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Started By
Message
Thought I'd share the biggest personal finance train wreck ever seen
Posted on 10/31/18 at 7:08 pm
Posted on 10/31/18 at 7:08 pm
The full story is here
Guy starts a thread saying he and his wife want to buy their first house, preferably by the end of this year.
in the best of circumstances right there.
He is 30 and makes $55k in Las Vegas with a HS diploma. Good FICO. His own situation isn't that bad actually. The fun begins with the wife.
His wife is 40. Works retail making $17/hr. Has $280k in student loans that's already in collections. She has two degrees - one in math and the other in ... Chinese herbal medicine.
Despite her previous educational problems, their plan is for her to attend nursing school and hope to get loan forgiveness down the road since it's a medical field.
But they want a house by the end of the year! She must give the very best blowjobs in history.
Guy starts a thread saying he and his wife want to buy their first house, preferably by the end of this year.
in the best of circumstances right there. He is 30 and makes $55k in Las Vegas with a HS diploma. Good FICO. His own situation isn't that bad actually. The fun begins with the wife.
His wife is 40. Works retail making $17/hr. Has $280k in student loans that's already in collections. She has two degrees - one in math and the other in ... Chinese herbal medicine.
Despite her previous educational problems, their plan is for her to attend nursing school and hope to get loan forgiveness down the road since it's a medical field.
But they want a house by the end of the year! She must give the very best blowjobs in history.
This post was edited on 10/31/18 at 11:40 pm
41
Posted on 10/31/18 at 7:10 pm to foshizzle
quote:Ive seen worse financial train wrecks walking through the quad.... seriously...
biggest personal finance train wreck ever seen
Posted on 10/31/18 at 7:11 pm to foshizzle
But can she perform meridian therapy, though?
Posted on 10/31/18 at 7:13 pm to foshizzle
That’s bad but certainly not the most insane thing I’ve ever seen.
Posted on 10/31/18 at 7:13 pm to foshizzle
quote:
He is 30
quote:
His wife is 40
why
Posted on 10/31/18 at 7:14 pm to foshizzle
How can you have a math degree and not be able to crunch those numbers?
Posted on 10/31/18 at 7:17 pm to foshizzle
She’s going to become a nurse and dump his arse for a doctor.
Posted on 10/31/18 at 7:21 pm to foshizzle
I feel like I’ve gone back to 2007
Edit: Scratch that, if this was 2007 they’d be moving into their new $500,000 home right now instead of asking reddit
Edit: Scratch that, if this was 2007 they’d be moving into their new $500,000 home right now instead of asking reddit
This post was edited on 10/31/18 at 7:23 pm
Posted on 10/31/18 at 7:24 pm to foshizzle
This is like those house hunter shows where a couple is buying their first house in Scottsdale. He is third year local cop she is a first year kindergarten teacher and their budget is $1million dollars.
Posted on 10/31/18 at 7:29 pm to foshizzle
unintentional comedy on pf and legaladvice is the best.
Posted on 10/31/18 at 7:35 pm to foshizzle
She sounds like the type that often throws out "well I do have 2 degrees".
Posted on 10/31/18 at 7:44 pm to foshizzle
quote:
hope to get loan forgiveness down the road since it's a medical field.
Yeah...that won't happen. You don't get loan forgiveness just for being in the medical field.
Posted on 10/31/18 at 7:50 pm to foshizzle
HAHAHAHA not even close.
Go look at Allen Iverson or Mike Tyson for TERRIBLE personal finances.
Go look at Allen Iverson or Mike Tyson for TERRIBLE personal finances.
Posted on 10/31/18 at 8:55 pm to foshizzle
His wife doesn’t have to co-sign on the house, right? I’m really not sure on that but if his credit is good and a history of $55k/year, he could get approved for a loan with a decent down payment.
Posted on 10/31/18 at 8:56 pm to foshizzle
use that math degree to become an actuary?
Posted on 10/31/18 at 8:59 pm to foshizzle
Love me some r/pf.
Posted on 10/31/18 at 9:07 pm to foshizzle
Unless you go to an Ivy League school or Cal Tech how can you have that much student debt?
Posted on 10/31/18 at 9:09 pm to foshizzle
quote:
I hate it say it but this situation genuinely makes me wish there was some sort of “degree viability” aspect to student lending. JFC this kind of behavior is going to cause the next financial crisis.
Yea this is how ive felt for some time about where this country is going. We will see another Freddie and Fannie situation in 10 years.
Posted on 10/31/18 at 9:13 pm to foshizzle
Clearly a troll
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