re: Open Enrollment Time: The Annual "My Health Insurance Premiums are Out of Control" thread.

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Employee's are not aware of how much their policy costs. My entire policy is $7500 per year but my employer pays 89% of it. I'm sure if I was an the individual market and paying the $7500 myself, I would be screaming about the scam of health insurance.

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true, but are the effects are as severe on groups as they are on single payers?

We hadn't met the ridiculous deductible for the year.

damn. my deductible is $700.

united currently, but my company is switching to BCBS for 2018. coverage is identical.

I could pay extra premium to lower it to like $500 but it wasn't work it. max out of pocket is $3000 and the other was $2500.

We are UHC

As of 2018:

Annual deductible:
In Network
$0 Individual; $0 Family
Out of Network
$650 Individual; $1,300 Two-person; $1,950 Family

Out-of-pocket maximum:
In Network
$1,600 Individual; $3,200 Two-person; $4,800 Family
Out of Network
$4,000 Individual; $8,000 Two-person; $12,000 Family; excludes deductible

Primary doctor office visit:
In Network
$30 copay
Out of Network
70% of the allowable amount covered after annual deductible is met


Cost:

You Alone $70.00

Bunch of other shite in there too for hospital and specialist. Either 30 dollar copay or 90% coverage.

I just realized I have no in network deductible #WINNING.

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damn. my deductible is $700.

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My wife and daughter are on the wife's plan. Deductible is $1,800. So we have to meet the deductible before the co-pay kicks in.

$5,000 out of pocket maximum (in network).

so your in network deductible and out of pocket max are better than mine obviously, but my copays are $25 and 100% coverage on basically everything. the only thing that isn't is radiology and inpatient/outpatient hospital that is at 80% after my $700 deductible and specialist is 100% after $50 copay.

cost is $65 to me. man it's awesome to have great healthcare being self employed and paying 100% out of pocket for shite coverage sucked

I pay around 5 dollars a month or so out of my check

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I didn't

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fricking BestBuy.

Solid melt