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Medical Insurance Doubled

Posted on 1/2/26 at 1:51 pm
Posted by Randman
Mississippi
Member since Feb 2018
361 posts
Posted on 1/2/26 at 1:51 pm
My 21 year old son’s medical insurance just went up from $272.00 per month last year to $534.00 per month. This is a BCBS policy I’ve had on him since he was 15. He’s had no major health issues of any kind.

WTF is going on??
Posted by diat150
Louisiana
Member since Jun 2005
47280 posts
Posted on 1/2/26 at 1:52 pm to
thru obamacare I am guessing? or thru your employer?
This post was edited on 1/2/26 at 1:53 pm
Posted by Lowdermilk
Lowdermilk Beach
Member since Aug 2024
1033 posts
Posted on 1/2/26 at 1:52 pm to

BBB.
Posted by ShoeBang
Member since May 2012
21899 posts
Posted on 1/2/26 at 1:53 pm to
quote:

thru obamacare I am guessing?


Either indirecty or directly the answer is yes.
Posted by AUCE05
Member since Dec 2009
45030 posts
Posted on 1/2/26 at 1:54 pm to
Probably because he is an adult on someone else's policy and at a higher risk to abuse the service. People who spend other people's money are not good for business.
This post was edited on 1/2/26 at 1:56 pm
Posted by Vrai
Baton Rouge
Member since Nov 2003
4004 posts
Posted on 1/2/26 at 1:55 pm to
Well just think what it would be without the AFFORDABLE Care Act.

See, it's right there in the name
Posted by CheesyF
Member since May 2017
505 posts
Posted on 1/2/26 at 1:57 pm to
My HDHP plan through work doubled as well.
Posted by tigersmanager
Member since Jun 2010
9366 posts
Posted on 1/2/26 at 1:57 pm to
Obama care has doubled most people's insurance in last few years
Posted by AtlantaLSUfan
Baton Rouge
Member since Mar 2009
26775 posts
Posted on 1/2/26 at 1:59 pm to
I self insured in my 20’s. Never needed the doctor once, but if I did, just pay at the check-out desk.
Posted by Randman
Mississippi
Member since Feb 2018
361 posts
Posted on 1/2/26 at 2:00 pm to
quote:

thru obamacare I am guessing? or thru your employer?


I purchased this individual policy for him myself 9 years ago. I’m self employed.
Posted by PhilipMarlowe
Member since Mar 2013
21734 posts
Posted on 1/2/26 at 2:02 pm to
Thanks Trump.
Posted by Randman
Mississippi
Member since Feb 2018
361 posts
Posted on 1/2/26 at 2:03 pm to
quote:

Probably because he is an adult on someone else's policy and at a higher risk to abuse the service. People who spend other people's money are not good for business.


I have an individual policy for him. How would he abuse it? He’s a fit and healthy young man who exercises and is obsessed with healthy eating.
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
9415 posts
Posted on 1/2/26 at 2:03 pm to
quote:

He’s had no major health issues of any kind.


This doesn’t matter. It’s not car insurance.
Posted by Harry Caray
Denial
Member since Aug 2009
20350 posts
Posted on 1/2/26 at 2:04 pm to
Thank you Trump and the Big Beautiful Bill
Posted by denhamtiger
Denham Springs
Member since Jan 2014
821 posts
Posted on 1/2/26 at 2:04 pm to
Both my kids ages 5-7 went from 325 to 550 mine went from 370 to 680 absolutely insane. Lets not even talk about the high decutibles
Posted by Harry Caray
Denial
Member since Aug 2009
20350 posts
Posted on 1/2/26 at 2:05 pm to
quote:


Probably because he is an adult on someone else's policy and at a higher risk to abuse the service.
give me a fricking break
Posted by Cdawg
TigerFred's Living Room
Member since Sep 2003
61664 posts
Posted on 1/2/26 at 2:06 pm to
The subsidies for the affordable care act have expired.

Good luck!
Posted by Harry Caray
Denial
Member since Aug 2009
20350 posts
Posted on 1/2/26 at 2:07 pm to
quote:


The subsidies for the affordable care act have expired.

Good luck!
And the middle class will see the savings, right?

Right?
Posted by PGAOLDBAWNevahBroke
Member since Oct 2025
122 posts
Posted on 1/2/26 at 2:10 pm to
Found bidens buddy
Posted by danilo
Member since Nov 2008
24895 posts
Posted on 1/2/26 at 2:10 pm to
Subsidies going away from Exchange plans has been in the news for months baw. Trump is working to make American great though. How that working out for you? Look on the bright side: less Mexicans around. I am sure that’ll help you
This post was edited on 1/2/26 at 2:11 pm
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