Home Owners Insurance

Where is the house located? In the New Orleans area, homeowners insurance runs between $2500-6000 /year.

Without knowing anything about the rates in that area, I'd say shop around. I've only had a few good faith estimates in my short time, but they have always seemed to overestimate the insurance premiums.

Wow, I just bought a house and close at the end of July and I will pay $566 a year with a 1% deductible. But it is Texas

For $260K worth of coverage, in Geismar, LA, I pay $920.00 a year, with a 2 % deductible.

My insurance is through America First.

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In the New Orleans area, homeowners insurance runs between $2500-6000 /year.

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6K

here is how mine breaks down.
Terrebonne Parish / North of Intracoastal Waterway
House is 10+ ft above sea level in 1/500yr flood plain.

Home Owners Insurance $1060/yr
Wind and Hail (LA Citizens) $2100/yr
Flood Insurance $365/yr

Insured for $210K I only insured it for the amount I mortgages because I didnt feel like paying crazy premiums to insure for replacement value just wanted to cover the loan incase of a total loss.

haha kind of feels like I am cheating on my StateFarm guy

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Baton Rouge,, Jefferson/Drusilla area,,,

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I pay ~$1500/yr in Westminster through State Farm. Newer policies are pretty rough these days in BR.

Anybody who is in the military, retired military or an eligible military dependent is foolish not to go with USAA. They are the best.

Your State Farm agent should have a homeowner's waiting list. Check and see if they have one going. State Farm is the best. My whole family has SF and has had great service.