Started By
Message

What would the OT do?

Posted on 5/29/15 at 10:44 am
Posted by rhanse1lsu
Member since Jun 2014
56 posts
Posted on 5/29/15 at 10:44 am
So my child broke their leg on an infalteable waterslide during an event at the boss' house recently which required surgery. Not even considering any legal action but am curious as to people's thoughts about filing a claim against their homeowner's insurance to recoop some cost of medical bills. I have read that most insurance policies can pay anywhere from $1k to $5 for medical. For the non-OT ballers out there, would you consider doing this or just suck it up and pay? And if so, being that it happened on an inflateable waterslide, is it something they would even cover?
Posted by Salmon
On the trails
Member since Feb 2008
83695 posts
Posted on 5/29/15 at 10:45 am to
quote:

And if so, being that it happened on an inflateable waterslide, is it something they would even cover?


doubt it
Posted by Chad504boy
4 posts
Member since Feb 2005
167137 posts
Posted on 5/29/15 at 10:47 am to
quote:

but am curious as to people's thoughts about filing a claim against their homeowner's insurance


you want to lose your job or not?
Posted by Geauxld Finger
Baton Rouge
Member since Jan 2005
31832 posts
Posted on 5/29/15 at 10:47 am to
was it due to some fault of their property, such as a cracked sidewalk, hazerdous tree roots etc? If your kid was simply sliding and broke her leg, then no, you have no case.
Posted by dnm3305
Member since Feb 2009
13672 posts
Posted on 5/29/15 at 10:47 am to
I would not. That's got to be chalked up to "shitty luck".
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
65133 posts
Posted on 5/29/15 at 10:48 am to
You should kick your boss's arse first. Then you should bang his old lady and any daughters he as of legal age. Then call the cops to come kill his dog. After that take a giant shite on his front door step. Finally pour salt on his lawn to spell out the words "frick you", make sure it's as close to the center of the front lawn as possible and the letters are at least 6' in length. Then, and only then, you call his insurance.
Posted by Artie Rome
Hwy 1
Member since Jul 2014
8757 posts
Posted on 5/29/15 at 10:48 am to
No health insurance, huh? Nice.
Posted by DrinkDrankDrunk
Member since Feb 2014
836 posts
Posted on 5/29/15 at 10:49 am to
I'm sure your boss is already shitting a brick about this. Being cool about it could further your career immensely.
Posted by Shexter
Prairieville
Member since Feb 2014
14173 posts
Posted on 5/29/15 at 10:49 am to
quote:

I have read that most insurance policies can pay anywhere from $1k to $5 for medical.


So, you're going to put your job at risk for as little as $1,000.
Posted by Good Ole Baw
Member since May 2014
486 posts
Posted on 5/29/15 at 10:52 am to
I'm been honest here, I don't even have insurance. But I would never try to pull some bullshite like that. That's what's wrong with this country. You just try to blame somebody else, let somebody else pick up the slack, let somebody else deal with it, let somebody else pay for it. It ain't your boss problem it's your kid, now you be that kids dad and take responsibility. Quit lookin for somebody else to take care of it.
Posted by Hermit Crab
Under the Sea
Member since Nov 2008
7192 posts
Posted on 5/29/15 at 10:52 am to
how did the injury happen? slid too far?
Posted by Tigerswillprevail
Member since Nov 2011
2869 posts
Posted on 5/29/15 at 10:53 am to
Sounds like it happened through no fault of the home owner.

Suck it up and move along.
Posted by SUB
Member since Jan 2001
Member since Jan 2009
21095 posts
Posted on 5/29/15 at 10:55 am to
Blackmail your boss to get a big raise. If he refuses, sue his arse!
Posted by AubieALUMdvm
Member since Oct 2011
11713 posts
Posted on 5/29/15 at 10:57 am to
Really?

Kids break bones when they're playing sometimes. It's part of being a kid. Pay it and move on.
Posted by 777Tiger
Member since Mar 2011
73856 posts
Posted on 5/29/15 at 10:57 am to
quote:

is it something they would even cover?



probably should let that run it's natural course, if you're not out of pocket a huge amount and it's company provided insurance I'd let it be, there's a good chance that the boss will approach you as the claims come in and offer to reimburse out of pocket, my wife lost an expensive piece out of her engagement ring at work last week, didn't really make a big deal out of it, just showed it to a co-worker, it somehow got back to the boss(owner,) and he told her to give it to him, their company has a jeweler on retainer, and he's taking care of it, your situation requires possible oop expense, and showing how you handle minor crises to the boss v. looking like a whiny, victimized beeyotch, what if the accident happened at your friend Joe Sixpax' house?
Posted by mach316
Jonesboro, AR
Member since Jul 2012
4785 posts
Posted on 5/29/15 at 10:58 am to
shite happens. Just deal with it. I hate the sue everybody mentality we have now.
Posted by kingbob
Sorrento, LA
Member since Nov 2010
67302 posts
Posted on 5/29/15 at 10:58 am to
Don't do it. Don't be THAT GUY.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13962 posts
Posted on 5/29/15 at 10:58 am to
I broke my jaw on an inflatable water slide last summer. Of course, I was 26, drunk, and wrestling with a friend on the way down.

It was at my parents' camp. So I sued the shite out of my parents of course. It wasn't bad luck or the result of my own stupid actions or anything. So I had to sue.
Posted by specchaser
lafayette
Member since Feb 2008
2596 posts
Posted on 5/29/15 at 11:01 am to
lot's of retard in this thread. many homeowner policies carry medical payments coverage that will pay med bills. fault, liability, etc do not matter. it's for medical bills for injuries occurring on the premises.

on a practical note, unless the boss has offered, I wouldn't risk pissing him off.
Posted by Jack Daniel
In the bottle
Member since Feb 2013
25733 posts
Posted on 5/29/15 at 11:02 am to
Go ahead and file for unemployment while you're at it.
This post was edited on 5/29/15 at 11:03 am
first pageprev pagePage 1 of 2Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram