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Started By
Message
Ida/engaging law firm to handle property claim vs. directly dealing w/insurer
Posted on 9/15/21 at 7:00 pm
Posted on 9/15/21 at 7:00 pm
Any thoughts and/or experiences with this? TIA 
22
Posted on 9/15/21 at 7:05 pm to cbdman
If you like giving 1/3 of what you’re entitled to away, go for it.
Posted on 9/15/21 at 7:06 pm to cbdman
I think it would be a last resort for me. I wouldn’t start out with a lawyer.
Posted on 9/15/21 at 7:06 pm to cbdman
quote:
Occupation: Attorney
HHMMMMMMMM
Posted on 9/15/21 at 7:07 pm to cbdman
Look up public adjuster, this would be the route before going to an attorney
Posted on 9/15/21 at 7:14 pm to cbdman
Call me.
Posted on 9/15/21 at 7:19 pm to cbdman
Let me give you my best advice. Call your insurance company make your claim. Let them come out and adjust and they are required by law to give you a unconditional tender based on the damage they find. If you were unhappy with that tender then you can engage an attorney if you would like. However if you engage the attorney upfront some will try to take a fee on the money you were going to get regardless. Also do not sign any release given by the insurance company for the tender.
This post was edited on 9/15/21 at 7:27 pm
Posted on 9/15/21 at 7:38 pm to cbdman
Just calm down moron and give them time to handle it
Posted on 9/15/21 at 7:42 pm to cbdman
I work the contents side of claims for carriers and can’t give any advice a
In regards to the structure aspect but like others have said by hiring an attorney or pa you are giving money away. See how you are treated first.
In regards to the structure aspect but like others have said by hiring an attorney or pa you are giving money away. See how you are treated first.
Posted on 9/15/21 at 7:52 pm to CaptainsWafer
quote:quote:
Occupation: Attorney
HHMMMMMMMM
Right?
The art of subtlety is lost on so many people.
Posted on 9/15/21 at 7:52 pm to cbdman
Deposit the first check. If you don’t feel like what they’re offering you is fair, get documentation from trade experts and use it as leverage for a supplemental claim. Repeat, if necessary. The process takes long enough as it is, so I don’t think you’d want to tie it up any longer in litigation.
Posted on 9/15/21 at 7:56 pm to cbdman
From my experience in these matters, most recently Hurricane Sally, settle with the insurance company...and you get about 30-40% of what is collectible...then, bring in the lawyers to get the rest.
Posted on 9/15/21 at 8:14 pm to LSU5508
quote:
Let me give you my best advice. Call your insurance company make your claim. Let them come out and adjust and they are required by law to give you a unconditional tender based on the damage they find. If you were unhappy with that tender then you can engage an attorney if you would like. However if you engage the attorney upfront some will try to take a fee on the money you were going to get regardless. Also do not sign any release given by the insurance company for the tender.
This
This post was edited on 9/15/21 at 8:15 pm
Posted on 9/15/21 at 8:19 pm to GeauxldMember
Agreed bc the attorney is going to do this too regardless of litigation. Attorneys are going to handle these in an assembly line fashion for multitude of policy holders. They will continue with supplemental claims way bf any litigation. Usually NO litigation.
This post was edited on 9/15/21 at 8:21 pm
Posted on 9/15/21 at 10:09 pm to cbdman
Public adjuster
Posted on 9/15/21 at 11:03 pm to cajunbama
there are many bad contractors that want your claim number to allow them to work directly with the insurance. This is no difference than giving them your personal checking account access
Posted on 9/15/21 at 11:46 pm to cajunbama
I have a somewhat high loss due to a tree falling on my house, likely to exceed $125k. I have hired a arborist to remove the large tree from my house, a general contractor to repair the roof and interior, a pool company since it was hit, an iron fence company, an AC guy and had to immediately replace several appliances.
I have had many years as a risk manager for a large marine company, so I know how to organize a claim, deal with the vendors and the insurance company, keep the general contractor on a budget, but it is a lot of work, I'm usually on the phone most of the day. I have no idea how people without my experience and skill level deal with this.
I asked my adjuster that question he said very few people know how to handle a claim, so they just take the settlement and do the best they can.
I think a law firm is overkill, maybe a public adjuster can do all of this for you, but a claim this size is not for amateurs.
I have had many years as a risk manager for a large marine company, so I know how to organize a claim, deal with the vendors and the insurance company, keep the general contractor on a budget, but it is a lot of work, I'm usually on the phone most of the day. I have no idea how people without my experience and skill level deal with this.
I asked my adjuster that question he said very few people know how to handle a claim, so they just take the settlement and do the best they can.
I think a law firm is overkill, maybe a public adjuster can do all of this for you, but a claim this size is not for amateurs.
Posted on 9/16/21 at 12:29 am to cbdman
quote:
Any thoughts and/or experiences with this? TIA
Don’t give some flim flam attorney 30% of what the insurance company pays you
This post was edited on 9/16/21 at 12:46 am
Posted on 9/16/21 at 2:18 am to CaptainsWafer
quote:
quote:
Occupation: Attorney
HHMMMMMMMM
what a douchePosted on 9/16/21 at 6:30 am to BengalBen
quote:
If you like giving 1/3 of what you’re entitled to away, go for it.
You don’t know what you are talking about. First party property claims are different from car accident claims.
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