cpsilo1

any chance you could post it on a google docs site and make the link available to all? not too keen on putting my email address online

if anyone has any extras for saturday night in chicago, please let me know.

thx

They'll be in NOLA for Voodoo Fest. You're in luck.

Is there a current website that does this or is it more ebay based? If so, do you have an idea on what the projected sales/month might be?

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What should I be doing to prepare for retirement(long ways way I know)?
What are some differences between different accounts? There are so many you guys talk about I feel a bit overwhelmed.
I feel very lost when it comes to taxes. Is this normal or will I understand it as I go?
Is there any basic guide I could look at to help me out?

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1. Re: retirement, right now just concentrate on keeping your inevitable student debt minimized as much as possible. Study your arse off and get into PT school and get a good job. This is your first step to retirement.
2. There literally are tons of accounts...in your situation, I honestly wouldn't even worry about that right now. Especially since you're barely making ends meat...but if you absolutely want to put something away right now, I would opt for a Roth IRA (any financial house will have these) unless your job lets you have a 401k and they match
3. Taxes really aren't complicated unless you get into things like owning your own busines, rental property, etc...Even then, you can do everything on your own online for less than $100.
4. A book I would suggest you start with is I will teach you to be rich - the author is kind of arrogant, but it's no BS guide to personal finance

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That's the Sod Web Worm. It is hitting grass hard right now. Brown spot is still a few weeks away, so you can look forward to that next.

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any recommended treatment?

How many times should one put down the fungicide? I did it about a month ago and it doesn't look like it's improved.

I guess around springtime of this year (I could be off on the timing), I started noticing the yellow patches and weeds popping up alot.

Here's a few overhead shots of the yard:

lawn and weeds

I took the 2 overhead pictures from the north side of my house, so the entire yard is exposes to alot of sun the majority of the day (not sure if that has anything to do with it or not). But in the areas that receive shade (where fence is blocking, trees are shading, etc.) there are no yellow patches.


Thx.

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That was Friday. After the way lsu looked Saturday, if they look good again at aTm, it will be close to pick em. Tiger Stadium is a big deal.

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A 7 pt line move in 2 weeks is highly unlikely

Bama was a 7 pt favorite @ lsu in sportsbook.com's games of the year section on Friday.

If you're going to save for a down payment, think about a CD Ladder. Talk to your local bank and see if they can automate this if you won't have the time to manage: Definition below, more detail here (article is dated, so the %s are off, but concept is the same

Simply put, a CD ladder is a collection of CDs bought at regular intervals so that they’ll mature at regular intervals as well. Let’s say I wanted to create a simple CD ladder out of six month CDs. I buy one on the first of each month for six months. Then, on the first day of the seventh month, that first CD I bought matures and I collect a nice return. I can then either buy a new CD for the original amount and pocket the return, just keep all of the return and the original amount for some purchase, or I can buy a new CD for the total return. After that, each month, a CD matures and I can either buy a new one or use it for something else.

If you’re doing this with your emergency fund, you can set it up so that you always have a month’s worth of living expenses available in cash and each of the CDs represents a month’s worth of living expenses. Thus, each month, you’ll have a CD mature, collect a higher interest rate, and you can use the returns to buy another CD (if you don’t need it for an emergency), leaving you with a month’s worth of emergency fund at all times.

According to her bio, she doesn't have any kids yet. Nobody knows her situation at all. Maybe she's been trying to have kids for awhile and has been unsuccessful. Over the age of 35, it gets very difficult for a woman to get pregnant.

It doesn't matter one ounce if she's married or not. That's nobody's business but her own.

I'm assuming most of the people with selfish responses in this thread have never gone through any difficulties trying to conceive children or had any family/friends that have.

Even if it was unplanned, that's life...it happens; and I'm sure the team will be just fine.