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Open Enrollment Time: The Annual "My Health Insurance Premiums are Out of Control" thread.

Posted on 11/1/17 at 8:45 am
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 11/1/17 at 8:45 am
LINK

quote:

For some lower-income people in Obamacare, the rising premiums President Donald Trump has talked so much about will barely be felt at all. Others, particularly those with higher incomes, will feel the sharp increases when insurance sign-ups begin Wednesday.

Richard Taylor is one of the people on the wrong end. The 61-year-old, self-employed Oklahoman has meticulously tracked his medical costs since 1994. In 2013, he signed up for an Affordable Care Act plan for the law’s first year offering coverage to millions of Americans.

Four years ago, annual premiums for a mid-level “silver” plan to cover his family totaled $10,072.44. For 2017, they were $21,392.40—up 112 percent.


quote:

For people who don’t get subsidies, “you’re looking at eye-popping rates, almost across the board really,” said Nick Gerhart, a former Iowa insurance regulator. “You’re going to have a lot of rate shock.”
This post was edited on 11/1/17 at 8:46 am
Posted by rocket31
Member since Jan 2008
41884 posts
Posted on 11/1/17 at 8:46 am to
Repeal and replace though
Posted by Manzielathon
Death Valley
Member since Sep 2013
8951 posts
Posted on 11/1/17 at 8:46 am to
Thanks Obama
Posted by Tigerlaff
FIGHTING out of the Carencro Sonic
Member since Jan 2010
22030 posts
Posted on 11/1/17 at 8:47 am to
Thanks, Democrats.

ETA: Just checked. 60% premium increase for me next year, $1,500 higher deductible, and new 30% co-pays that didn't exist before. Outrageous.
This post was edited on 11/1/17 at 10:36 am
Posted by tigerbutt
Deep South
Member since Jun 2006
26084 posts
Posted on 11/1/17 at 8:47 am to
Shut the cock up
Posted by Elleshoe
Wade’s World
Member since Jun 2004
143780 posts
Posted on 11/1/17 at 8:48 am to
glad my job provides health insurance
Posted by Costanza
Member since May 2011
3263 posts
Posted on 11/1/17 at 8:50 am to
My shitty silver plan for fam of 4 was just increased to over $1,400/m with higher co-pays and deductibles than last year when it as $1,190/m. Awesome
This post was edited on 11/1/17 at 8:52 am
Posted by jdeval1
Member since Dec 2009
7525 posts
Posted on 11/1/17 at 8:53 am to
My work pays the majority but they include what their costs are on my pay stub. We pay about 5k out of pocket for a family. My company pays 11k. It's insane. 16k per year for something we rarely use.
This post was edited on 11/1/17 at 8:54 am
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
135386 posts
Posted on 11/1/17 at 8:55 am to
It's going to continue to get worse until Obamacare is repealed and replaced, which seems to not be happening. Haven't had our meeting yet, but I'm expected a big increase in my portion of our costs.
Posted by roguetiger15
Member since Jan 2013
17304 posts
Posted on 11/1/17 at 8:55 am to
3rd year in a row mine will not change. one of the perks to work for a huge company. I get full coverage with 500 deductible and my monthly payment is 140/month.
Posted by rocket31
Member since Jan 2008
41884 posts
Posted on 11/1/17 at 8:56 am to
(no message)
This post was edited on 11/1/17 at 9:00 am
Posted by tilco
Spanish Fort, AL
Member since Nov 2013
14284 posts
Posted on 11/1/17 at 8:57 am to
We went medishare last year. We have saved a shitload. Gonna pay out a bit next year cause the wife is pregnant but it won’t cost us anymore than it would have if we kept BCBS.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
148026 posts
Posted on 11/1/17 at 8:57 am to
quote:

Repeal and replace though
oh it’s coming.... Cucks are getting primaried.



Just think how bad BernieCare could be
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 11/1/17 at 8:58 am to
frick Obama and every piece of shite Democrat who voted for that horrible bill. It will end up crushing people so the freeloaders can sit on their asses and get more free shite.

My insurance has gone up every year since this shite went into effect and the deductible has gone up. More money for less coverage. Sounds fair.
Posted by TH03
Mogadishu
Member since Dec 2008
171949 posts
Posted on 11/1/17 at 9:00 am to
quote:

My insurance has gone up every year since this shite went into effect and the deductible has gone up. More money for less coverage. Sounds fair.


Does your company not offer it?

My coverage hasn't changed for 4 years and the price difference has been minimal. Like less than $5 over 4 years. And that's with 2 different companies.

I was self employed before that and had no increase.
This post was edited on 11/1/17 at 9:01 am
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 11/1/17 at 9:03 am to
quote:

We went medishare last year.


So, how does that work?
Posted by nerd guy
Grapevine
Member since Dec 2008
13673 posts
Posted on 11/1/17 at 9:03 am to
quote:

My shitty silver plan for fam of 4 was just increased to over $1,400/m with higher co-pays and deductibles than last year when it as $1,190/m. Awesome



Noticed that with mine. And only 2 providers in Tarrant county.

To Obama, Democrats, and republicans.

Posted by jdeval1
Member since Dec 2009
7525 posts
Posted on 11/1/17 at 9:06 am to
quote:

An architect of the federal healthcare law said last year that a "lack of transparency" and the "stupidity of the American voter" helped Congress approve ObamaCare


The Dems knew it was a shite law and passed it anyway.

LINK
Posted by Slim Chance
Member since Oct 2012
1626 posts
Posted on 11/1/17 at 9:06 am to
My payroll deduction hasn't increased much, but my deductibles have. And now instead of a $40 copay to see a specialist, I have to pay in full until my deductible is met, then I pay 20%. Damn near every Dr other than a basic primary care Dr falls under a specialist these days.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 11/1/17 at 9:06 am to
quote:


My coverage hasn't changed for 4 years and the price difference has been minimal. Like less than $5 over 4 years. And that's with 2 different companies.

I was self employed before that and had no increase.


If you were self-employed now, you'd be getting killed.
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