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What's your interest rate and APR on your home? Buying my 1st home.
Posted on 5/20/15 at 7:03 pm
Posted on 5/20/15 at 7:03 pm
I'm a first time home buyer with a credit score of 745, and the lender is offering me 3.625% interest rate with a 3.8% APR 30 year. For all the homeowners, are those good rates for me; what are some of the rates you locked in? TIA
This post was edited on 5/20/15 at 7:52 pm
12
Posted on 5/20/15 at 7:39 pm to 13SaintTiger
Got the exact same rate in March at 3.625% on a 30 year. Historically low rate that I lucked out on with the timing. Jump on it.
Posted on 5/20/15 at 7:44 pm to 13SaintTiger
I refinanced in 2012 for 3.375% on a 15 yr mortgage.
Historically speaking, its almost impossible to get a bad interest rate these past few years with a good credit score.
Historically speaking, its almost impossible to get a bad interest rate these past few years with a good credit score.
Posted on 5/20/15 at 9:58 pm to 13SaintTiger
2.875% 15 year
Posted on 5/21/15 at 7:20 am to 13SaintTiger
3.25% 30 year
that was 2 years ago with Colonial Mortgage
that was 2 years ago with Colonial Mortgage
This post was edited on 5/21/15 at 7:21 am
Posted on 5/21/15 at 7:31 am to 13SaintTiger
2.875% back in 2013, on a 30 year note, but it's a 7-1 ARM (yes I know what I got myself into)
Posted on 5/21/15 at 7:41 am to 13SaintTiger
None at the moment since i paid it off 
When i first bought in 2005 my interest rate was 5.875% for 30 yrs
I refinanced in 2010 to 4% for 20 yrs
When i first bought in 2005 my interest rate was 5.875% for 30 yrs
I refinanced in 2010 to 4% for 20 yrs
Posted on 5/21/15 at 7:49 am to 13SaintTiger
4.25 30 year fixed, June of 2014. Had a couple dings on my credit from back in college that prevented me from the best rates, but I am happy with it.
Posted on 5/21/15 at 7:59 am to 13SaintTiger
Are you paying origination or points?
Posted on 5/21/15 at 3:11 pm to 13SaintTiger
Got the same rate, 3.625%,when I got a quote in February and closed in March. Anything below 4% is very good
Posted on 5/22/15 at 8:41 am to 13SaintTiger
quote:
13SaintTiger
quote:
I'm a first time home buyer with a credit score of 745, and the lender is offering me 3.625% interest rate with a 3.8% APR 30 year. For all the homeowners, are those good rates for me; what are some of the rates you locked in? TIA
Closed on that exact same rate with Chase Home Mortgage in May of 2013. You cannot beat a $804/month house note, PITI included.
Posted on 5/22/15 at 12:27 pm to 13SaintTiger
3.25% RD loan for 30 years - closed May 2013
Posted on 5/23/15 at 6:57 pm to 13SaintTiger
2.5 on a 5/1 arm
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