re: Credit Card Rewards and Points Discussion

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Do any of you have recommendation for a card that focuses heavily on fuel purchases?

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i have a penfed platinum visa that gives 5% cash back on fuel purchases, but I'm not sure its offered anymore

i believe the costco card gives like 3% back....amex blue cash preferred is also 3% cash back, with other categories as well

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4% on gas.

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it does have an annual max though right?

not sure how much the guy asking spends per month on gas

Excellent. I actually plan to get a Costco membership here in the next month or so anyway. That with the card sounds like it will work the best.

In terms of fuel I will be spending around $6,000 +/- $500 annually on fuel, so I will remain under the $7,000.

no rhyme or reason...
but i prefer to bank the points with either chase, amex, or starwood...and tranfering points as needed (or whenever there is a bonus special)

most tranfers are instant..but not all.

all that said... i assume your post is related to korean air is leaving UR...like next week. (i believe they remain part of starwood...so no need to bank miles or points there for me yet)

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Is it worth it to use UR points for Southwest flights? Is the ratio worth it or should I just pay for the flights? ($1600-$2k)

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It can be "worth it" depending on a lot of things.

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I have about 500k points should I sit on them for later on?

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You need to decide what you want and then use your points accordingly.

I want to fly business class when I fly internationally, so no, most of the time I will not transfer UR to SW if I need points for that goal.

If I'm earning points at a fast rate and spending them is no object, my chances of using them on SW go up.

If I have Companion Pass where my value is doubled then again, odds go up.

However, I would only consider it if a one-way/round trip is less than 12,500/25,000 since that is about what other airlines will require for similar routes. But usually I don't want it to be that close.

And lastly, depending on all your goals, it may make sense to buy the ticket on another airline via UR portal using points to earn miles on the flight, as opposed to an award ticket.

thanks for the response. Want to fly SW because they are the only nonstop flight to my destination. I'll do a bit more research.

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Anyone "banking" Korean points from UR? The 25k Hawaii deal is a great deal. I saw there is a 10 year point expiration. I'm sure I can make a Hawaii trip in 10 years assuming the points required stays the same

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I'm kinda thinking of doing 160k to have 2 biz rt to Euro banked. I can build up my UR quickly anyway and I have 350k so this won't kill me. My only fear is any deval of their points.

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Want to fly SW because they are the only nonstop flight to my destination

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It often is worth it to just pay cash for SW

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It often is worth it to just pay cash for SW

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i haven't done it yet, because i was sitting on a lot of SWRR points after getting companion pass, but...

i read a comparison that states its better to use UR points through the UR portal on SW flights rather than transferring them

reason being was its treated as a revenue fare and you get credit and earn miles on the flight

at 1.5c redemption thru the portal, its roughly the same value as transferring since SW slightly devalued their points a year or so ago



the main caveat i see is that if you have to cancel, you are left with a voucher rather than a points refund

Same here.

I book refundable options as much as possible and I obsess over constantly trying to better my deal before the trip.

I’m successful many of those times but the time spent was usually not worth it.