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Croacka
Chicago Cubs Fan
Denham Springs
Member since Dec 2008
61137 posts

re: Credit Card Rewards and Points Discussion
Hyatt has been the best hotel transfer in my experience with rooms as low as 5,000 points per night.

I haven’t done any airline transfers outside of southwest which is a basic ~1.5 value.


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CajunTiger92
LSU Fan
Member since Dec 2007
2025 posts

re: Credit Card Rewards and Points Discussion
quote:

Is it even that high? You still get $300 in travel credits each year effectively making the AF $250 right?


You have to make up a total of $550. You need to spend $300 in travel to get 300 back. So there is $300 of the $550. The 1.5x points gives you a 1/3 discount of travel booked through there service, assuming you have enough points. So if you spend $750, it will only cost you $500. A savings of $250. Adding up what you have to spend on travel is $1050 to break even on the card.
This post was edited on 1/9 at 2:42 pm


GeorgeTheGreek
Michigan State Fan
Sparta, Greece
Member since Mar 2008
56383 posts
 Online 

re: Credit Card Rewards and Points Discussion
AMEX has better airport lounge access which is my favorite part of the CSR.

CSR lounges are typically international airline lounges (like KLM lounge) and therefore located in the international terminals which I’m obviously never nearby when flying domestic. Also, the lounges are typically overcrowded.

The Centurion (Amex) lounges are usually nicer, with better food and in your domestic terminals. You also have access to Delta lounges which I hear are nice but haven’t been into.


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11
bbap
Pacific Fan
Baton Rouge, LA
Member since Feb 2006
92683 posts

re: Credit Card Rewards and Points Discussion
quote:

. You need to spend $300 in travel to get 300 back.


No sweat for me personally.

quote:

Adding up what you have to spend on travel is $1050 to break even on the card.


Usually not a problem either. Also, it looks like the lyft thing is already active. I probably spent $80 worth of lyfts this weekend for the national championship game and all of my expenses paid back 10x.


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10
Carson123987
Texas Fan
Middle Court at the Rec
Member since Jul 2011
62482 posts

re: Credit Card Rewards and Points Discussion
quote:

Marriott is the best transfer right?


The worst. You should only transfer points to Hyatt, it gives more value than everything else by a long shot


LSUregit
LSU Fan
Member since Dec 2013
1152 posts

re: Credit Card Rewards and Points Discussion
Anyone else here shut down by AA? I lost 2 million pts last week. Oh well, nice ride while it lasted.


VABuckeye
Ohio State Fan
Oak Hill, VA
Member since Dec 2007
25815 posts

re: Credit Card Rewards and Points Discussion
Manufactured spending?


LSUregit
LSU Fan
Member since Dec 2013
1152 posts

re: Credit Card Rewards and Points Discussion
AA locking, shutting down accounts and canceling flights left and right for folks who signed up for too many 9 digit mailer SUBs per year.


Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33896 posts

re: Credit Card Rewards and Points Discussion
I told y'all a year ago they would get y'all

Hopefully you actually burned some before they got you.


TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75293 posts

re: Credit Card Rewards and Points Discussion
What was everyone taking advantage of in order for them to cancel accoutns?


Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33896 posts

re: Credit Card Rewards and Points Discussion
quote:

What was everyone taking advantage of in order for them to cancel accoutns?


Citi was sending out mailers for AA credit cards with a sign up bonus.

People figured out if you used the code on the mailer, you could get as many AA cards as you want.

People were selling the codes etc and people just kept signing up over and over. It was destined for failure and doom.

But if you don't GAF if you're banned from AA and their miles program and flew biz/first for the past couple years frequently, then win for you.
This post was edited on 1/18 at 3:51 pm


LSUregit
LSU Fan
Member since Dec 2013
1152 posts

re: Credit Card Rewards and Points Discussion
quote:

don't GAF if you're banned from AA and their miles program and flew biz/first for the past couple years frequently


This. Singapore, Dubai, Maldives, Japan, Vietnam, HK, Korea, New Zealand, UK, Paris, Spain, Italy, st lucia, turks, grand cayman over the past yrs courtesy of AA. Kept accruing more pts faster than I could burn. Would have taken me 50 yrs to gain those pts conventionally.


Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33896 posts

re: Credit Card Rewards and Points Discussion
Good stuff. I hope you flew some folks with you.

I feel bad for the poor sap who never got to burn them. You know there's a few out there.
This post was edited on 1/18 at 6:28 pm


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TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75293 posts

re: Credit Card Rewards and Points Discussion
Damn I wish I knew about this


VABuckeye
Ohio State Fan
Oak Hill, VA
Member since Dec 2007
25815 posts

re: Credit Card Rewards and Points Discussion
You do until Citi gets behind AA and your cards are canceled and you're blacklisted.


LSUregit
LSU Fan
Member since Dec 2013
1152 posts

re: Credit Card Rewards and Points Discussion
quote:


You do until Citi gets behind AA and your cards are canceled and you're blacklisted.




Still worth it. Would not GAF about Citi blacklisting.


VABuckeye
Ohio State Fan
Oak Hill, VA
Member since Dec 2007
25815 posts

re: Credit Card Rewards and Points Discussion
Eh, I travel for free and don't have to worry about things like that. To each his own.


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TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75293 posts

re: Credit Card Rewards and Points Discussion
Meh, Chase has all the best cards anyway. I don't own a single Citi card


Lsut81
Chicago Cubs Fan
Member since Jun 2005
70069 posts

re: Credit Card Rewards and Points Discussion
SW has an amazing deal right now, but they’ve changed their terms to where you are ineligible if you’ve received a new card bonus within 2yrs. I missed by one month

75k points, 75 dollar credit, and 4 free upgrades for $150 annual.


Milesahead
LSU Fan
Baton Rouge
Member since Sep 2007
292 posts

re: Credit Card Rewards and Points Discussion
SW has some great deals but the limited airport access takes away the shine for me


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