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Started By
Message
Experiences with Pet Insurance?
Posted on 10/31/16 at 9:12 pm
Posted on 10/31/16 at 9:12 pm
Long story short, I have a 6 month old puppy who has already had a $1,000 run in with the vet, so I'm curious about getting insurance.
What kind of premiums can I expect?
Is there good coverage available? (I don't want to pay a premium just to find out whatever service or condition isn't covered.)
Any hassle with vets accepting said plans?
Thanks in advance.
What kind of premiums can I expect?
Is there good coverage available? (I don't want to pay a premium just to find out whatever service or condition isn't covered.)
Any hassle with vets accepting said plans?
Thanks in advance.
14
Posted on 10/31/16 at 9:15 pm to beauxkner
How much did you pay for this puppy?
Posted on 10/31/16 at 9:20 pm to beauxkner
Some vets don't take some insurances, so best to check which ones yours take. Not sure about premiums, but I do know it's very affordable. My wife is a vet and she prefers Trupanion.
Posted on 10/31/16 at 9:23 pm to beauxkner
So far it is great for routine stuff and I have no reason to think it wouldn't be for everything. I think that it's pretty cheap although I'm getting it for free through work so I don't know for sure.
Posted on 10/31/16 at 9:28 pm to beauxkner
Pet insurance is between you and the insurance company. The veterinarian only bills you, you pay, then try to get reimbursed from insurance.
Wife is a Vet and they learned the pitfalls from getting in bed with insurance companies on the human side.
Wife is a Vet and they learned the pitfalls from getting in bed with insurance companies on the human side.
Posted on 10/31/16 at 9:31 pm to beauxkner
I just can't fathom spending such money on a dog. And I'm OT rich, too.
Posted on 10/31/16 at 9:59 pm to beauxkner
I have it through Nationwide. Runs about $70/mo for wellness and medical. My dog has torn CCL in both rear legs and already had one fixed to the tune of $1500+ and the insurance reimbursed me 90%. The insurance will not pay for anything pre existing or hip displacement. Your vet should have some info on this.
Posted on 10/31/16 at 10:03 pm to beauxkner
Is only 30 dollars each for my pigs.
Posted on 10/31/16 at 10:08 pm to beauxkner
I sell it through my agency, and it's reasonable. I don't sell it often though. Maybe 3 policies/quarter.
Depending on your coverage, it's between $15 and $60/month.
Depending on your coverage, it's between $15 and $60/month.
Posted on 10/31/16 at 10:10 pm to beauxkner
It's not worth it. They only cover some things. You only get reimbursed a portion. What you pay a year and what you get reimbursed does not out weight the other. Let's say all you do is routine shots, heart worm, and flea meds. For a dog that big your premium is likely 40 a month. Two sets of heart guard and flea mess will run you $250, and shots another $150. You get like 45% back. So you get about $125 back on the 480 you pay nothing else outstanding.
It's great for emergency situations. If your dog rarely goes to the vet, it's not a good deal
It's great for emergency situations. If your dog rarely goes to the vet, it's not a good deal
This post was edited on 10/31/16 at 10:12 pm
Posted on 10/31/16 at 10:10 pm to beauxkner
Had a dog attacked by a coyote and thank God we had it
Posted on 10/31/16 at 10:15 pm to beauxkner
I love my dog but when his vet bills are thousands of dollars a year it's time for this.
Posted on 10/31/16 at 10:25 pm to beauxkner
Just wait til Hillary makes insurance for all pets mandatory so strays can see the Vet.
You think your deductible is bad for your own health insurance now....
You think your deductible is bad for your own health insurance now....
Posted on 11/1/16 at 5:14 am to beauxkner
Insurance in general is a racket and a gamble. Have a nice little savings account for emergencies and forget about pet insurance.
Posted on 11/1/16 at 6:01 am to beauxkner
If you were an insurance underwriter, how much would you charge to insure Anything?
If you can answer to this question correctly, you should have your answer.
If you can answer to this question correctly, you should have your answer.
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