Would anyone recommend any books on money (Young adult)

Random Walk Down Wall Street always gets recommended here.

The Big Short

The Wealthy Barber. Primary rule of thumb: "save 10% of everything you earn."

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I read Robert Kiyosaki's Rich Dad Poor Dad, but I don't necessarily agree with all of it.

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What do you not agree with, and why?

I highly recommend A Million Bucks by 30. It's written by a kid in his 20's and how he went from being broke to having a million bucks. It's very entertaining, not boring at all and written for people our age..only took a few days to read.

I will warn you though, it will really change the way you feel about spending your money.

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Investing or personal finance stuff? Answer that first and you'll get more targeted answers.

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Personal finance.

I had it great growing up, got to college on scholarship and supported by parents so I didn't have to work in school. Lost scholarship, went out just about every night I had the opportunity, just really didn't think about my future. Well, they gave me 3 years and not much changed and cut me off for the most part(financially).

Now I owe money to several credit agencies, I budget like a moron, etc. Nothing big, though. All under 6k altogether aside from student loans.

Anyhow, I'm not going into details about it, but I had $25k in college starting my sophomore year that I got(settlement). I spent it in 2 years. fricking stupid. (I was 19).

I just want to be better with money. I work, though. Pay rent, utilities, pay off bills, etc. But I do stupid shite like eat out when I don't need to, etc. I just want to be better with money

Most people with a debt problem really have two problems:

1) Too much borrowed at too high an interest rate.
2) Not enough income.

If you have #2 solved, that makes #1 much easier to handle. Sometimes it's simply a matter of getting a second job. Or selling your (legit) services on CL, plenty of people do this.

If you still have problems with #1, sometimes you can get the interest rate reduced once you establish a record for paying on time. You will have to call and ask for it, of course.

Dave Ramsey isn't bad, just keep in mind that he is trying to keep it simple - his advice isn't always the best but it is geared to keep people out of trouble and does a decent job of it.

One last thing - if you have a credit card balance don't even think about keeping more than a couple of week's expenses in an emergency fund. Use anything more than that to pay off the card so you aren't paying interest - if you need the money back later you can always charge it back up.

One up on Wall Street... Peter Lynch watch CNBC also you will drown yourself in Financial information..with my mind on my money and my money on my mind

Here's this thing...I don't make much money, no college degree. I'm back in school in January. Seems like some of these books might not apply to me.

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Here's this thing...I don't make much money, no college degree. I'm back in school in January. Seems like some of these books might not apply to me.

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Are you working? If so and regardless of what you bring home, it never hurts to have a budget or written plan of where your money is going to be allocated to even before the month begins.