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Anybody besides me getting crickets on your Ida claim?

Posted on 11/11/21 at 1:05 pm
Posted by Slippy
Across the rivah
Member since Aug 2005
7431 posts
Posted on 11/11/21 at 1:05 pm
Adjuster inspected my home on Sept. 22. Since then I have gotten zilch in writing from my ins. co. One phone call where they lowballed me, and a later voicemail where they said they were redoing it to replace the roof.

We are well past the 30 days for the 50% penalty, and only 2 weeks away from the 60 day mark which opens the door for treble damages. I have never been litigious in my personal life because I do this shite for a living. But it's about to go down, bro.
Posted by ducktale
Member since Sep 2021
1531 posts
Posted on 11/11/21 at 1:08 pm to
Could you just bend over and take it up the arse so rates don't go up for the rest of us, please?
Posted by MallardDeer
Member since Sep 2021
34 posts
Posted on 11/11/21 at 1:08 pm to
In the insurance industry, sales side.

Been having some trouble on some claims, and others paid and done with. Anything that has crawford and company on it for the claims handling, just get ready to fight. I am pretty sure a requirement to be hired is you must be past retarded and not even know how to spell your name.
This post was edited on 11/11/21 at 1:10 pm
Posted by BallsEleven
Member since Mar 2019
6163 posts
Posted on 11/11/21 at 1:08 pm to
Have you called your local agent?
Posted by Splackavellie
Bayou
Member since Oct 2017
11961 posts
Posted on 11/11/21 at 1:08 pm to
What company?

Mine went about as easy as it could have. Received my full payment 3 weeks ago.
Posted by couv1217
Baton Rouge, LA
Member since Sep 2007
3526 posts
Posted on 11/11/21 at 1:09 pm to
quote:

Slippy


What’s your location?
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
42916 posts
Posted on 11/11/21 at 1:09 pm to
Because that’s how they got to be billion dollar insurance companies.
Posted by white perch
the bright, happy side of hell
Member since Apr 2012
7569 posts
Posted on 11/11/21 at 1:10 pm to
Mine go closed out with a quickness. The adjuster came out and his estimate was less then my deductible so the insurance company closed the claim. No money paid.
Posted by Slippy
Across the rivah
Member since Aug 2005
7431 posts
Posted on 11/11/21 at 1:11 pm to
Jefferson Parish.
Posted by iron banks
Destrehan
Member since Jul 2014
4173 posts
Posted on 11/11/21 at 1:14 pm to
If they insist on screwing up and making you money on your claim then they get what they deserve.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
40200 posts
Posted on 11/11/21 at 1:32 pm to
Was adjusted around that time... haven't even gotten anything yet.

Our damage was less than other people so we have tried to be patient but this is insane.

We call and call the assigned representative, always get voice mail. I've left 7 or 8 messages.

Called the agent... they say they will look into it and never do.

Same agent and same company for Zeta... had a check 3 weeks after hurricane.
Posted by LSUnatick
South of Lafourche
Member since Jul 2008
1620 posts
Posted on 11/11/21 at 1:34 pm to
Sorry to hear man. Filed claim 3 days after storm. Got first check 2 weeks later and supplemental 2 weeks ago. Trees and debris gone and new roof on the house.
Posted by LSUnation78
Northshore
Member since Aug 2012
14006 posts
Posted on 11/11/21 at 1:36 pm to
quote:

We are well past the 30 days for the 50% penalty,



I know what this means, of course. But for those less knowledgeable, can you explain what this is so I can get the extra 50% on my claim?
Posted by Weekend Warrior79
Member since Aug 2014
20670 posts
Posted on 11/11/21 at 1:38 pm to
Mine dropped checked me about 3 weeks after the adjuster showed up. Had my PA show up a few weeks ago and admitted that because of how shitty the process has been, he is inundated with work and to not expect a report from him until after Thanksgiving.

The weird part for me is my attorney has been really quiet. Had a yes/no question for them 2 days ago and they still haven't responded.
Posted by TDsngumbo
Member since Oct 2011
49088 posts
Posted on 11/11/21 at 1:41 pm to
I just had a FEMA rep finally call me for the first time about my damn chainsaw claim. Apparently even though the eligible date of purchase was BEFORE the hurricane, I can only be reimbursed if I used it to clear my driveway or debris off my house.

The frickin federal gubmint…
Posted by SaintsTiger
1,000,000 Posts
Member since Oct 2014
1940 posts
Posted on 11/11/21 at 1:53 pm to
quote:

Adjuster inspected my home on Sept. 22. Since then I have gotten zilch in writing from my ins. co. One phone call where they lowballed me, and a later voicemail where they said they were redoing it to replace the roof.

We are well past the 30 days for the 50% penalty, and only 2 weeks away from the 60 day mark which opens the door for treble damages. I have never been litigious in my personal life because I do this shite for a living. But it's about to go down, bro.


The 50% penalty is calculated on the amount of the “undisputed portion” which the case law says is the amount upon which reasonable minds could not disagree. You’d do well to have your own estimate made to prevent proof problems in case you do litigate, to say nothing of having a better chance to get your claim properly paid without having to sue.

ETA I’m working a few cricket claims now. State Farm and Souhern Fidelity. I think they underpay the field adjusters.
This post was edited on 11/11/21 at 1:55 pm
Posted by couv1217
Baton Rouge, LA
Member since Sep 2007
3526 posts
Posted on 11/11/21 at 1:54 pm to
If any of you need help with the insurance companies let me know. I work with them but also have a lawyer friend in thibodaux that is taking on cases for people who’s insurance’s have taken longer than 30 days
Posted by NIH
Member since Aug 2008
119689 posts
Posted on 11/11/21 at 2:09 pm to
You didn’t tell them you’re a hero of the insurance industry?
Posted by OceanMan
Member since Mar 2010
22670 posts
Posted on 11/15/21 at 1:07 pm to
My claim is complicated. We think it is a tear down and provided professional opinions to support that position. They are basically ignoring those opinions and the current offer is way too low. Insisting I bring them a quote to move forward. Contractors I have spoken to don’t want to touch it, and have documented as such which we provided to the carrier. Not sure where to go from here
Posted by Bigfishchoupique
Member since Jul 2017
9461 posts
Posted on 11/15/21 at 1:51 pm to
RPS Risk services for me. 20 days from adjuster write up to check in hand. PL.
This post was edited on 11/15/21 at 1:54 pm
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