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re: If you need a loan or credit…you can’t afford it!
Posted on 7/9/23 at 5:12 pm to BabyTac
Posted on 7/9/23 at 5:12 pm to BabyTac
quote:
feel in the minority here. Why has it become the norm to take a loan out to buy something you can’t afford? Cars, trucks, tuition, appliances, home projects, recreation crap, etc. Spoiled people. You can either save for it or if it ain’t worth saving for, it ain’t worth it!
I know right.
They said get a job to save up money, but I didn’t have money to buy a car and I don’t believe in debt so I said screw it and didn’t show up to the job.
It’s better to be debt free IMO.
Posted on 7/9/23 at 5:13 pm to BabyTac
Very few ppl can pay cash for a home. Now if you want talk vehicles that is a fair discussion but not for a home.
Posted on 7/9/23 at 5:13 pm to Brosef Stalin
quote:How many people need to spend $70,000 on a new vehicle?
I mostly agree but how many people have $70,000 on hand for a new vehicle
Posted on 7/9/23 at 5:15 pm to BabyTac
There is a new Tik Tok trend I’d love to see you try
Posted on 7/9/23 at 5:25 pm to BabyTac
quote:
Cars, trucks, tuition
These are acceptable to take loans out on imo. Just don't buy out of your price range on cars. Try and keep your payment under $300/mo
Tuition...stupid expensive. Nobody can afford it. But most people don't need to go anyhow (English majors, women's studies, theater, art, history, et al)
Most other things, I can understand your argument, to an extent
This post was edited on 7/9/23 at 5:28 pm
Posted on 7/9/23 at 5:33 pm to Brosef Stalin
quote:
I mostly agree but how many people have $70,000 on hand for a new vehicle or half a million dollars for a house?
This. Affordability is based on more than cash on hand. This is a dumb thread.
Posted on 7/9/23 at 5:38 pm to Brosef Stalin
quote:
mostly agree but how many people have $70,000 on hand for a new vehicle
Who NEEDS a 70k vehicle???? FYI, I’m worth a small fortune. Never spent more than $15k on a vehicle. Also FYI…your neighbors really don’t give a shite about status or what you drive.
This post was edited on 7/9/23 at 5:45 pm
Posted on 7/9/23 at 5:40 pm to LoneStarRanger
quote:
Just don't buy out of your price range on cars. Try and keep your payment under $300/mo
Have you bought a vehicle recently?
Posted on 7/9/23 at 5:47 pm to Brosef Stalin
quote:
mostly agree but how many people have $70,000 on hand for a new vehicle or half a million dollars for a house?
The amount of people that need a 70K vehicle is approximately 0%
Posted on 7/9/23 at 5:50 pm to BabyTac
quote:
Who NEEDS a 70k vehicle???? FYI, I’m worth a small fortune.
What, like 1000 bucks? You aren’t fooling anyone. You’re one of the trashiest mfers on this board, you don’t have any money.
Posted on 7/9/23 at 5:51 pm to Powerman
quote:
The amount of people that need a 70K vehicle is approximately 0%
Let’s be honest. How many people have 20-25k saved up to buy a used car out of pocket? Or are able to be without an automobile long enough to save that up?
Posted on 7/9/23 at 5:52 pm to BabyTac
quote:
If you need a loan or credit…you can’t afford it!
I’m assuming you purchased your home in cash?
Posted on 7/9/23 at 5:53 pm to Deactived
quote:
Why do people respond to this numbnuts still?
I can just see him sitting in a rocking chair, sipping on a hard seltzer, and chuckling to himself about threads that he creates.
Posted on 7/9/23 at 5:55 pm to BabyTac
quote:
FYI, I’m worth a small fortune.
So you got family money and are wondering why everyday people can’t afford million dollar homes in cash? Checks out. I mean honestly, why live if your daddy can’t buy you a new car each year, amiright?
Posted on 7/9/23 at 5:57 pm to Rouge
I see him taking a break from cleaning some stuff at the plant and thinking he's hot shite posting his drivel on here every day.
Posted on 7/9/23 at 6:00 pm to BabyTac
Thanks Dave.
How's that timeshare lawsuit going?
How's that timeshare lawsuit going?
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