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re: Covering preexisting conditions...

Posted on 8/7/20 at 9:24 pm to
Posted by NineLineBind
LA....no, the other one
Member since May 2020
6957 posts
Posted on 8/7/20 at 9:24 pm to
Insurance IS a scam. If I had all the premiums I ever paid, I could buy a new truck, a new house a new heart, and a fricking robot body to house my brain in perpetuity and have money left over.
Posted by stuntman
Florida
Member since Jan 2013
9120 posts
Posted on 8/7/20 at 9:28 pm to
lolwut?

I hoped to never have to use the liability insurance I have for my company.

I got sued last year. Finally settled two months ago. It was worth every penny I've paid over the past 12 years.
Posted by Henry Jones Jr
Member since Jun 2011
68598 posts
Posted on 8/7/20 at 9:35 pm to
quote:

Insurance IS a scam. If I had all the premiums I ever paid, I could buy a new truck, a new house a new heart, and a fricking robot body to house my brain in perpetuity and have money left over.
I never will forget one of my old clients cancelled his policy and said that exact statement.

"I aInT hAd No WrEcKs In 30 YeArS! InSuRaNcE iS a ScAm"

Jackass came in a month later trying to get coverage after he ran a yellow light, hit someone and the person he hit was coming after him for damages. I wish I could say I felt bad for him but dude made his bed.
Posted by SquatchDawg
Cohutta Wilderness
Member since Sep 2012
14260 posts
Posted on 8/7/20 at 9:37 pm to
quote:

Insurance IS a scam


Only to stupid people that don’t know how it works. Everybody pays a little together it’s enough to replace the person that has a loss. If that hasn’t been you then you’re lucky.

As for health insurance, the system is a mess but you can’t allow people to just buy in when they find out they have an expensive condition...it screws up the math and costs everyone else way more.
This post was edited on 8/7/20 at 9:40 pm
Posted by DavidTheGnome
Monroe
Member since Apr 2015
29227 posts
Posted on 8/7/20 at 9:51 pm to
quote:

Insurance IS a scam. If I had all the premiums I ever paid, I could buy a new truck, a new house a new heart, and a fricking robot body to house my brain in perpetuity and have money left over.



Then why don’t you save your money and self insure?
Posted by GusAU
Member since Mar 2014
3663 posts
Posted on 8/8/20 at 1:17 am to
quote:

Insurance IS a scam. If I had all the premiums I ever paid,

You think insurance is a scam, yet you choose to pay premiums for it anyway?

Posted by AUauditor
Georgia
Member since Sep 2004
1033 posts
Posted on 8/8/20 at 8:04 am to
Insurance is insurance against catastrophic events. If you don’t want it, don't buy it, unless contractually required (in financing a house or car or driving on American streets) and, if you suddenly get an illness or have an accident, only get the medical care you can personally pay for.

Posted by stickly
Asheville, NC
Member since Nov 2012
2338 posts
Posted on 8/8/20 at 5:18 pm to
quote:

Insurance IS a scam


Until you need it. Then it's a great investment.
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