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LSUnn04
| Favorite team: | USA  |
| Location: | LA |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 666 |
| Registered on: | 10/8/2007 |
| Online Status: | Not Online |
Recent Posts
Message
re: When to buy market dip?
Posted by LSUnn04 on 10/30/20 at 12:31 pm to TorchtheFlyingTiger
I've bumped up my weekly investment amount recently.
0
quote:
I’m not saying he needs or doesn’t need it. All of his business’ were hit hard bc of this. As I’m sure a lot of other business owners were. I was simply asking a question out of my own curiosity.
The more you post, the worse it gets.
Tell your dad to take his licks and move on.
quote:
Are there any programs out there to help with loss income for Short term rentals?
My dad has a few units in New Orleans and is getting destroyed on them. Any help is appreciated. Thanks
It's sad that people feel entitled to a bailout after over-leveraging themselves.
Pigs get fat, hogs get slaughtered. Your dad shouldn't have been so greedy.
He should sell his properties before going bankrupt.
re: Friend is trying to convince me to buy whole life.
Posted by LSUnn04 on 4/27/20 at 8:30 am to Limitlesstigers
quote:
He is trying to sell me whole life and keeps talking about "infinite banking." I know it's bs but what are some good stats I can throw at him?
I have a whole life paid-up 10 year policy... the internal rate of return is a little more than 3.5% (tax deferred), which means a taxable investment vehicle would need to get over 4.5% for it to make sense for me due to tax brackets.
I also have BND (Vanguard Total Bond Market ETF). The inception-to-date annualized return is 4.37%.
Point here is... a great Whole Life policy with a great company is basically like buying bond funds with slightly less return but with a tax-free death benefit, tax-deferred annual returns, and no volatility.
Should you put all your money into Whole Life? No. Same answer if you asked, "Should I put all my money into XYZ?"
You need exposure to equities. Take advantage of 401k or Roth IRAs (if your income is low enough to qualify). If you have extra cash flow after taking advantage of those retirements accounts and you need more life insurance, then Whole Life can be sweet.
But, all these folks saying Whole Life sucks don't really understand it's value.
With whole life, you can think of it as your bond (or Fixed Income) portion of your asset allocation but with tax benefits and creditor protection (in some states) and hedges against the unlikelihood of you dying early.
To the trolls to follow, no, I am not an insurance agent. :rolleyes:
quote:
Like a lot of people, I have been hoarding cash the last 6 months waiting on something like this to happen, now all these stocks are cheap and I'm too scared to buy.
DIVERSIFY!
What are you saying you will do differently? I am confused.
Typically you do 12 month so you can either move off a tenant or increase rent. You lose flexibility if you have a lease that is longer than 12 months. If you are worried about not having a tenant after the 1st 12 month period, then you could choose to do a longer lease. Or, if you are trying to help out this family, then give them the longer lease that they want.
Since this is someone you know, it's up to you.
First and last month, yes. Pet deposit, yes.
Since this is someone you know, it's up to you.
First and last month, yes. Pet deposit, yes.
re: Just how bad was The Last Jedi?
Posted by LSUnn04 on 4/13/19 at 8:41 pm to Dale Murphy
Basically imagine Captain Marvel putting on a strap-on and then proceeding to f*** Thanos and the Avengers in every hole. Then, when you (the Audience) ask why Marvel decided to obviously, completely ruin the franchise when things were going in the right direction, you are told that you are a sexist, racist, bigot for not liking it.
re: Msutiger wins, Post email and I'll send it
Posted by LSUnn04 on 5/26/10 at 4:43 pm to BrightsideTiger412
Everyone just got trolled I think.
Hah, ya. Anyone else want to take a stab at it?
Starcraft 2 Beta
Posted by LSUnn04 on 4/15/10 at 1:34 pm
Just got in. Who is jealous?
Btw, when is the retail version supposed to release? :cheers:
Btw, when is the retail version supposed to release? :cheers:
quote:
Btw LSU has shut up since I outed him just like when I outed Hurricanemiles.
No, I just have nothing to add to this TOTD right now. Good try though. I do not own MW2 on the xbox. I do own an xbox, but my MW2 gaming is on the PC. Nice fail, assclown
quote:
You guys are going to have to excuse my friend LSU. He's just fricking with yall. He's really not that good. You getting on tonight LSU? I should be on around 9ish.
I don't know who you are.
quote:
there's so much pathetic in this one paragraph alone, i don't know where to start
There is pathetic in every one of your TOTD. "omg i camped my secret spot for my nuke, i am so GOOD."
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I was having a legit convo with you yesterday but at this point it is obvious you are trolling.
It's all good, dude.
I like messing with your retard friends who brag about how good they are. They can't handle a little trash talk.
But seriously...I did get 3 nukes one night running solo and drunk. The crew was all out my house playing halo on the TV while I was owning noobs. Definitely doesn't happen every night like that lol.
quote:
Penn
quote:
think
It must be hard.
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they have no friends, no IRL friends, so they troll looking for them, but since they have no social skills, it does not compute to on here either
We have around 10 people that we roll with on steam. Nice try though. This is getting hilarious. :lol:
quote:
you play on fricking computer, you sit, on a computer, all night, and play mw2, you have to, in the very least recognize how pathetic this is
how many WOW hours have you logged?
You guys play 3-4 hrs of MW2 a day. You play during lunch. But, I am the loser because I don't play on the same platform as your circle jerk? Then, you have to resort to using stereotype about PC gamers, which doesn't apply to me. Keep digging that hole, tard. :rotflmao:
quote:
I call bullshite
It must hard to grasp the idea that someone is on a different level than you. Go back to camping a building with OMA tubes and your friends guarding the entrance. Maybe then you can get a nuke. Scrub
quote:
Yea...frick being a team player and all.
Dude, I can run solo and get 2-3 nukes per night while drunk. Your friends suck.
quote:
yes, i called you out on that, if you have a problem about it, do something about it
Watch out... we have a keyboard commando making threats over the internet...
You better run before his ego swallows you whole!
re: Question about nukes...
Posted by LSUnn04 on 3/26/10 at 10:10 am to ottoman1384
quote:
Cue the douche jokes and "I am better cause I get pussy on a regular basis and am still good at MW2. oh and I have a regular job" remarks.
Yeah, it justifies their mediocrity. They have to help their teammates get nukes by camping with OMA and tubes. I just read some of their "pat on the arse you got your nuke finally" thread. It is sad...
:rotflmao:
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