- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
umbrella Policy
Posted on 10/27/24 at 12:07 pm
Posted on 10/27/24 at 12:07 pm
For those of you who have one; What is reasonable cost for a $1M umbrella policy
I understand factors such as how many boats, atv's, etc you have will affect the cost.
Mine has gone up to $1600 a year. Thinking this is unreasonable.
I understand factors such as how many boats, atv's, etc you have will affect the cost.
Mine has gone up to $1600 a year. Thinking this is unreasonable.
26
Posted on 10/27/24 at 12:08 pm to whg335
I think mine is just a few hundred
Posted on 10/27/24 at 12:12 pm to whg335
My policy is to stash umbrellas everywhere because you never know when you could need one all the sudden. Car, house, work, all need umbrellas.
The real hard thing to manage though is when you bring your umbrella in from the car and forget to bring it back out to your car later. That’s an easy way to end up getting soaked from an unexpected shower
The real hard thing to manage though is when you bring your umbrella in from the car and forget to bring it back out to your car later. That’s an easy way to end up getting soaked from an unexpected shower
This post was edited on 10/27/24 at 12:16 pm
Posted on 10/27/24 at 12:14 pm to Cosmo
.
This post was edited on 10/27/24 at 5:26 pm
Posted on 10/27/24 at 12:21 pm to athenslife101
I have one in my truck, but I never use it.
Posted on 10/27/24 at 12:23 pm to whg335
For 1mm should be under $1000. May depend on who you have driving and living in your household also.
Posted on 10/27/24 at 12:26 pm to whg335
Breh, it hasn’t rained here in more than a month. I think you’ll be just fine without one.
Posted on 10/27/24 at 12:31 pm to whg335
I’m staunchly against umbrellas. If it’s raining out, I’m either wearing a rain coat or getting wet. Not carrying some stick around all day because of wittle water like a homo.
Posted on 10/27/24 at 12:32 pm to whg335
The comment about young drivers is true. I had one for several years that was always $400-600ish. After the first kid moved to college it jumped $1600 to $2k. I canceled our policy at that point.
Posted on 10/27/24 at 12:33 pm to whg335
My bro-in-law is an insurance guy. He talked me into one 15 years ago. It's 3 million aggregate and "follows" me everywhere I go to include my property, etc. I am paying less than $700 per year for it.
Served on a private school board for 10 years, was a trustee of the board so I was one of 5 people sued by a vindictive employee we let go for theft. The umbrella kicked in and covered my legal fees with a very good attorney. That suit fell apart because it was BS to begin with. Always thought I was pissing away money with that policy until I saw how fast a POS and unscrupulous attorney could tie you up in court for absolute horse shite. If you have anything you don't want to lose - it's not a bad idea.
Served on a private school board for 10 years, was a trustee of the board so I was one of 5 people sued by a vindictive employee we let go for theft. The umbrella kicked in and covered my legal fees with a very good attorney. That suit fell apart because it was BS to begin with. Always thought I was pissing away money with that policy until I saw how fast a POS and unscrupulous attorney could tie you up in court for absolute horse shite. If you have anything you don't want to lose - it's not a bad idea.
Posted on 10/27/24 at 12:41 pm to BarCo49
Rihanna said I could just stand under hers
This post was edited on 10/27/24 at 12:43 pm
Posted on 10/27/24 at 12:49 pm to whg335
Mine was less than $1,000 this policy year.
Posted on 10/27/24 at 12:54 pm to whg335
I never use umbrellas. I would rather walk through the rain than deal with one.
Posted on 10/27/24 at 1:19 pm to Auburn80
mine is $616. anyone that has anything is taking a huge risk if they have no umbrella.
This post was edited on 10/27/24 at 1:21 pm
Posted on 10/27/24 at 1:32 pm to whg335
Two things:
1. Extremely cheap if not extended to Uninsured Motorist. You have to get this. In LA your prices will soar.
2. RLI is $1,143 for the year. State Farm is $1,380 for the year. I have both policies. Need to cancel SF.
That's LA rates. Anything less in LA and I'd be skeptical if it includes uninsured motorist.
1. Extremely cheap if not extended to Uninsured Motorist. You have to get this. In LA your prices will soar.
2. RLI is $1,143 for the year. State Farm is $1,380 for the year. I have both policies. Need to cancel SF.
That's LA rates. Anything less in LA and I'd be skeptical if it includes uninsured motorist.
This post was edited on 10/27/24 at 1:33 pm
Posted on 10/27/24 at 1:42 pm to whg335
Mine is $600 thru State Farm
Posted on 10/27/24 at 3:29 pm to ellunchboxo
If I had one I wouldn't post about it here. I'm superstitious that way
Posted on 10/27/24 at 5:09 pm to whg335
Two hundred to five hundred dollars a year.
Posted on 10/27/24 at 5:16 pm to Cosmo
Same here. Like jewelry riders (which cost next to nothing and are definitely worth it), PUPs are usually just a few hundred bucks as an add on, even if you have a pool.
Could save your bacon should someone be injured or die on your property.
Could save your bacon should someone be injured or die on your property.
Posted on 10/27/24 at 5:17 pm to whg335
I live in AL with one property, two cars.
No toys or rentals.
Home based biz (wife gives swim lessons).
Ours with Safeco jumped to $800.
Went with RLI for $250.
No toys or rentals.
Home based biz (wife gives swim lessons).
Ours with Safeco jumped to $800.
Went with RLI for $250.
Page 1 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News