- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Credit Card Rewards and Points Discussion
Posted on 7/22/18 at 11:07 pm to rintintin
Posted on 7/22/18 at 11:07 pm to rintintin
Just an FYI, I suspect the classes in service you're comparing are not the same. When I fly to Asia I'm not doing it in economy, and there's no way that 35k UR total is anything but Economy.
Such a game changer IMO for flights that long.
Such a game changer IMO for flights that long.
This post was edited on 7/22/18 at 11:08 pm
1
Posted on 7/23/18 at 7:23 am to Teddy Ruxpin
Yeah I definitely wasn't looking business or first, I said in my post. I'm not up to first class traveling yet 
.
I just didn't know what Gene was looking for. He said cheapest, so I figured overall cheapest.
. I just didn't know what Gene was looking for. He said cheapest, so I figured overall cheapest.
Posted on 7/23/18 at 7:45 am to rintintin
quote:
I just didn't know what Gene was looking for. He said cheapest, so I figured overall cheapest.
I meant business class
ANA redemption is great for business class travel with maybe 70k roundtrip if you get their low season saver rate
This post was edited on 7/23/18 at 7:46 am
Posted on 7/23/18 at 7:53 am to rintintin
Any of yall ever churned bank accounts? Got the $300 checking and $200 savings account offer from Chase and was wondering if there was anything I should know before doing it?
Posted on 7/23/18 at 8:34 am to GenesChin
quote:
meant business class ?
ANA redemption is great for business class travel with maybe 70k roundtrip if you get their low season saver rate
Ah, gotcha. Yeah that's hard to beat.
Posted on 7/23/18 at 10:25 am to LSUDbrous90
quote:
Any of yall ever churned bank accounts? Got the $300 checking and $200 savings account offer from Chase and was wondering if there was anything I should know before doing it?
I've never churned, but I did use the $300 Chase checking offer for my business checking account.
It took me 6 months of fighting with them to finally get it though. I don't know if that's the norm.
Posted on 7/23/18 at 11:12 am to LSUDbrous90
Doctor of Credit does extensive blogging on churning checking. Might want to check that out.
Posted on 7/23/18 at 3:24 pm to LSUDbrous90
I don’t churn but I’ve done quite a few. Keep in mind though if you do a lot, the bonuses are taxable unlike credit card bonuses.
Posted on 7/23/18 at 5:52 pm to Teddy Ruxpin
Any discussion about the new Southwest card that just released?
I think I'm going for the companion pass at the beginning of next year. The new one has a 60k bonus and seems like a decent card, and the business card has a 40k bonus.
Hit those then you'll need roughly 6k more points for the companion pass, and you get it all through 2019 AND 2020.
I will be flying like a madman if I pull that off.
Eta: nevermind I read it wrong. It's potentially 65k points, but needs 15k spend in first year for the extra 25k points. That may be tougher than I thought, and cuts into the time frame of having the companion pass.
I think I'm going for the companion pass at the beginning of next year. The new one has a 60k bonus and seems like a decent card, and the business card has a 40k bonus.
Hit those then you'll need roughly 6k more points for the companion pass, and you get it all through 2019 AND 2020.
I will be flying like a madman if I pull that off.
Eta: nevermind I read it wrong. It's potentially 65k points, but needs 15k spend in first year for the extra 25k points. That may be tougher than I thought, and cuts into the time frame of having the companion pass.
This post was edited on 7/23/18 at 6:07 pm
Posted on 7/23/18 at 6:50 pm to htownjeep
Alright so I'm applying for my first credit card soon and wanting to get one with Skymiles since I like to travel. What would be the best one?
Been looking either Delta or Southwest
Been looking either Delta or Southwest
Posted on 7/23/18 at 7:32 pm to dawgfan24348
How's your credit?
How much do you plan to spend on it?
What airline do you think you'll fly the most?
How much do you plan to spend on it?
What airline do you think you'll fly the most?
This post was edited on 7/23/18 at 7:33 pm
Posted on 7/23/18 at 9:34 pm to rintintin
At this point I'd wait to complete Companion Pass in 2019 so you have it for 2019 and 2020.
Reminder to all that you can no longer get two personal SW card bonuses to complete Companion Pass. You'll have to get the business card and then one of the now three personal versions to stack the bonuses.
Reminder to all that you can no longer get two personal SW card bonuses to complete Companion Pass. You'll have to get the business card and then one of the now three personal versions to stack the bonuses.
Posted on 7/24/18 at 7:56 am to rintintin
My credit is good, not planning to spend a ton on it, and probably Delta
Posted on 7/24/18 at 11:27 am to Teddy Ruxpin
Yeah that's what I meant, start Jan of '19.
Posted on 7/24/18 at 11:31 am to rintintin
Ya you should be able to grab two 50k offers at least. I'd wait for those. Business was 60k for a while.
Posted on 7/24/18 at 3:30 pm to Teddy Ruxpin
I plan on waiting until Nov-Dec and jumping on the Business then the Priority once I'm close to the Business spending limit. Priority seems like a no-brainer since the $75 credit essentially makes it a $75 annual fee with the better perks and anniversary bonus.
On a related question, I'm currently 2/24 with Chase Ink Preferred & Cash. Was thinking about cancelling the Preferred just to make sure I look good to Chase when applying for the SW Business. Is this overkill or will Chase decline me for trying to have 3 business cards?
On a related question, I'm currently 2/24 with Chase Ink Preferred & Cash. Was thinking about cancelling the Preferred just to make sure I look good to Chase when applying for the SW Business. Is this overkill or will Chase decline me for trying to have 3 business cards?
Posted on 7/24/18 at 4:23 pm to TheChiefHasArrived
It's a your mileage may vary type of thing IMO.
If you're putting diversified business expenses on those cards then you should be able to explain why you need the Southwest.
If it's all bonus categories or light spending then you'll have more trouble.
If you're still stating minimal revenue then I'd bet you won't get another business card even if you cancel one.
If you're putting diversified business expenses on those cards then you should be able to explain why you need the Southwest.
If it's all bonus categories or light spending then you'll have more trouble.
If you're still stating minimal revenue then I'd bet you won't get another business card even if you cancel one.
This post was edited on 7/24/18 at 4:24 pm
Posted on 7/25/18 at 9:03 am to TheChiefHasArrived
quote:
plan on waiting until Nov-Dec and jumping on the Business then the Priority once I'm close to the Business spending limit. Priority seems like a no-brainer since the $75 credit essentially makes it a $75 annual fee with the better perks and anniversary bonus.
How does the point accumulation exactly work?
Does your calendar year start whenever you get the card? Or whenever you actually get the bonus points?
It would make a huge difference but I don't know the exact rules for the companion pass.
Posted on 7/25/18 at 10:07 am to rintintin
Companion Pass is earned in the calendar year you acquire the necessary requirements.
So if you apply for Southwest cards in November 2018, you shouldn't hit your spending bonus Chase requirement ($2,000 usually) until January 2019 which causes the bonus points to hit your Southwest account in 2019. If you hit it early your points will post in 2018 and then your clock will reset and you'd need 110k points in 2019.
Once you earn the 110k points in the calendar 2019 year, you'll have CP from that point in 2019 through the remainder of the year and through the following year (2020). Hence why people try to to accomplish it as early in a year as possible to get two full years of the benefit.
So if you apply for Southwest cards in November 2018, you shouldn't hit your spending bonus Chase requirement ($2,000 usually) until January 2019 which causes the bonus points to hit your Southwest account in 2019. If you hit it early your points will post in 2018 and then your clock will reset and you'd need 110k points in 2019.
Once you earn the 110k points in the calendar 2019 year, you'll have CP from that point in 2019 through the remainder of the year and through the following year (2020). Hence why people try to to accomplish it as early in a year as possible to get two full years of the benefit.
This post was edited on 7/25/18 at 10:08 am
Posted on 7/25/18 at 11:04 am to Teddy Ruxpin
Ah, gotcha. So ideally you'd want to get the card in November'ish, in order to hit the bonus in January of the next year?
Page 510 of 547
Popular
Back to top
Follow TigerDroppings for LSU Football News