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re: Over $3 Billion in student debt forgiven in 2021, how much did you benefit?
Posted on 7/10/21 at 3:10 pm to Kujo
Posted on 7/10/21 at 3:10 pm to Kujo
I was a:
Furniture mover
Grocery store clerk
Convenience store clerk
Flower delivery
Runner for an law firm
All to get extra income to pay my tuition with substantial help from my parents.
Shame on me.
Furniture mover
Grocery store clerk
Convenience store clerk
Flower delivery
Runner for an law firm
All to get extra income to pay my tuition with substantial help from my parents.
Shame on me.
Posted on 7/10/21 at 3:11 pm to Vinny V
quote:
forgave people who were ripped off by some of those bullshite schools
How were they ripped off?
quote:
Westwood: The school had campuses from coast to coast, is accused of widespread misrepresentations about the ability of students to transfer credits. This forced students who transferred to other institutions to restart their studies from scratch at a different school.
Other schools wouldn’t except the credits that they took, But they still took the classes and received education.
quote:
The Department of Education also claims that the institution misled students in its criminal justice program about the prospect of employment as police officers in Illinois upon graduation. Credits from the school were not accepted by the Chicago Police Department and other law enforcement agencies
I don’t have any other info on this, but taking POST training (California) isn’t a guarantee of a job.
quote:
students were misled about the type of instruction that would be offered. Borrowers claim that the schools failed to teach them key elements of a cosmetology program, like cutting hair… This made it difficult for the students to pass necessary state licensing tests in order to earn a living from their education.
These were just optional training programs, you still have to pass the Licensing exam. Sounds like they were going to the cosmetology program and not the barbering program. I briefly dated an aesthetician and she had to learn some cross training to qualify.
quote:
For example, the programs for a barber may include basic skills like hair washing and styling, as well as sanitation, anatomy, esthetics, and even local laws and regulation.
For cosmetologist licensing the course demands are often more extensive. In this case, you may also need to learn about nail care, facials, eyebrow grooming, and more.
The court reporting one is kind of funny. People enter the program not realizing how long it was going to take, So a majority dropped out.
quote:
Court Reporting Institute. The majority of students were never able to complete the program according to the Education Department. Only about two to six percent of students at the school’s three locations in Washington, California, and Idaho graduated, and those that did finish the program took much longer to do so than the institution claimed.
Posted on 7/10/21 at 3:11 pm to Kujo
Paid mine off the legit way. Not a damn penny offered back. I’ll just continue to pay for the others too. No big deal!!!!
Posted on 7/10/21 at 3:12 pm to High C
quote:
I paid all of mine off legitimately about 20 years ago.
What all $5k of it?
Posted on 7/10/21 at 3:14 pm to Kujo
Made my last payment in May. Only took 11.5 yrs to pay that extra mortgage payment
Posted on 7/10/21 at 3:44 pm to Kujo
My tax lady is a capitalist far right wing kinda gal and she called me an "f'n idiot" when I told her I was paying extra to capitalize on the 0% interest. She went over all the handouts and "tax credits" Biden had done so far, I hadn't sent a payment in since.
Posted on 7/10/21 at 4:06 pm to Kujo
Who decided student debt was a bigger issue than medical debt?
This post was edited on 7/10/21 at 4:06 pm
Posted on 7/10/21 at 4:07 pm to Kujo
I make too much to ever qualify for forgiveness, public or private. Sad state of affairs when I got a degree that was actually applicable to making money and don’t get to reap the benefits of fricking up my life with a gen ed degree.
Posted on 7/10/21 at 4:52 pm to tiger1014
quote:
What all $5k of it?
I feel like that should be the new rule. Just like when people talk about buying their first houses decades ago, anyone who wants to talk shite about paying off their loans should include the total loan amount and the year they graduated in the post. I’ll even go through the effort of adjusting it for inflation for them
Posted on 7/10/21 at 5:15 pm to Kujo
Haha let’s just shite on the banking industry that will work out well
Posted on 7/10/21 at 5:19 pm to Kujo
Is my mortgage being forgiven too?
Posted on 7/10/21 at 5:24 pm to StringedInstruments
I got my Ph.D. because I knew I could make more money in the long term, even though I’d owe more money in student loans in the “short term”.
Posted on 7/10/21 at 5:25 pm to Kujo
What’s kind of crazy is that Biden ran on forgiving student loan debt. Then it evaporated from his platform after the election.
Posted on 7/10/21 at 5:35 pm to liz18lsu
quote:
Is my mortgage being forgiven too?
I love when people bring up mortgages. You know, the form of debt that’s been most favored by the IRS for everyone’s lives on this board. How have you enjoyed that nice, juicy mortgage interest deduction all these years, at least before Trump made it borderline obsolete with increasing the standard deduction?
This post was edited on 7/10/21 at 5:37 pm
Posted on 7/10/21 at 5:44 pm to Kujo
Like pretty much all of this government free shite being given out, it hasn't helped me at all. Got a kid in college and way are paying and taking out loans like normal people.
Posted on 7/10/21 at 5:44 pm to Joshjrn
quote:
I love when people bring up mortgages. You know, the form of debt that’s been most favored by the IRS for everyone’s lives on this board. How have you enjoyed that nice, juicy mortgage interest deduction all these years, at least before Trump made it borderline obsolete with increasing the standard deduction?
Do you understand sarcasm?
Posted on 7/10/21 at 6:00 pm to liz18lsu
quote:
Do you understand sarcasm?
Not on the internet, no
Posted on 7/10/21 at 6:07 pm to Joshjrn
Touché. I think anyone who has a loan should repay it, imho.
Posted on 7/10/21 at 6:12 pm to Kujo
quote:
Marinello Schools of Beauty and the Court Reporting Institute
Posted on 7/10/21 at 6:13 pm to Kujo
Let's see here -$3.2B/150000000=$21.33
adjusting for tax bracket probably like $3.50
adjusting for tax bracket probably like $3.50
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