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re: Do You Balance Your Checkbook?

Posted on 4/21/21 at 1:33 pm to
Posted by h0bnail
Member since Sep 2009
7486 posts
Posted on 4/21/21 at 1:33 pm to
I do in a phone app. It has some forecasting that is nice to see for my bill paying account.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49136 posts
Posted on 4/21/21 at 1:34 pm to
Not my checkbook but I balance my bank account in a Google spreadsheet. I might write 3 or 4 checks per year.
Posted by ELLSSUU
Member since Jan 2005
7330 posts
Posted on 4/21/21 at 1:37 pm to
I am over 50 years old. I do Consulting work for the Banking Industry.

I still have the original checks a bank gave me when I opened an account 20 something years ago. I can’t tell you the last time I’ve seen an actual paper check ledger book.

Why would anyone do that to themselves?
Posted by alpinetiger
Salt Lake City
Member since Apr 2017
5864 posts
Posted on 4/21/21 at 1:37 pm to
No, not necessary. I have a personal banker. He offers shiity advice from time to time. Its a checking account and I know what I spend.
Posted by jaytothen
Member since Jan 2020
6473 posts
Posted on 4/21/21 at 1:40 pm to
Checks are for the poors
Posted by lsu777
Lake Charles
Member since Jan 2004
31803 posts
Posted on 4/21/21 at 1:41 pm to
i havent manually sent a check in 7+ years. I just press the button on my phone to send it if i need to send one.

Why would I need to balance a damn check book?

I personally dont even have one. wtf do you even need one for. just pay onw of the 25 different ways you can through your phone and have it come directly out. its not 1987 anymore.
Posted by danilo
Member since Nov 2008
20515 posts
Posted on 4/21/21 at 1:42 pm to
Online boomer
Posted by elprez00
Hammond, LA
Member since Sep 2011
29494 posts
Posted on 4/21/21 at 1:47 pm to
My kids school doesn’t have online payments, so we still have to write checks. My wife writes a ton of checks.

We delayed ordering checks last year when we were selling our house and my wife ran out. I found a check book and thought I still had some left. Opened it and it still had my parents address on it. I haven’t lived at home in over 20 years.
Posted by catholictigerfan
Member since Oct 2009
56332 posts
Posted on 4/21/21 at 1:47 pm to
I use YNAB (you need a budget) so I guess technically yes I do balance my checkbook.
Posted by Adam4LSU
Baton Rouge
Member since Mar 2008
13760 posts
Posted on 4/21/21 at 1:53 pm to
Sometimes I balance it on my dog's nose
Posted by IAmNERD
Member since May 2017
19368 posts
Posted on 4/21/21 at 1:57 pm to
If by viewing my balance every now and again through my banking or credit card apps and scanning for any suspect charges, then yes I do.
Posted by chryso
Baton Rouge
Member since Jul 2008
12010 posts
Posted on 4/21/21 at 2:01 pm to
I didn't marry an accountant so I could balance books.
Posted by I Bleed Garnet
Cullman, AL
Member since Jul 2011
54846 posts
Posted on 4/21/21 at 2:08 pm to
Yup
Posted by A Menace to Sobriety
Member since Jun 2018
29404 posts
Posted on 4/21/21 at 2:19 pm to
What's a checkbook?
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37320 posts
Posted on 4/21/21 at 2:44 pm to
Every payday I write down the "bills" I have to pay. I do this via a note on my phone.

When I check my bank balance, I subtract the bills that haven't cleared yet, and make sure it's reasonable.

I don't write many checks at all, but I do have some things that come out at various times of the month, not all on payday.
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
59918 posts
Posted on 4/21/21 at 2:54 pm to
I just use my baby mommas debit card
Posted by sweetwaterbilly
Member since Mar 2017
19351 posts
Posted on 4/21/21 at 7:02 pm to
I’m 31 and I balance my checkbook once a week. Never write checks but still enter any auto drafts, credit card payments, etc.

Been doing it since I was 18 Just a habit now I guess. It’s aesthetic for me

ETA: To clarify, I balance by hand in a paper ledger. I’m 31 going on 81
This post was edited on 4/21/21 at 7:05 pm
Posted by Double Oh
Louisiana
Member since Sep 2008
18238 posts
Posted on 4/21/21 at 7:06 pm to
Nope.

I just go online to get my balance and see when checks are cleared
Posted by thelawnwranglers
Member since Sep 2007
38924 posts
Posted on 4/21/21 at 7:09 pm to
I don't have a checkbook
Posted by Bryno1960
Off River Road
Member since Aug 2013
2576 posts
Posted on 4/21/21 at 7:13 pm to
I don’t get all thr Boomer hate on the OT. I’m a Boomer and haven’t had a checkbook in years. I do most everything online.
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