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Started By
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What if everyone stopped buying insurance?
Posted on 1/3/26 at 5:57 pm
Posted on 1/3/26 at 5:57 pm
Prices would inevitably come down across the board.
Companies could no longer inflate prices for everything knowing they will not be able to charge 10x the value of something due to insurance picking up the bill.
If nobody had insurance, roofing companies would not be charging 15k for a new roof. Most people can't afford that out of pocket
Same thing with medical procedures, car issues, etc
Companies could no longer inflate prices for everything knowing they will not be able to charge 10x the value of something due to insurance picking up the bill.
If nobody had insurance, roofing companies would not be charging 15k for a new roof. Most people can't afford that out of pocket
Same thing with medical procedures, car issues, etc
27
Posted on 1/3/26 at 5:58 pm to WaydownSouth
Good luck not having the government strongarm you from doing any major interaction.
Posted on 1/3/26 at 5:59 pm to WaydownSouth
quote:
What if everyone stopped buying insurance?
First viral video of a burned down house or cancer and everyone picks it right back up.
Posted on 1/3/26 at 5:59 pm to WaydownSouth
The only reason the cost of college has exploded is because of subsidies through government, lotto, or other means.
Posted on 1/3/26 at 6:03 pm to fr33manator
quote:
Good luck not having the government strongarm you from doing any major interaction.
What happens if everybody stopped paying income taxes to the government?
Posted on 1/3/26 at 6:07 pm to WaydownSouth
(no message)
This post was edited on 1/3/26 at 6:07 pm
Posted on 1/3/26 at 6:14 pm to WaydownSouth
You have gotten the memo… the government will step in and force it Of If I forgot. They already do that.
This post was edited on 1/3/26 at 6:15 pm
Posted on 1/3/26 at 6:19 pm to WaydownSouth
Good idea, you should go ahead and be the pilot test
Posted on 1/3/26 at 6:23 pm to WaydownSouth
I’m not scared. Live a very risk adverse life.
Haven’t had home insurance for the last four years. Never made a claim before that.
Have had bare minimum liability car insurance to be legal for the last 20 years. Zero claims.
I haven’t been to a doctor in 30 years.
Haven’t had home insurance for the last four years. Never made a claim before that.
Have had bare minimum liability car insurance to be legal for the last 20 years. Zero claims.
I haven’t been to a doctor in 30 years.
Posted on 1/3/26 at 6:24 pm to WaydownSouth
Posted on 1/3/26 at 6:28 pm to WaydownSouth
If you have a mortgage, the lender will place a force placed policy on you, and cover only the amount of the loan. You will have no choice in this.
Posted on 1/3/26 at 6:29 pm to WaydownSouth
If you have a mortgage, the bank will just take one out for you at about 2x what you’d pay on the open market.
Do it for car insurance, and make sure you don’t ever get pulled over, have an accident, or travel through a jurisdiction where they check plates against insurance coverage. Also, good luck renewing your license at the DMV/OMV
Health insurance you’ll just have to get all treatment at the ER and play the “it won’t hit my credit report” game and/or just make extreme minimal payments
Do it for car insurance, and make sure you don’t ever get pulled over, have an accident, or travel through a jurisdiction where they check plates against insurance coverage. Also, good luck renewing your license at the DMV/OMV
Health insurance you’ll just have to get all treatment at the ER and play the “it won’t hit my credit report” game and/or just make extreme minimal payments
Posted on 1/3/26 at 6:29 pm to WaydownSouth
Alot of full towing yards
Posted on 1/3/26 at 6:30 pm to BabyTac
More made up shite.
Posted on 1/3/26 at 6:32 pm to BabyTac
quote:
risk adverse
You don't even know what the frick this means.
Posted on 1/3/26 at 6:33 pm to TigerBait2008
Dumbass really loves the smell of his own bullshite around here
Posted on 1/3/26 at 6:35 pm to BabyTac
quote:
Have had bare minimum liability car insurance to be legal for the last 20 years. Zero claims.
So you like living one distracted split second away from bankruptcy right?
I mean , Hey GMan, nothing's happened in the last 20 years so that guarantees the next 20 won; t be a problem either right?
Posted on 1/3/26 at 6:37 pm to BabyTac
Didn’t you steal from Academy? That’s typically the type of person that carries minimum car insurance.
Posted on 1/3/26 at 6:37 pm to TigerGman
He's the exact opposite of risk-averse. He's also a compulsive liar who role plays on the OT
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