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re: Credit Card Rewards and Points Discussion

Posted on 8/29/18 at 1:29 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
40835 posts
Posted on 8/29/18 at 1:29 pm to
Yes, that's the highest offer you can receive for that card.
Posted by Teddy Ruxpin
Member since Oct 2006
40835 posts
Posted on 8/29/18 at 1:30 pm to
we're on the seventh sign of things to come.
This post was edited on 8/29/18 at 1:30 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 8/29/18 at 1:36 pm to
quote:

That 48 mo. change coming right at the 2 year mark will spoil many plans to ditch and re-up the CSR. Hope this isn't a sign of things to come!


Exact same boat for me. Looks like I'm just going to hope the SW companion pass deal comes back through and then effectively give up on Chase

Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 8/29/18 at 4:08 pm to
quote:

we're on the seventh sign of things to come.


Yep. And by coincidence I got CSR "Year in Review" email today


@geauxcats10 That's the offer you want on that card.
And WTF happened to that thumb baw?
This post was edited on 8/29/18 at 4:11 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 9/4/18 at 8:56 am to
For Amex blue cash preferred, I can just downgrade to the non AF version of the card, correct?
Posted by GeauxTigers2007
Member since Apr 2007
781 posts
Posted on 9/18/18 at 6:58 pm to
Getting ready to book a trip to disney through mydisneyexperience.com. I can't find any info if this would qualify as a travel purchase with my sapphire reserve, or if I should use my freedom unlimited instead. Anyone know?
Posted by Teddy Ruxpin
Member since Oct 2006
40835 posts
Posted on 9/18/18 at 7:23 pm to
Looks like a debatable topic.

You can call Chase and ask.

Flyertalk

There's another thread linked in that thread for more data points but calling Chase is probably faster.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32829 posts
Posted on 10/5/18 at 4:32 pm to
No retention offers on the Reserve right now. Boo, hiss.
Posted by 21JumpStreet
Member since Jul 2012
14895 posts
Posted on 10/5/18 at 5:10 pm to
Yes you can, I've done it
Posted by Teddy Ruxpin
Member since Oct 2006
40835 posts
Posted on 10/5/18 at 6:35 pm to


I'll put well over 20k on CSP and they won't flinch.

I'm sure I'd have to put 100k on it to catch a second thought.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32829 posts
Posted on 10/5/18 at 7:05 pm to
quote:

I'll put well over 20k on CSP and they won't flinch.

I'm sure I'd have to put 100k on it to catch a second thought.


I knew it was unlikely, but I also knew I would be on and off the phone in less than five minutes, so it was worth a shot
Posted by Rev1897
NOLA
Member since Dec 2008
782 posts
Posted on 10/7/18 at 8:46 am to
So I’m currently evaluating my credit card situation.

I have CSR and RR, plus the Costco Visa which I primarily use for gas.

Wife has Amex blue everyday and CSP

I Like CSR but seems like I’m not really using it for much other than food and drink. I am thinking about consolidating to the new Amex gold for both of us and keeping the Costco visa For gas. Thoughts?
Posted by AndyJ
Member since Jul 2008
3587 posts
Posted on 10/17/18 at 11:37 pm to
Can anyone give me some quick guidance on how to time my new SW credit cards for points for early in 2019. I’m going for a companion pass in 2019 (earn it in 2019 so that I can keep it in 2020). I plan on getting the 40,000 point bonus after spending $1,000 on a personal one and then getting 60,000 after spending $3,000 on a business one. I want to get the cards (or at least 1) this year for Christmas shopping but to get the bonus in 2020.

Let’s say I go for the business one. How long does it typically take to get approved and get the actual card? (Days, weeks, a month or two)?

Then when do you get the points? Let’s say I get the card in November and spend $3000 by December? So I get the points right when I pay? Do I get the points at the 3 month mark?

Thanks in advance!
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139276 posts
Posted on 10/18/18 at 5:47 am to
quote:

No retention offers on the Reserve right now. Boo, hiss.


Retention offers such as what, free points or something?
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/23/18 at 9:07 pm to
Haven’t seen it posted yet, but Chase just changed their Sapphire sign up to no new cards within 48 months...

I am pissed at Chase right now. Their reps fricked me back in Sept when trying to sign back up for the Reserve card and now I am royally fricked with the new 48 month rule.

I’m waiting on a call back from a Manager. I was told I had to cancel my Sapphire Preferred before being able to get the Reserve and that isn’t the case, I could have converted to the Reserve and forgone the 50k signup. Really just wanted the 50% bonus on points and the 3xs on dining and travel.

I guess Amex Platinum will be in my future once again.
Posted by Teddy Ruxpin
Member since Oct 2006
40835 posts
Posted on 10/23/18 at 11:43 pm to
Ya they did that change some time ago.

My wife just completed her Chase cycle this year and has 7 cards open with them. I'm geared up to hit them in early 2019 and then I'll shift to Amex and others. 4 year cycles aren't worth waiting on.
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/24/18 at 6:28 am to
Teddy, what are the hot cards right now...

Like the 60k with Amex Platinum, but 5k spends in 3 months is steep
Posted by Teddy Ruxpin
Member since Oct 2006
40835 posts
Posted on 10/24/18 at 6:47 am to
Plat puts out a 100k offer so I'd probably wait for that if you can manage to get it.

Rumor is Barclays Arrival will have a 70k ($700) bonus soon. Right now it's pretty high at 60k ($600).

Citi Premier has a big 60k bonus right now.

Of course many Chase cards like Ink Preferred are out there.

I did get a 125k new Starwood offer in the mail, so if that interests you be on the lookout. Of course that's post merger.

This post was edited on 10/24/18 at 6:48 am
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63192 posts
Posted on 10/24/18 at 8:00 am to
So I’ve got about 180,000 accumulated on my CSR now, we fly United whenever we vacation. Should I go ahead and transfer these over to United as miles? It’s 1:1 right?
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/24/18 at 9:01 am to
quote:

Plat puts out a 100k offer so I'd probably wait for that if you can manage to get it.


Just realized I cant get any Plat rewards since I got one previously... bummer

I did get off the phone earlier with Chase and they have re-issued my Reserve card after all of the bs they put me through. No sign up bonus, but they will be crediting me the annual fee.

Will likely look at hitting one of the cards you listed... Which of the ones you listed is best for flights or able to transfer to partners?
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