
That may be the stupidest comment I’ve ever read on the money board.
That may be. But it's still not as dumb as 80k in car notes.
Posted on 1/12/19 at 10:26 am to FinleyStreet
quote:
That may be. But it's still not as dumb as 80k in car notes
Maybe not, if yoy can’t afford to pay them.
No point in living if you can’t enjoy life.
This post was edited on 1/12/19 at 10:28 am
Posted on 1/12/19 at 6:54 pm to 3morereps
$0
2010 Ford F-250
2013 Honda Pilot
2010 Honda Accord
2016 Toyota RAV4
2010 Ford could almost ready for a replacement —- it’s a personal/farm truck and my husband doesn’t exactly keep it clean and neat inside. Lol. Would be used strictly on the farm if replaced.
2010 Ford F-250
2013 Honda Pilot
2010 Honda Accord
2016 Toyota RAV4
2010 Ford could almost ready for a replacement —- it’s a personal/farm truck and my husband doesn’t exactly keep it clean and neat inside. Lol. Would be used strictly on the farm if replaced.
Posted on 1/12/19 at 7:06 pm to tiger91
$0
2010 Nissan
2015 Mazda CX-5
I am not opposed to car debt if the interest is right. However, I would like to have a truck, but we will need gas prices to rise again. Trucks and SUV prices are just insane compared to what you can get a decent sedan for right now.
2010 Nissan
2015 Mazda CX-5
I am not opposed to car debt if the interest is right. However, I would like to have a truck, but we will need gas prices to rise again. Trucks and SUV prices are just insane compared to what you can get a decent sedan for right now.
Posted on 1/12/19 at 7:23 pm to 3morereps
Interesting thread. In the Dave Ramsey anti-debt threads everyone leverages 0% car loans, but on a thread about car loans everyone owes $0!
Posted on 1/12/19 at 7:52 pm to UltimaParadox
quote:
Trucks and SUV prices are just insane compared to what you can get a decent sedan for right now.
trucks not SUVS at least here where i live. you can get anything cheap here EXCEPT a truck.
Posted on 1/12/19 at 8:21 pm to TigrrrDad
There is a big difference between being able to afford a note and if that note is a dumb financial decision.
Posted on 1/12/19 at 8:29 pm to 3morereps
2012 Honda Oydessy 0
2010 Honda Accord 2200
2010 Honda Accord 2200
Posted on 1/12/19 at 8:33 pm to 3morereps
$22k
2012 F150: $0
2019 Mazda CX-9: $22k @ 2%
No truck notes for me since 2010, wife had a ‘08 RAV4 that we just traded in for the Mazda. I’m of both minds here, I get being a “car guy/gal”, but we all know people who are driving two new vehicles that probably don’t have their retirement ducks in a row. But that’s America.
2012 F150: $0
2019 Mazda CX-9: $22k @ 2%
No truck notes for me since 2010, wife had a ‘08 RAV4 that we just traded in for the Mazda. I’m of both minds here, I get being a “car guy/gal”, but we all know people who are driving two new vehicles that probably don’t have their retirement ducks in a row. But that’s America.
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