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Started By
Message
What's the least amount you've settled a debt for (in percentage)?
Posted on 12/4/19 at 9:04 am
Posted on 12/4/19 at 9:04 am
I currently have a debt. A year ago, they made me an offer of half, which is pretty good. However, it took a while to scrape up some cash to settle.
Right now I am at 40% of the total.
I get it, they have all the leverage and ultimate say-so. But I figured I can settle for even less IF i have the money upfront and proactively contact them.
Right now I am at 40% of the total.
I get it, they have all the leverage and ultimate say-so. But I figured I can settle for even less IF i have the money upfront and proactively contact them.
20
Posted on 12/4/19 at 9:07 am to Tarik One
quote:100%. I pay my obligations in full.
What's the least amount you've settled a debt for (in percentage)?
Posted on 12/4/19 at 9:07 am to Tarik One
Ex wife’s student loan they came after me for when she was a deadbeat and not paying. $27,000. I paid $13,500 and they called it square.
ETA: this is the only debt I’ve ever negotiated. Because frick my ex wife.
ETA: this is the only debt I’ve ever negotiated. Because frick my ex wife.
This post was edited on 12/4/19 at 9:10 am
Posted on 12/4/19 at 9:07 am to Tarik One
Geez you are a piece of shite
Posted on 12/4/19 at 9:09 am to Tarik One
quote:I would tell you to kick rocks if I already offered you a deal like that.
they have all the leverage and ultimate say-so. But I figured I can settle for even less IF i have the money upfront and proactively contact them.
But it never hurts to ask
Posted on 12/4/19 at 9:09 am to Tarik One
Trashier than the trashiest trash you could find in a trashy neighborhood in the trashy section of Trash Street.
Posted on 12/4/19 at 9:12 am to 9Fiddy
Why in the blue frick would you pay off your ex wife's student loan debt???
Posted on 12/4/19 at 9:12 am to Tarik One
Did you willingly take on the debt, and enjoy the benefits of what you received? Quit working the system, and pay what you owe.
Posted on 12/4/19 at 9:13 am to TDsngumbo
quote:
Trash Street.
I'm at the intersection of Trash Street and Trashy Boulevard
Posted on 12/4/19 at 9:13 am to 9Fiddy
quote:
ETA: this is the only debt I’ve ever negotiated. Because frick my ex wife.
sounds like she fricked you
Posted on 12/4/19 at 9:13 am to PrivatePublic
I'm guessing he agreed to pay half in the divorce and it framing it poorly.
Posted on 12/4/19 at 9:15 am to Tarik One
0%.
Ignored an emergency room medical bills for stitches and they eventually stopped coming after a few years.
Ignored an emergency room medical bills for stitches and they eventually stopped coming after a few years.
This post was edited on 12/4/19 at 9:16 am
Posted on 12/4/19 at 9:15 am to Tarik One
quote:
What's the least amount you've settled a debt for (in percentage)?
100%.
You borrowed someone else's money. Why can't you give them the same amount back?
Posted on 12/4/19 at 9:17 am to Ed Osteen
quote:
sounds like she fricked you
This was near the end of our marriage. When we (meaning me) we’re still trying to make it work. This was the last salvo. But other things came to light to reveal her true nature. I ended up getting my son, the house, and all the marital assets along with no alimony or child support.
Posted on 12/4/19 at 9:18 am to Tarik One
quote:
Tarik One
quote:
I currently have a debt. A year ago, they made me an offer of half, which is pretty good. However, it took a while to scrape up some cash to settle.
Right now I am at 40% of the total.
I get it, they have all the leverage and ultimate say-so. But I figured I can settle for even less IF i have the money upfront and proactively contact them.
When I was in the MTG Biz fulltime I had a dude who was a truck driver. Long haul. He was almost out of a Chapter 13 Bankruptcy. He had tons of equity in his house and didn't realize he could refinance, pay it all out and get on with his life a little quicker until he talked with us.
Ford Motor Credit was being a stickler on a loaded out Mustang he'd bought. He owed like $25K still even through the BK.
I called them up and settled it for $2,500. Literally 10 cents on the dollar and got it in writing. Kinda surprised myself.
This makes me think of a spinoff thread but this story is applicable and one of the rules in life I live by:
Never be afraid to pitch the deal. Your ego will get in the way of dealmaking every single time. The less you have of it...the less shame you possess in negotiations, the better.
Mind you, having no ego or shame must not = not having respect. For either yourself or the person you're negotiating with.
This post was edited on 12/4/19 at 9:19 am
Posted on 12/4/19 at 9:18 am to Tarik One
Posted on 12/4/19 at 9:27 am to 777Tiger
quote:
I'm at the intersection of Trash Street and Trashy Boulevard
Pics of all your female neighbors
Posted on 12/4/19 at 9:29 am to Tarik One
Debt - what dis?
- The OT
- The OT
Posted on 12/4/19 at 9:29 am to Tarik One
I’m not poor so 100%
Posted on 12/4/19 at 9:30 am to LSURussian
quote:
100%. I pay my obligations in full
/thread
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