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Started By
Message
Car finance rates for new and used cars.
Posted on 8/8/25 at 10:20 pm
Posted on 8/8/25 at 10:20 pm
Unfortunately it looks like I’ll be needing to go through the car buying process soon and was wondering what kind of rates y’all have been seeing.
I keep seeing lower rates advertised but have been through a few pre checks and the rates seem to all be high 6’s to low 7’s so far. My warranty is about to run out on my car and my wife doesn’t want to have her car outside of warranty. Plus I think she just wants a new car.
I keep seeing lower rates advertised but have been through a few pre checks and the rates seem to all be high 6’s to low 7’s so far. My warranty is about to run out on my car and my wife doesn’t want to have her car outside of warranty. Plus I think she just wants a new car.
This post was edited on 8/8/25 at 10:22 pm
43
Posted on 8/8/25 at 10:23 pm to Rize
quote:Pics?
seem to all be high 6’s to low 7’s so far.
OT or IRL?
This post was edited on 8/8/25 at 10:25 pm
Posted on 8/8/25 at 10:24 pm to Rize
Why not make her buy it? Might help her decide to keep it longer this time.
Posted on 8/8/25 at 10:25 pm to Rize
quote:
I keep seeing lower rates advertised but have been through a few pre checks and the rates seem to all be high 6’s to low 7’s so far.
I got 3.9 in december
Posted on 8/8/25 at 10:26 pm to Rize
Just had to go today unexpectedly. 5.49% for 60 from Honda with 800+ credit. Seems crazy but from what I checked they beat my credit union.
Posted on 8/8/25 at 10:26 pm to Rize
quote:
Plus I think she just wants a new car.
You’ve been punked.
Posted on 8/8/25 at 10:27 pm to forkedintheroad
quote:
Why not make her buy it? Might help her decide to keep it longer this time.
She pays the mortgage and all the bills for the house. I haven’t paid a mortgage or house bills in 14 years. I’ll gladly keep her in a car every 4 or 5 years
Posted on 8/8/25 at 10:28 pm to Cosmo
quote:
I got 3.9 in december
Man I’d love that but be happy with 5.5%.
This post was edited on 8/8/25 at 10:29 pm
Posted on 8/8/25 at 10:31 pm to Rize
quote:
She pays the mortgage and all the bills for the house. I haven’t paid a mortgage or house bills in 14 years. I’ll gladly keep her in a car every 4 or 5 years
You need to read up on community property regimes.
Posted on 8/8/25 at 10:34 pm to Rize
quote:
She pays the mortgage and all the bills for the house
Are you sure you’re the one with a ballsack?
Posted on 8/8/25 at 10:38 pm to Rize
I got mid 5s through credit union
Posted on 8/8/25 at 10:39 pm to Rize
Pro... You can get Nissan's for 0% for 60 mos.
Con... You have to drive a Nissan
Con... You have to drive a Nissan
Posted on 8/8/25 at 10:42 pm to SG_Geaux
quote:
Pro... You can get Nissan's for 0% for 60 mos. Con... You have to drive a Nissan
I don’t think my wife would want to drive an Altima with all the AI driver shite I send her
Posted on 8/8/25 at 10:44 pm to Rize
quote:
my wife doesn’t want to have her car outside of warranty
Be a man. Christ. You only need oil, brakes and tires to over 100k.
quote:
I think she just wants a new car.
Be a man.
FFS, she's going to make you buy a car before dealers try to clear inventory at the end of December to avoid inventory taxes. You're going to let her.
Posted on 8/8/25 at 10:49 pm to Rize
No lie, if they were still making the Titan XD, I would likely go get one for the 0% they are offering.
Posted on 8/8/25 at 10:51 pm to LemmyLives
quote:
Be a man. Christ. You only need oil, brakes and tires to over 100k. quote:I think she just wants a new car. Be a man. FFS, she's going to make you buy a car before dealers try to clear inventory at the end of December to avoid inventory taxes. You're going to let her.
This process may take a while. I’ve got a few SUV’s I’m looking at and driove the first one today but it was just ok.
Posted on 8/8/25 at 10:52 pm to Rize
quote:
wife doesn’t want to have her car outside of warranty
Lol
I don't think I've driven a car in warranty in 10 years or more.
Posted on 8/8/25 at 10:55 pm to Rize
quote:
She pays the mortgage and all the bills for the house.
Where do I find one of these I am thinking about trading my wife in after seeing this?
Posted on 8/8/25 at 10:55 pm to Rize
quote:What are you looking at?
This process may take a while. I’ve got a few SUV’s I’m looking at and driove the first one today but it was just ok.
Posted on 8/8/25 at 11:00 pm to billjamin
quote:
What are you looking at?
Performance SUV’s.
Looking to replace my 2021 X5M and I drove a 2026 X5 M60i and it was kind of a turd
I’m going to look at the following tomorrow but I’m open to suggestions:
2025 X5M Comp
2025 GLC AMG 63s
2025 Porsche Macan S
2025 SQ7
The 4 cylinder kinda kills me on the GLC but I love the look and it’s fast as shite just will miss the twin turbo V8 that I’ve had the last 6 or 7 years.
This post was edited on 8/8/25 at 11:09 pm
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