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Started By
Message
Open Enrollment 2026 - Health Insurance Increase
Posted on 10/20/25 at 10:44 am
Posted on 10/20/25 at 10:44 am
Our benefits portal opened up today for enrollment.
We have BC/BS Group Texas Employee +1 Kid :
2025 Rate $506.00 monthly
2026 Rate $562.00 monthly
11% increase
The 2026 Premier PPO plan from Blue Cross/Blue Shield has the following in-network features:
· Preventive care is covered at 100%
· Annual deductible of $2,500 per person and $5,000 per family.
· Medical Out of pocket Maximum of $4,000 per person and $8,000 per family.
· Emergency Room $750 co-pay and then 80% after deductible
· MDLive Virtual Visit $10 co-pay
· Primary Care Physician Visit $30 Co-Pay
· Specialist Office Visit $45 Co-Pay
· Urgent Care Visit $45 Co-Pay
Prescription Features include:
· $20 co-pay for generic
· $60 co-pay for Brand Formulary
· $90 co-pay for Brand non-Formulary
· Mail Order Rx = 2 times retail co-pay
We have BC/BS Group Texas Employee +1 Kid :
2025 Rate $506.00 monthly
2026 Rate $562.00 monthly
11% increase
The 2026 Premier PPO plan from Blue Cross/Blue Shield has the following in-network features:
· Preventive care is covered at 100%
· Annual deductible of $2,500 per person and $5,000 per family.
· Medical Out of pocket Maximum of $4,000 per person and $8,000 per family.
· Emergency Room $750 co-pay and then 80% after deductible
· MDLive Virtual Visit $10 co-pay
· Primary Care Physician Visit $30 Co-Pay
· Specialist Office Visit $45 Co-Pay
· Urgent Care Visit $45 Co-Pay
Prescription Features include:
· $20 co-pay for generic
· $60 co-pay for Brand Formulary
· $90 co-pay for Brand non-Formulary
· Mail Order Rx = 2 times retail co-pay
21
Posted on 10/20/25 at 10:49 am to The Torch
quote:
2025 Rate $506.00 monthly 2026 Rate $562.00 monthly
For a family? That’s not bad at all (comparatively). Your company must be picking up a sizable portion.
Single BCBS PPO through my company is running me around $430/month.
Posted on 10/20/25 at 10:51 am to BigBinBR
quote:
Your company must be picking up a sizable portion.
They pay two thirds and I pay one.
Posted on 10/20/25 at 10:52 am to The Torch
quote:
Open Enrollment 2026 - Health Insurance Increase
Elections have consequences
Posted on 10/20/25 at 10:52 am to The Torch
Going up about 8% across the board at my job. PPO plan. 188/mo single, 330/mo married,410/mo with kids, 647/mo family.
500 deductible with a 3k max out of pocket per person
500 deductible with a 3k max out of pocket per person
Posted on 10/20/25 at 10:52 am to The Torch
quote:
11% increase
so not the 1,000% increase that the Democrats promised would happen?
Posted on 10/20/25 at 10:53 am to The Torch
Our BCBS plan at work increased 20% in 2025 and is going up 17% in 2026. A total increase of 41% in 2 years. An extra $1.9 million/year from what we paid in 2024. Obamacare is performing exactly as intended.
Posted on 10/20/25 at 10:53 am to The Torch
shite when I left my last job in 2024, it was nearing $900/month for family coverage from BCBS/Alabama.
My wife is a pharmacist for CVS and we have Aetna now. Deductible per person is $4000 which is steep, but I don't think we have paid for a drug since being on it which is nice.
My wife is a pharmacist for CVS and we have Aetna now. Deductible per person is $4000 which is steep, but I don't think we have paid for a drug since being on it which is nice.
Posted on 10/20/25 at 10:54 am to The Torch
Health insurance is getting so damn expensive people are believing it’s a scam, and it’s getting harder and harder to argue it’s not.
Additionally, I do think every single company should shop their benefits or brokers yearly.
I hear stories all the time of companies who just accept the yearly increase and don’t shop their benefits or find brokers who can be creative to help the employees and the company get the best that’s out there.
Additionally, I do think every single company should shop their benefits or brokers yearly.
I hear stories all the time of companies who just accept the yearly increase and don’t shop their benefits or find brokers who can be creative to help the employees and the company get the best that’s out there.
Posted on 10/20/25 at 10:57 am to The Torch
So for one family your insurance cost almost $20,000 per year. between your portion and your employer.
Insanity
Insanity
Insanity
Insanity
Posted on 10/20/25 at 10:59 am to The Torch
If you like your plan you can keep your plan
Obamacare was literally written by the health insurance lobbyists
Obamacare was literally written by the health insurance lobbyists
This post was edited on 10/20/25 at 11:00 am
Posted on 10/20/25 at 11:00 am to TigersBucs
What a moron! We are in the throes of the destruction that Obamacare was meant to unleash. Obama's hope was that his crappy policy would trigger the very crisis we're in right now. The point was to drive everyone down a dark alley of spiraling costs and over utilization until everyone begged for single payer. Well . . . here we are. Thanks Obama and thanks, John McCain.
Posted on 10/20/25 at 11:01 am to Pfft
quote:
So for one family your insurance cost almost $20,000 per year.
And if something happens you have to pay $4,000 out of pocket before it fully kicks in, I've been burned the only two times we've used it in 13 years.
Posted on 10/20/25 at 11:03 am to Strannix
had both hips replaced in the last 3 years....bill from hospital and Dr.....525,000 dollars total . Marking up for the big mark down.
Posted on 10/20/25 at 11:04 am to Strannix
I'm self employed. My BCBS is going from $850 a month to $990 a month. Thats for me only not a family plan.
Posted on 10/20/25 at 11:05 am to Yaboylsu63
quote:Do a little research on the record profits that some of the big insurance companies are raking in.
Health insurance is getting so damn expensive people are believing it’s a scam, and it’s getting harder and harder to argue it’s not.
Posted on 10/20/25 at 11:33 am to greygoose
Our company announced today that their insurance cost went up $5.3 million for 2026 and they would be covering 80% of that increase. Our premium will be going from $370 to $420 per month for a family.
Posted on 10/20/25 at 11:36 am to TigersHuskers
quote:
Going up about 8% across the board at my job.
That's what we're seeing with UHC this year, 7.74%
Posted on 10/20/25 at 11:43 am to The Torch
More and more people are just dropping health insurance and doing without and taking their chances.
Posted on 10/20/25 at 11:45 am to Weekend Warrior79
I hear UHC is the worst offender of undercutting BCBS on rates to get companies on their plans and then jacking it up like a mf’er the following year.
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