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Message
Wife and I just locked in our first mortgage....
Posted on 1/27/20 at 9:17 pm
Posted on 1/27/20 at 9:17 pm
3.5% with 10% down on a 30 year loan.
Pretty pumped about this. Would have been happy with anything sub 4%
Pretty pumped about this. Would have been happy with anything sub 4%
13
Posted on 1/27/20 at 9:19 pm to HarveyBanger
I’d take that right now. Hoping for something similar after construction.
Posted on 1/27/20 at 9:40 pm to HarveyBanger
Great job, hard to beat that kind of deal. Congrats. 
Posted on 1/27/20 at 9:47 pm to HarveyBanger
30 years, gross
Posted on 1/27/20 at 11:18 pm to HarveyBanger
quote:
3.5% with 10% down on a 30 year loan.
Lender?
I'll be buying soon and hope to lock down similar terms.
Posted on 1/28/20 at 6:35 am to HarveyBanger
He said first mortgage. Very few people get their first mortgage as a 15 year loan.
Congrats
Congrats
Posted on 1/28/20 at 8:14 am to HarveyBanger
Congrats man! We did a refi in October that went from 5.25 to 3.75. Don't pay attention to the posters dogging you out for going 30 years. I did 30 years also, but have an extra $85 bucks drafted with my monthly payment which equals to one extra mortgage payment a year. That will add up quickly. Goal is to have the house paid off in 20 years or so at the most.
Posted on 1/28/20 at 10:13 am to HarveyBanger
Congrats
Now make sure you never ever refi that 3.5%
what
Now make sure you never ever refi that 3.5%
quote:
15 years was a better option.
Lol no
whatThis post was edited on 1/28/20 at 10:42 am
Posted on 1/28/20 at 11:07 am to HarveyBanger
congrats, would love to hear which lender y'all went with as well, was it VA, paid pts? Thats a great rate.
Posted on 1/29/20 at 9:10 am to HarveyBanger
quote:
.5% with 10% down on a 30 year loan
3.5% is a good rate on 30
I locked in a 4.2% on a 30 year, 0 down in my first 6 years ago.
About to refi to a 15 year, hoping to get 3% and eliminate PMI
This post was edited on 1/29/20 at 9:16 am
Posted on 1/30/20 at 8:12 am to HarveyBanger
Just curious how much is the total amount of your mortgage?
Posted on 2/1/20 at 3:04 pm to HarveyBanger
Posted on 2/1/20 at 7:08 pm to HarveyBanger
Some real Debbie downers in here. Jesus
Posted on 2/1/20 at 9:13 pm to HarveyBanger
Are you having to pay PMI?
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