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Another open enrollment thread

Posted on 11/4/14 at 8:47 am
Posted by Tigah in the ATL
Atlanta
Member since Feb 2005
27539 posts
Posted on 11/4/14 at 8:47 am
My premiums went up exactly 0%.

How is this possible? Is the VC firm who owns my company in bed with Pelosi & Obama?

Also, weren't all the doctors supposed to retire?
Posted by TrueTiger
Chicken's most valuable
Member since Sep 2004
79647 posts
Posted on 11/4/14 at 8:51 am to
Tell us about your deductables.

Also, did you get a $2,500 savings?
Posted by Taxing Authority
Houston
Member since Feb 2010
62463 posts
Posted on 11/4/14 at 8:52 am to
quote:

My premiums went up exactly 0%.
How much does the employer pay?


quote:

Also, weren't all the doctors supposed to retire?
I don't recall anyone making such an assertion. Halloween's over. Time to stop putting up straw men.
This post was edited on 11/4/14 at 8:55 am
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
31387 posts
Posted on 11/4/14 at 8:53 am to
You got lucky?

I have the option of keeping my $64 a month $2,500 deductible plan for one more year (at $70) or I can move to an Obamacare compliant plan for $207 a month with a $5,000 deductible. After next year, I'll be forced onto the new plan.
Posted by Y.A. Tittle
Member since Sep 2003
109396 posts
Posted on 11/4/14 at 8:53 am to
Weird nobody's running on how great this is, if you're typical.
Posted by Crimson Mafia IIIX
Huntsville
Member since Feb 2011
3656 posts
Posted on 11/4/14 at 8:55 am to
That's it I am voting democrat from here own out, everyone of my friends who vote democrat premiums did not increase, but all of my republican friends premiums have all increased or have changed in some kind of way including mine.

Even my democrat co-workers have not changed, but mine did? how can this be?
Posted by Tigah in the ATL
Atlanta
Member since Feb 2005
27539 posts
Posted on 11/4/14 at 8:58 am to
quote:

I don't recall anyone making such an assertion. Halloween's over.
ok, mass numbers of doctors would leave the profession. Better?
Posted by Tigah in the ATL
Atlanta
Member since Feb 2005
27539 posts
Posted on 11/4/14 at 8:59 am to
quote:

everyone of my friends who vote democrat premiums did not increase, but all of my republican friends premiums have all increased
Posted by BugAC
St. George
Member since Oct 2007
56722 posts
Posted on 11/4/14 at 9:01 am to
quote:

Tigah in the ATL


Are you on subsidies?

If not, then you are very lucky. Majority of Americans have had their premiums increase.

And if they haven't already yet, just wait until the mandate kicks in in 2015. You know, the mandate that was supposed to kick in, in 2013, but was postponed until after these midterms. I wonder why that is?
Posted by Taxing Authority
Houston
Member since Feb 2010
62463 posts
Posted on 11/4/14 at 9:03 am to
quote:

ok, mass numbers of doctors would leave the profession. Better?
A little, but you're still exaggerating in order to create a "winnable" argument.

And BTW...
quote:

How much does the employer pay?
Just because you aren't paying doesn't mean the employer isn't shouldering the increase.
This post was edited on 11/4/14 at 9:04 am
Posted by Scruffy
Kansas City
Member since Jul 2011
76464 posts
Posted on 11/4/14 at 9:04 am to
quote:

ok, mass numbers of doctors would leave the profession. Better?
I remember that claim. Fear-mongering at its worst.

The biggest negative has been physicians leaving networks due to the ACA.
Posted by Gray Tiger
Prairieville, LA
Member since Jan 2004
36512 posts
Posted on 11/4/14 at 9:04 am to
quote:

ok, mass numbers of doctors would leave the profession. Better?


Your trolls are usually better than this. Not by a lot, but still better.
Posted by theenemy
Member since Oct 2006
13078 posts
Posted on 11/4/14 at 9:06 am to
My premiums didn't go up either...

My deductible tripled....

My out of pocket max increased 75%......



So in summation.....
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
56108 posts
Posted on 11/4/14 at 9:06 am to
quote:

Just because you aren't paying doesn't mean the employer isn't shouldering the increase.


Plus that's the excuse the boss will use to turn down that next proposed pay raise, and rightfully so.
Posted by C
Houston
Member since Dec 2007
28145 posts
Posted on 11/4/14 at 9:07 am to
quote:

My premiums went up exactly 0%.


interesting you pick one piece of the pie. What about deductibles, out of pocket expense limits, etc?
Posted by Meauxjeaux
102836 posts including my alters
Member since Jun 2005
45547 posts
Posted on 11/4/14 at 9:10 am to
quote:

Tigah in the ATL


I'm with the guy who's wondering why Dems are screaming from the mountaintops how awesome Obamacare is that they voted for.

They might be trouncing the R's right now if so amiright?
Posted by Clete Purcel
Jennings, LA
Member since Oct 2013
145 posts
Posted on 11/4/14 at 9:10 am to
We just got the open enrollment package at the Company I work for. We saw a 12% across the board increase, but all deductibles and coverage remained the same.

I have Employee & Family coverage and last night the wife and I sharpened our pencils and decided to move from the PPO plan to the High Deductible plan to offset the increase. We rarely go to the doctor, so hopefully we won't notice the change. The Company 'seeds' $1,000 per year into the HSA if you have a High Deductible plan. That'll help.

I'll be honest, I was expecting more of an increase, so I'm pleasantly surprised, if one can be happy about a 12% increase. We were, after all, told that we'd be saving $2,500 a year on healthcare. I'm still waiting on that to materialize.
Posted by tigerbandpiccolo
Member since Oct 2005
49436 posts
Posted on 11/4/14 at 9:10 am to
Mine increased 10%, I consider myself to be incredibly lucky. My company changed providers from Cigna to BCBS of Illinois. My company is private and was very open about taking a hit to foot the majority of the premium increases as a benefit to us, the employees.

My in-law's family are very open liberals on the East Coast. NYC employer of one of the cousins dropped healthcare benefits this year, and the husband of said cousin is a 1099 employee, therefore they have been forced to go to the exchange to purchase their insurance for young family with one child and another on the way. Never thought I would hear her trash Obama, but she was very upset with having to pay $1000/month for a very crappy plan that didn't include any of their doctors. She is pregnant and had to switch OBs, and their 18 month old had to switch pediatricians. She expressed remorse for supporting the ACA without truly understanding the real life impact it would have on millions, now including herself.
Posted by LSU316
Rice and Easy Baby!!!
Member since Nov 2007
30231 posts
Posted on 11/4/14 at 9:42 am to
quote:

She expressed remorse for supporting the ACA without truly understanding the real life impact it would have on millions, now including herself.


I hate to take delight in other's pain but in this circumstance not so much especially from someone that admittedly supported something without knowing a thing about it.
Posted by tigerbandpiccolo
Member since Oct 2005
49436 posts
Posted on 11/4/14 at 10:45 am to
quote:



I hate to take delight in other's pain but in this circumstance not so much especially from someone that admittedly supported something without knowing a thing about it.


Same. But since I love her and she's family, I just told her how sorry I was to hear about it, as well as expressing that I have heard the same from many. She couldn't even get a sonogram of current baby until 14 weeks because they couldn't get coverage. Bad situation.

ETA: She already knows where I stand on the ACA so there was no point in rubbing her nose in it.
This post was edited on 11/4/14 at 10:46 am
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