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Started By
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2
Posted on 5/12/20 at 11:48 am to LSU5508
I am listing my house next week. Hopefully these numbers continue.
Posted on 5/12/20 at 11:49 am to LSU5508
UWM just dropped rates to 2.5% this AM on Rate and term Conventional loans as long as you havent been with them the last 18mnths
Go get your 2.5%s Money Board!! Make sure you hit up ellessuuuu from this thread
Go get your 2.5%s Money Board!! Make sure you hit up ellessuuuu from this thread
Posted on 5/12/20 at 11:58 am to SDVTiger
can anyone on here help me with a refi in GA?
Posted on 5/12/20 at 12:04 pm to SDVTiger
I'm 23 making 65-70k, with a 750+ credit score. Looking to buy my first house this summer, what kind or rates would I be looking at
Posted on 5/12/20 at 12:12 pm to dirtytigers
Top tier rates.
Posted on 5/12/20 at 12:13 pm to SDVTiger
Forgive my ignorance who who is uwm? If they are legit i'm down to refi at 2.5%.
This post was edited on 5/12/20 at 1:04 pm
Posted on 5/12/20 at 1:39 pm to SDVTiger
Need a phone number to call him broseph, whats a 30year going for now?
Posted on 5/12/20 at 1:41 pm to LSU5508
united wholesale mortgage. You have to go through a mortgage broker.
Posted on 5/12/20 at 2:25 pm to Chasin The Tiger
Any brokers here that lend through them?
Posted on 5/12/20 at 2:40 pm to LSU5508
Make sure y’all are comparing the same products. Some may be collecting prepaids but that’s not closing costs. You will get a refund back of your current escrow account when you refi so that will balance out.
Posted on 5/12/20 at 5:37 pm to PrettyLights
Agree, I would also like to know what jumbo rates are at currently if anyone has that info
Posted on 5/13/20 at 1:04 am to LSUFootballLover
Yep, I need jumbo and someone who can work in Hawaii.
Posted on 5/13/20 at 7:13 am to Chasin The Tiger
Gotta be a catch to get that rate
Posted on 5/13/20 at 8:29 am to ellesssuuu
Listening to Chairman Powell this morning it sounds like rates will remain close to zero for quite a while.
Posted on 5/13/20 at 8:59 am to SDVTiger
2.5% on a 30 or 15 year?
Posted on 5/13/20 at 9:03 am to LSU5508
I just figured out how to find one
findamortgagebroker.com is run by UWM
findamortgagebroker.com is run by UWM
Posted on 5/13/20 at 9:30 am to Tiguar
I agree that is likely a catch if that is for a 30 year. For a 15 year, that’s about right. You just have to compare fees also. If they are charging you 2% origination fee to get that rate, it’s probably not worth it.
Posted on 5/13/20 at 10:45 am to LSU1018
Finally got my final closing docs on my refi that was started on 3/6. Can any lenders give me some feedback on the final costs?
15 year/2.625%
$191,639 Payoff
$3,360 Closing costs financed
$195,000 Total loan amount
$2,315.55 cash to close
Haven't talked to my lender since I've received these, so maybe things will change. I did make a payment yesterday, so the payoff should change.
Anyway, just wanted to get a quick opinion on if this seems high cost wise, or if this about right. I can provide more details/breakdown if needed.
15 year/2.625%
$191,639 Payoff
$3,360 Closing costs financed
$195,000 Total loan amount
$2,315.55 cash to close
Haven't talked to my lender since I've received these, so maybe things will change. I did make a payment yesterday, so the payoff should change.
Anyway, just wanted to get a quick opinion on if this seems high cost wise, or if this about right. I can provide more details/breakdown if needed.
Posted on 5/13/20 at 11:24 am to TigeRoots
Any points on that 2.625%? Or hidden points and fees? Rocket mortgage is known for that.
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