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Started By
Message
Fu*k hurricane / wind insurance
Posted on 9/8/25 at 3:12 pm
Posted on 9/8/25 at 3:12 pm
$4k a year for my parents 350k house in south Texas on top of home insurance. High property tax for what? Don’t do shite for preventing wind damage, where’s our moats?
Can’t imagine living in La paying every tax available to man kind on top of this insurance costs
Can’t imagine living in La paying every tax available to man kind on top of this insurance costs
9
Posted on 9/8/25 at 3:14 pm to fareplay
Dear Facebook...
Posted on 9/8/25 at 3:15 pm to fareplay
why do you care? is it because your parents still pay your bills?
Posted on 9/8/25 at 3:15 pm to fareplay
You whine a lot about money for someone of such vast wealth.
Posted on 9/8/25 at 3:18 pm to fareplay
~1% per year ain’t bad. That’s acceptable to me.
In 2012, I paid ~10% of my home’s valuation for my total insurance cost.
I voted with my feet.
There should be a reasonable premium for living close to a body of water that gets destructive every decade or so.
In 2012, I paid ~10% of my home’s valuation for my total insurance cost.
I voted with my feet.
There should be a reasonable premium for living close to a body of water that gets destructive every decade or so.
Posted on 9/8/25 at 3:20 pm to LegendInMyMind
him and BabyTac, daily.
Posted on 9/8/25 at 3:22 pm to Klark Kent
Windstorm Insurance is Not Legally Mandated:
Texas does not have a law that mandates every homeowner must carry windstorm insurance.
Lenders Require Coverage:
If you live in an area prone to hurricanes and have a mortgage, your lender will likely require you to have windstorm coverage as a condition of the loan.
Why do your baller parents have a mortgage?
Texas does not have a law that mandates every homeowner must carry windstorm insurance.
Lenders Require Coverage:
If you live in an area prone to hurricanes and have a mortgage, your lender will likely require you to have windstorm coverage as a condition of the loan.
Why do your baller parents have a mortgage?
Posted on 9/8/25 at 3:23 pm to BDPops85
My parents aren’t ballers and their house is paid off but rented
Posted on 9/8/25 at 3:24 pm to fareplay
You are such a dumb count
Posted on 9/8/25 at 3:24 pm to fareplay
Shiiiit. I wish mine was only $4k. In some parts of Louisiana people in a 1k sq ft house are paying $4k.
This post was edited on 9/8/25 at 3:26 pm
Posted on 9/8/25 at 3:24 pm to BDPops85
i know this was meant to for fareplay because no one would ever consider Klark Sr a baller by OT standards. 
This post was edited on 9/8/25 at 3:24 pm
Posted on 9/8/25 at 3:30 pm to fareplay
Bitch about your parents’ insurance problems board
Posted on 9/8/25 at 3:34 pm to soccerfüt
quote:
There should be a reasonable premium for living close to a body of water that gets destructive every decade or so.
"Hey insurance, buy me a new house every 10 years but make sure the premium is reasonable"
Posted on 9/8/25 at 4:22 pm to fareplay
Is that part of it? Honest question. I thought homeowners in a rental is rated differently? 
Posted on 9/8/25 at 4:24 pm to fareplay
quote:
High property tax for what? Don’t do shite for preventing wind damage, where’s our moats?
i hate you so much.
Posted on 9/8/25 at 4:44 pm to fareplay
quote:
their house is paid off
Then there's no one stopping them from dropping the wind coverage and self insuring.
Posted on 9/8/25 at 7:32 pm to fareplay
quote:
my parents 350k house
quote:
their house is paid off
quote:
My parents aren’t ballers
sounds like they are barely making ends meet
This post was edited on 9/8/25 at 7:34 pm
Posted on 9/8/25 at 8:46 pm to herecomethetigers02
quote:
why do you care? is it because your parents still pay your bills
That would be a sweet gig
Posted on 9/8/25 at 8:59 pm to fareplay
quote:
$4k a year for my parents 350k house in south Texas on top of home insurance.
Damn that sucks. I pay about 5500 for a 950k house in south Louisiana. Wind coverage included.
Posted on 9/8/25 at 9:24 pm to forkedintheroad
quote:Not exactly.
"Hey insurance, buy me a new house every 10 years but make sure the premium is reasonable"
The house I was in was built in 1970.
I knew the guy who had it built and I know the folks who bought it from me.
From 1970 to the present (55 years) there has been exactly one claim on the homeowner’s policy.
I’m pretty sure it’s been a win for BigInsurah.
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