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Married folks — do you and your spouse keep separate checking accounts?

Posted on 11/22/25 at 11:32 am
Posted by HoustonGumbeauxGuy
Member since Jul 2011
32607 posts
Posted on 11/22/25 at 11:32 am


If you do, why so?

my sister-in-law and her husband keep separate checking accounts and he doesn’t even like her opening his mail or talking about finances … she asked them recently about how much money they have in 401(k) and he didn’t even wanna talk about it, pretty fricking bizarre and sneaky if you ask me ….he’s been a pretty weird and shady character from the onset, but makes a ton of money and she has a pretty nice life as a stay at home wife so she doesn’t pry too much

This post was edited on 11/22/25 at 11:32 am
Posted by jizzle6609
Houston
Member since Jul 2009
17323 posts
Posted on 11/22/25 at 11:32 am to
This is the first sign of divorce LOL
Posted by agdoctor
Louisiana
Member since Dec 2004
3188 posts
Posted on 11/22/25 at 11:33 am to
No. 45th anniversary today
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39854 posts
Posted on 11/22/25 at 11:34 am to
quote:

she asked them recently about how much money they have in 401(k) and he didn’t even wanna talk about it,


I can guarantee you that he is a controlling type of person. He doesn't see his wife as his equal. He most likely sees her as "less-than" because he makes a lot of money.

quote:

Married folks — do you and your spouse keep separate checking accounts?


When I was married, we had a joint checking and savings account. Marriage means unite, and come together as one. Sure, it can be a little harder to undo if a couple divorces, but we didn't step into an engagement and marriage with the thought of divorcing. Sadly, that is what happened, but I trusted her, and she trusted me, to know that we weren't out to screw either one over financially. In this regard, we acted like responsible adults.
This post was edited on 11/22/25 at 11:36 am
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
58069 posts
Posted on 11/22/25 at 11:34 am to
Nope - we combined our accounts not too long after we got married.
Posted by Mid Iowa Tiger
Undisclosed Secure Location
Member since Feb 2008
23613 posts
Posted on 11/22/25 at 11:34 am to
We started to about a year before the divorce. I was the sole breadwinner and noticed money was “leaking”. I set up a sole checking account and basically put the house operating funds into the joint account.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59049 posts
Posted on 11/22/25 at 11:35 am to
MrsWafer (no pics) and I do not. My inlaws did and I thought it was odd.

Posted by HoustonGumbeauxGuy
Member since Jul 2011
32607 posts
Posted on 11/22/25 at 11:36 am to
He is very controlling, he treats her like a nanny, he’s a fat pile of shite, and she works out every day, she has a side business, like selling cookies and other desserts to pay for her gym membership, he doesn’t even pay for it

Yes, he is a POS
Posted by Dawgfanman
Member since Jun 2015
25747 posts
Posted on 11/22/25 at 11:36 am to
We each take an “allowance” from our main account each month. This goes to a separate account for both. We each can see the others online. This allowance is for shite like gas, lunch at work, grooming, or whatever you might want to do and not argue with spouse if they think it’s wasteful. It’s a not inconsequential amount. I save about half of mine every month. Use it to feel like a baller on vacations.
This post was edited on 11/22/25 at 11:38 am
Posted by 777Tiger
Member since Mar 2011
87997 posts
Posted on 11/22/25 at 11:36 am to
quote:

This is the first sign of divorce LOL


well it's been decades, what's taking so long???
Posted by tigergal918
Member since Feb 2022
365 posts
Posted on 11/22/25 at 11:36 am to
No we got married at 21, he was still in college & didn’t even have a bank account. We got back from our honeymoon with $750 to our name. Twenty-three years later I guess it’s working ok. But I handle 100% of our finances.
Posted by samson73103
Krypton
Member since Nov 2008
8980 posts
Posted on 11/22/25 at 11:36 am to
Yes we do. But not because we do not trust each other with money. Second marriage for both and we were both financially secure. We already had our own accounts and just never changed anything.
Posted by jojothetireguy
Live out in Coconut Grove
Member since Jan 2009
10586 posts
Posted on 11/22/25 at 11:39 am to
Wife and I keep separate. It works for us. Each of us pays a certain set of bills based on what we make. She then has her money for clothes, shoes, etc and I have my money to spend on whatever without being questioned on what and where we spend our money. We talk about any big purchases we have to make together and split that.
In my opinion it eliminates meaningless bullshite arguments of... You went out and spent how much on whatever.
We don't have that problem
Posted by Sunnyvale
Member since Feb 2024
2169 posts
Posted on 11/22/25 at 11:39 am to
Well if hes a POS then shes giving it up and getting on her knees for him.

What does that tell you?
Posted by Lexis Dad
Member since Apr 2025
4542 posts
Posted on 11/22/25 at 11:40 am to
No.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59049 posts
Posted on 11/22/25 at 11:42 am to
quote:

In my opinion it eliminates meaningless bullshite arguments of... You went out and spent how much on whatever. We don't have that problem


Maybe so maybe not. I didn’t marry a woman who would come at me like that after buying something, but she also didn’t marry someone who goes and spends a boatload of money on dumb shite either.
Posted by Relham10
Ridge
Member since Jan 2013
19746 posts
Posted on 11/22/25 at 11:44 am to
We have separate. We have a joint for house bills that we both deposit a set amount in but other than that, her money is her money and my money is my money. We make about the same amount and we help each other if needed. I dont see anything wrong. Neither of us hide any finances from the other.
Posted by SETH6180
TEXAS
Member since Feb 2020
742 posts
Posted on 11/22/25 at 11:44 am to
Nope, only accounts that are "separate" are our 401's and ROTH accounts.
Posted by bengalman
In da Country
Member since Feb 2007
3963 posts
Posted on 11/22/25 at 11:48 am to
Hell to the No! You might as well take her last name while you at it.
Posted by TBoy
Kalamazoo
Member since Dec 2007
27307 posts
Posted on 11/22/25 at 11:48 am to
We have two joint checking accounts, she has a separate checking account that I have no access to and I have a separate checking account that she has no access to. It’s all good that way.
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